Gavop shows you how to buy homeowners insurance in Bracken County, KY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $38,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $74,500 | $70,000 | $50,000-$75,000 |
| 3 Bedroom | $139,500 | $130,000 | $100,000-$125,000 |
| 4 Bedroom | $173,500 | $150,000 | $150,000-$175,000 |
| 5 Bedroom | $220,500 | $200,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$93 | $574 |
| Superior Protection Discount | -$60 | $608 |
| Fire & Security Discount | -$53 | $614 |
| Hail Resistant Roof Discount | -$13 | $654 |
| Newly Constructed Home Discount | -$134 | $534 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Bracken County | $2,500 | $660 | $3,160 | $479 | $2,979 | $180 |
| Bracken County, KY | $2,500 | $660 | $3,160 | $479 | $2,979 | $180 |
| New Richmond, OH | $500 | $739 | $1,239 | $537 | $1,037 | $202 |
| Mowrystown, OH | $2,000 | $526 | $2,526 | $382 | $2,382 | $144 |
| Dayton, KY | $200 | $640 | $840 | $465 | $665 | $175 |
| Oliver, OH | $1,500 | $751 | $2,251 | $546 | $2,046 | $205 |
| Delshire, OH | $500 | $668 | $1,168 | $485 | $985 | $183 |
| Belleview, KY | $700 | $1,018 | $1,718 | $740 | $1,440 | $278 |
| Rising Sun, IN | $100 | $743 | $843 | $540 | $640 | $203 |
| Brush Creek, OH | $100 | $581 | $681 | $422 | $522 | $159 |
| Rowan County, KY | $1,000 | $719 | $1,719 | $522 | $1,522 | $196 |
| Home Insurance Company Bracken County, KY | Homeowners Insurance Agency Bracken County, KY | Address | Popularity Score | Distance from Bracken County (miles) |
|---|---|---|---|---|
| State Farm | Brian Payne | 537 Moody Dr, Maysville, KY, 41056-9328 | 17.7 | |
| Liberty Mutual Independent | Sullivan Insurance Agency | 635 N Broadway, Lexington, KY, 40508 | 47.6 | |
| Travelers | Garner Insurance Agency | 7430 Us Highway 42 Ste 207, Florence, KY, 41042 | 36.4 | |
| Allstate | Tonya Sharp Staten | 2091 N Bend Rd Ste 140, Hebron, KY, 41048 | 43.2 | |
| Travelers | Dambrosio & Elders Agency Llc | 8121 Us 42, Florence, KY, 41042 | 36.0 | |
| State Farm | Larry Snowden | 3126 Dixie Hwy Ste 1, Erlanger, KY, 41018-1866 | 35.3 | |
| Allstate | Jenni Ballard | 619 Buttermilk Pike, Crescent Springs, KY, 41017 | 36.3 | |
| State Farm | Bill Anderson | 814 Bypass Rd, Winchester, KY, 40391-1002 | 46.8 | |
| State Farm | Glenn Terry | 5249 Taylor Mill Rd, Taylor Mill, KY, 41015-2127 | 31.5 | |
| State Farm | Karen Yelton | 97 Ridgeway Ave, Falmouth, KY, 41040-8532 | 12.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $650 | $1,240 | $590 |
| Bracken County, KY | $102,300 | $668 | $450 | $910 | $460 |
| Bracken County, KY | $102,300 | $668 | $470 | $950 | $480 |
| New Richmond, OH | $152,300 | $748 | $520 | $1,070 | $550 |
| Mowrystown, OH | $70,300 | $532 | $360 | $760 | $400 |
| Dayton, KY | $96,500 | $648 | $430 | $930 | $500 |
| Oliver, OH | $158,600 | $760 | $520 | $1,050 | $530 |
| Delshire, OH | $119,900 | $676 | $480 | $970 | $490 |
| Belleview, KY | $176,300 | $1,030 | $700 | $1,420 | $720 |
| Rising Sun, IN | $100,700 | $752 | $520 | $1,050 | $530 |
| Brush Creek, OH | $87,700 | $588 | $420 | $810 | $390 |
| Rowan County, KY | $121,100 | $727 | $500 | $1,000 | $500 |