How Can I Make My Parker, CO Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Parker, CO covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate Parker, CO Home Insurance Coverage Levels | Back to Top

Parker, CO - Neighbourhoods, Census Blocks & Streets 3 Bedroom 4 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Oakwood Park Plz, E Barrington Ave, Summerset Way, Peoria St, Coral Burst Ln, N Flintwood Rd, Cottonwood Dr, Bill Davis Rd, E Beaver Brook Ln, Compark Blvd $222,000 $190,000 $200,000-$250,000 $409,000 $330,000 $400,000-$500,000
Wood Brook Ln, Tumbleweed Way, Aquamarine Ct, Lantern Cir, Blue Mist Cir, Castlewood Dam Rd, N Evergreen Trl, E Manchester Dr, N Pine Dr, S County Line Rd $302,500 $250,000 $250,000-$300,000 $292,500 $270,000 $250,000-$300,000
Woodrock Dr, Mikelson Blvd, E Daley Cir, High Desert Rd, Parker Vista Way, Oldfield St, Mapleton Ct, N 1st St, Betts Ranch Rd, Independence Dr $266,000 $240,000 $300,000-$350,000 $407,000 $370,000 $400,000-$500,000
Foxtail Ln, Lamar Dr, Barnsley Ln, E Windfont Row, Michigan Creek Way, E Green Hollow Ct, Winterflower Way, Black Feather Trl, Diamond Ridge Pkwy, Snowy Mesa Loop $287,000 $260,000 $250,000-$300,000 $513,000 $480,000 $500,000-$600,000
Hitching Post Ct, N Falling Leaf Cir, E Edinborough Ct, Thornwood Ct, Walker Rd, Butterwort Cir, N Donley Dr, Soapstone Ct, E Hollow Creek Ln, Maple Crest Dr $189,500 $170,000 $175,000-$200,000 $254,000 $210,000 $200,000-$250,000
S Pembrook St, E Ponderosa Ct, Ironspur Ct, S Placer St, Ben Park Cir, Elton Way, Espera Way, Barn Swallow Way, Tempest Ridge Way, Hillrose St $381,500 $340,000 $400,000-$500,000 $664,000 $560,000 $700,000-$800,000
Bristleridge Ct, Deerpath Trl, N Ruby Ln, E Wiley Pl, Rafter Rd, Tabor Pl, Crowfoot Valley Rd, Kryptonite Dr, N Surry Pl, Summerset Ct $386,500 $330,000 $350,000-$400,000 $386,500 $360,000 $300,000-$350,000
Mica Pl, Shenstone Dr, Sandpiper Ave, Peabody St, Branham Dr, Maple Rock Ct, N Templin Ln, Shelby Dr, Brush Ct, N Pine Cone Rd $174,000 $140,000 $150,000-$175,000 $383,000 $360,000 $400,000-$500,000
Gigi St, Arroyo Verde Ct, Concho Ct, Periwinkle Ct, Richfield Ct, Fallow Deer Rd, Coral Burst St, Dunhill St, Peru Creek Ave, Cannonade Dr $233,500 $210,000 $250,000-$300,000 $493,000 $410,000 $400,000-$500,000
S Carson Ct, Crocus Way, Grand Mesa Ln, Timber Meadow Ct, E Sand Creek Rd, Sagewood Ln, E Basswood Ln, Birchleaf Ct, 7th St, N Sunrise Trl $440,500 $400,000 $500,000-$600,000 $642,000 $570,000 $600,000-$700,000

Estimate your Savings with Home Insurance Discounts in Parker, CO | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$198 $1,215
Superior Protection Discount -$127 $1,286
Fire & Security Discount -$113 $1,300
Hail Resistant Roof Discount -$42 $1,370
Newly Constructed Home Discount -$367 $1,045

Choose your Parker, CO Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $6,337
Physical Damage $2,464
Hail Damage $4,948
Wind Damage $6,687
Expensive Claims
Fire $46,463
Smoke $17,054

Identify Top Home Insurance Agents near Parker, CO | Back to Top

Home Insurance Company Parker, CO Homeowners Insurance Agency Parker, CO Address Popularity Score Distance from Parker (miles)
State Farm Don Jaramillo 16105 S Golden Rd, Golden, CO, 80401-3766
33.4
Travelers Co-West Insurance Group 4348 Woodlands Blvd. 4348 Woodlands Blvd. , Castle Rock, CO, 80104
5.9
Travelers Co-West Insurance Group 4348 Woodlands Blvd Ste 229, Castle Rock, CO, 80104
5.9
Travelers Elite Insurance Group Inc 4485 Wadsworth Blvd 111 , Wheat Ridge, CO, 80033
32.5
State Farm Andy Silver 18425 Pony Express Dr Ste 113a, Parker, CO, 80134-9605
9.5
Travelers Lockton Companies 8110 East Union Ste 700, Denver, CO, 80237
18.5
Allstate Tom Wohrley 19501 E Parker Square Dr, Parker, CO, 80134
8.5
Allstate Sydney Strausheim 3750 Dacoro Ln Ste 125, Castle Rock, CO, 80109
7.2
Travelers Rocky Mountain Insurance Advisors 333 Perry St. #219 , Castle Rock, CO, 80104
6.2
Farmers Ann Senetar 10405 S Parker Rd, Parker, CO, 80134
9.8

Compare Rates for Parker, CO Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Colorado $286,100 $1,436 $1,010 $1,880 $870
Douglas County, CO $407,100 $1,250 $880 $1,640 $760
Parker, CO $382,700 $1,413 $990 $1,850 $860
Highlands Ranch, CO $407,200 $1,251 $880 $1,640 $760
Cherry Creek, CO $559,900 $1,054 $740 $1,380 $640
Woodmoor, CO $421,200 $1,048 $730 $1,370 $640
Watkins, CO $457,100 $2,133 $1,490 $2,790 $1,300
Wheat Ridge, CO $306,900 $1,341 $940 $1,760 $820
Berkley, CO $207,200 $886 $620 $1,160 $540
Calhan, CO $158,800 $1,115 $780 $1,460 $680
Manitou Springs, CO $319,700 $1,061 $740 $1,390 $650
Ellicott, CO $106,900 $934 $650 $1,220 $570

Research Home Insurance Companies Reviews in Parker, CO Before Buying | Back to Top

Share a review on your home insurance company


USAA Home Insurance Reviews

Date: April 14, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
I have not looked into other policy offers from other insurance providers, so I do not know whether there are better or worse offers out there. However, since I have it bundled with other insurance.


Date: March 29, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
I am completely satisfied with USAA compared to other providers. I have competitive rates and they are bundled with my other insurance products to make payment easy.


Date: March 10, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
home insurance with usaa is great they are rated 5.they give fast customer service tailored to me. and fit my plan to my budget and needs.

Date: January 26, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
I have never bothered to compare my USAA's insurance with any other companies. They are my bank as well, and after a relationship that goes back around two decades, I trust them. Even if they cost a little more, they are worth it because I know I can count on them when I need them.


Date: January 25, 2019    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Customer Service
I have had a good experience with my insurance company. They have excellent customer service. I just called to get our new insurance set up, and it was an easy process. Everything went smoothly.

Date: January 24, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Policy Offerings
I am completely satisfied with USAA home insurance, therefore I give their policy offerings a 5 star rating. They provide more home insurance options and safety nets than any other insurance company.


Date: October 04, 2018    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Website/App
The companies website and mobile app are very useful and easy to navigate. It also adds an extra layer of security that most websites/apps don't include. As a security conscious person, this is something that I very much like.

Date: September 26, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Communication
I truly like the interaction with USAA. They treat customers very well and always thank you for your service. They definitely go the extra mile to make sure that everything is taken care of.

Date: August 31, 2018    Age: Above 60    Gender: Male    Marital Status: Unmarried

Customer Service
I have nothing bad to say about USAA. They are very customer oriented. They treat each customer as an individual and show that they care about each person.

Date: August 25, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Policy Offerings
My insurance policy covers quite a bit. I actually rent, so have renters insurance. I'm covered to a certain amount, which will replace most of, if not all of the items in my place. When I had a condo, I had homeowners insurance and it worked the same way since I didn't have to worry about the exterior of the building.


Date: August 13, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
I have been with USAA for 20 years now, so I honestly can't rate or compare them to another company. I like them as a company and don't plan on changing companies. I apologize for not being able to elaborate on this question.

Allstate Home Insurance Reviews

Date: January 08, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
the customer care of all state is not very friendly towards the queries of the customers. They always put lots of ifs and buts if we seek any service from them over the phone.

Date: December 03, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
We are happy with our policy coverage and feel we are adaquately covered if something were to happen, I think our insurance company is more likely to cover a claim if we filed versus some other companies more apt to deny.


Date: October 05, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Communication
The lady in the homeowner's Insurance office she was extremely pushy. She tried to keep pushing me to take a certain cell phone that I had no intention of getting it.

Date: September 03, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Website/App
The website is ok, the portal could be a bit better by having a shorter response time. I have submitted numerous email through the portal to the adjuster assigned to my case. Each time I went to check I hadn't received a response. I resulted in having to call until I got someone on the phone which was extremely frustrating.

Date: August 08, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
Customer service has always treated me very nice and courteously. I have never had an issue and if I had an escalated call they got me to a supervisor right away.

Date: August 06, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Policy Offerings
My homeowners cover sub-pump back up and also for storm damage as well. It also covers the detached garage even though it is detached. We also made sure we took out for insurance to cover fire, flooding, and hail


Date: January 23, 2018    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Premium
When I was shopping for premiums in 2016 Allstate had the lowest rate for our house, however, they did not necessarily have all the features 'i wanted.

California Casualty Home Insurance Reviews

Date: August 23, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Customer Service
Whenever I've called I've received an almost instant response and customer service has been so friendly and helpful. This is by far their biggest strength.

Date: August 07, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Communication
I appreciate that I'm largely left alone and not constantly spammed with unnecessary communication. They have great service when I need it and prompt communication, but it's not too much.

Date: August 05, 2018    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Premium
As a teacher, this was far and away the cheapest policy with the best coverage for the value. There are things included in this policy that no other company offers like protecting my property at work for free.

Date: June 18, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
We have our dwellings and structures fully covered under the policy. Because the houses in our neighborhood are close together we wanted to ensure we are protected.


Date: December 24, 2017    Age: 30 to 39    Gender: Male    Marital Status: Married

Website/App
This is where this company is definitely weakest but they make up for it with prompt and amazing phone customer service. If they have an app I am not aware of it.

American Strategic Insurance Home Insurance Reviews

Date: September 04, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
I like that I am a responsible girl, besides that, I have many offers and something negative that I can not say anything about that

Date: August 15, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
In my opinion, I would say that this insurance is very good and that it is safe against damage to the damage

Date: May 05, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
Covers damage to the home due to natural disasters and other types of failures and damage to the home


Date: January 21, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Communication
I can not say anything that has managed to communicate with the client in any way or electronically Mail

Date: November 19, 2017    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Website/App
I like that it is fast full and has information for the first time and very useful when looking for information

State Farm Home Insurance Reviews

Date: July 04, 2019    Age: 50 to 59    Gender: Female    Marital Status: Married

Customer Service
they have been good, but i have never had a claim, so i dont know how they would be when making a claim. they rates are good and easy to do business with.

Date: March 05, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
I think they are about average for the deductible and I am satisfied with it. I think the premium is reasonable but I haven't looked at it against other companies so I am not sure how it stacks up.

Liberty Mutual Home Insurance Reviews

Date: November 19, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
The deductible of my policy is lower per what I have seen around. However, the premium is a little higher. This is okay by me as it is not very expensive.

Stillwater insurance Group Home Insurance Reviews

Date: November 02, 2018    Age: Above 60    Gender: Male    Marital Status: Unmarried

Premium
this is the best insurance company i know so far and i can bet all my assets on it compared to the other insurance companies

Travelers Home Insurance Reviews

Date: February 25, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
Travelers offers a variety of insurance services. I have both my home and car through them, and I feel like almost anything I need to insure could be insured through them. Rating: 4


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