Gavop tells you how to get the best homeowners insurance in Aptos, CA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $199,500 | $170,000 | $175,000-$200,000 |
| 2 Bedroom | $407,500 | $380,000 | $400,000-$500,000 |
| 3 Bedroom | $435,000 | $380,000 | $350,000-$400,000 |
| 4 Bedroom | $673,500 | $610,000 | $700,000-$800,000 |
| 5 Bedroom | $755,000 | $640,000 | $600,000-$700,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$90 | $1,033 |
| Home and Two Car | -$191 | $932 |
| Home and Three Car | -$258 | $865 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,834 |
| Hail Damage | $5,641 |
| Wind Damage | $10,116 |
| Expensive Claims | |
| Fire | $36,411 |
| Accidental Discharge/Leakage | $9,056 |
| Optional Coverage Losses | $8,320 |
| Home Insurance Company Aptos, CA | Homeowners Insurance Agency Aptos, CA | Address | Popularity Score | Distance from Aptos (miles) |
|---|---|---|---|---|
| State Farm | Chris Buich | 2222 E Cliff Dr Ste 200, Santa Cruz, CA, 95062-4739 | 6.3 | |
| State Farm | Jim Dwyer | 1501 El Camino Real Ste G, Belmont, CA, 94002-3946 | 41.8 | |
| Travelers | Alegrity Insurance Agency Llc | 274 E Hamilton Ave Ste G, Campbell, CA, 95008 | 21.1 | |
| State Farm | Skip Leonard | 740 Front St Ste 115, Santa Cruz, CA, 95060-4536 | 7.4 | |
| State Farm | Damon Cart | 2222 E Cliff Dr Ste 200, Santa Cruz, CA, 95062-4739 | 6.3 | |
| State Farm | Jim Fiorentino | 3150 Almaden Expy Ste 204, San Jose, CA, 95118-1253 | 19.7 | |
| State Farm | Gurmeet Gill | 151 Bernal Rd Ste 10, San Jose, CA, 95119-1306 | 17.6 | |
| State Farm | Kathy Barber | 5615 Cottle Rd, San Jose, CA, 95123-3625 | 18.6 | |
| State Farm | Jake Bursalyan | 2555 Flores St Ste 175, San Mateo, CA, 94403-2343 | 44.4 | |
| Allstate | Valentine Deleon | 1425 Foxworthy Ave Ste B, San Jose, CA, 95118 | 19.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Santa Cruz County, CA | $659,900 | $1,266 | $940 | $1,720 | $780 |
| Aptos, CA | $745,600 | $1,123 | $830 | $1,530 | $700 |
| Seacliff, CA | $644,900 | $1,843 | $1,360 | $2,510 | $1,150 |
| Interlaken, CA | $436,800 | $894 | $660 | $1,220 | $560 |
| San Juan Bautista, CA | $598,000 | $990 | $730 | $1,350 | $620 |
| Seaside, CA | $413,600 | $1,069 | $790 | $1,450 | $660 |
| Spreckels, CA | $448,500 | $1,319 | $980 | $1,790 | $810 |
| West Menlo Park, CA | $1,862,500 | $825 | $610 | $1,120 | $510 |
| Emerald Lake Hills, CA | $1,547,300 | $790 | $580 | $1,070 | $490 |
| Sunol, CA | $1,055,200 | $2,640 | $1,950 | $3,590 | $1,640 |
| Alameda County, CA | $649,100 | $1,250 | $930 | $1,700 | $770 |
| Santa Nella, CA | $218,500 | $675 | $500 | $920 | $420 |