Gavop shows you how to buy homeowners insurance in Rumford, ME by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Rumford, ME - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Lincoln Ave, Essex Ave, Richardson Ave, Strafford Ave, Jones Ave, Somerset St, Maine Ave, Penobscot St, Urquhart, Mountain View Anx | $62,000 | $50,000 | $50,000-$75,000 | $115,500 | $100,000 | $100,000-$125,000 |
| Knox St, Fontaine Ave, Andover Rd, Whippoorwill Rd, Holman Rd, Holyoke Ave, Falmouth St, York St, Milton Rd, Exchange St | $86,000 | $80,000 | $75,000-$100,000 | $120,000 | $100,000 | $100,000-$125,000 |
| State Rte 120, Urquhart St, Bernadine St, Glover Rd, Penobscot St, Virgin St, Bernodine St, Martin Rd, Maine Ave, Luxton Ave | $84,000 | $70,000 | $75,000-$100,000 | $65,000 | $60,000 | $50,000-$75,000 |
| Washington St, Plymouth Ave, Spruce St, Piscataquis St, Hall Ave, Concord Pond Rd, Franklin St, Franklin St, Porter Ave W, State Rte 108 | $77,500 | $70,000 | $75,000-$100,000 | $85,500 | $80,000 | $100,000-$125,000 |
| Horne Ave, Isthmus Rd, Plymouth Ave, Raymond St, Spring Ave, Waldo St, Swift Ave, Erchles St, Hancock St, Oxford Ave | $99,000 | $80,000 | $100,000-$125,000 | $94,500 | $80,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$102 | $625 |
| Superior Protection Discount | -$65 | $661 |
| Fire & Security Discount | -$58 | $668 |
| Hail Resistant Roof Discount | -$15 | $712 |
| Newly Constructed Home Discount | -$153 | $574 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Oxford County | $2,500 | $625 | $3,125 | $454 | $2,954 | $171 |
| Rumford, ME | $2,500 | $718 | $3,218 | $521 | $3,021 | $196 |
| Bethel, ME | $200 | $707 | $907 | $514 | $714 | $193 |
| Peru, ME | $700 | $606 | $1,306 | $440 | $1,140 | $166 |
| Norway, ME | $500 | $699 | $1,199 | $508 | $1,008 | $191 |
| Sandy River, ME | $700 | $799 | $1,499 | $581 | $1,281 | $218 |
| Coos County, NH | $100 | $803 | $903 | $583 | $683 | $219 |
| Kingfield, ME | $1,500 | $640 | $2,140 | $465 | $1,965 | $175 |
| Carrabassett Valley, ME | $400 | $824 | $1,224 | $599 | $999 | $225 |
| Chelsea, ME | $1,000 | $619 | $1,619 | $450 | $1,450 | $169 |
| Home Insurance Company Rumford, ME | Homeowners Insurance Agency Rumford, ME | Address | Popularity Score | Distance from Rumford (miles) |
|---|---|---|---|---|
| State Farm | Tricia Zwirner | 13 Storm Dr, Windham, ME, 04062-5698 | 49.2 | |
| Allstate | Dave Bochtler | 250 Center St, Auburn, ME, 4210 | 36.8 | |
| State Farm | Glen Craig | 102 Congress St, Rumford, ME, 04276-2003 | 4.1 | |
| Allstate | John Rand | 31 Lewiston Rd, Gray, ME, 4039 | 48.3 | |
| Travelers | Dubords Insurance | 1 Depot St, Livermore Falls, ME, 4254 | 22.4 | |
| State Farm | Deanna Lynn Woodruff | 86 Western Ave, Augusta, ME, 04330-7228 | 44.8 | |
| Travelers | Chalmers Insurance Agency | 100 Main St, Bridgton, ME, 4009 | 35.1 | |
| Allstate | W J Wheeler Inc. | 1 Parkway # 270, Bethel, ME, 4217 | 13.1 | |
| Allstate | W. J. Wheeler & Company, Inc. | 15 Market Sq Po Box 297., South Paris, ME, 4281 | 23.2 | |
| Allstate | Varney Ins South | 235 Main St, South Paris, ME, 4281 | 24.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maine | $179,900 | $739 | $500 | $1,060 | $560 |
| Oxford County, ME | $137,200 | $632 | $440 | $890 | $450 |
| Rumford, ME | $85,400 | $726 | $500 | $1,020 | $520 |
| Bethel, ME | $167,400 | $716 | $490 | $1,000 | $510 |
| Peru, ME | $121,300 | $613 | $450 | $850 | $400 |
| Norway, ME | $118,600 | $708 | $500 | $1,000 | $500 |
| Sandy River, ME | $221,400 | $809 | $560 | $1,160 | $600 |
| Coos County, NH | $123,200 | $813 | $650 | $1,010 | $360 |
| Kingfield, ME | $135,600 | $648 | $470 | $910 | $440 |
| Carrabassett Valley, ME | $237,200 | $834 | $610 | $1,190 | $580 |
| Chelsea, ME | $126,600 | $627 | $460 | $880 | $420 |