Gavop tells you how to get the best homeowners insurance in Elizabeth City, NC by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $54,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $105,000 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $169,500 | $140,000 | $175,000-$200,000 |
| 4 Bedroom | $286,500 | $260,000 | $250,000-$300,000 |
| 5 Bedroom | $402,500 | $350,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$114 | $557 |
| Superior Protection Discount | -$67 | $604 |
| Fire & Security Discount | -$60 | $611 |
| Hail Resistant Roof Discount | -$20 | $651 |
| Newly Constructed Home Discount | -$148 | $524 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,368 |
| Hail Damage | $4,618 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $16,051 |
| Home Insurance Company Elizabeth City, NC | Homeowners Insurance Agency Elizabeth City, NC | Address | Popularity Score | Distance from Elizabeth City (miles) |
|---|---|---|---|---|
| Nationwide | The Bembridge Insurance Agencies Inc | 115 W Market Street, Hertford, NC, 27944 | 14.8 | |
| Allstate | C. Scott Dashiell | 903 Halstead Blvd, Elizabeth City, NC, 27909 | 0.6 | |
| Allstate | Dan Pittman Insurance Agency | 123 S King St, Windsor, NC, 27983 | 44.7 | |
| State Farm | Wendy Ruffin-Barnes | 101 S Academy Street, Ahoskie, NC, 27910-2453 | 42.2 | |
| Nationwide | Weatherly Insurance Agency Inc | 1805 W. City Dr.Ste J, Elizabeth City, NC, 27909 | 1.4 | |
| Travelers | The Parker Agency Inc | 166 W Main Street, Murfreesboro, NC, 27855 | 49.4 | |
| Nationwide | Weatherly Insurance Agency Inc | 301 Main Street Po Box 192, Columbia, NC, 27925 | 26.0 | |
| Nationwide | James D. Elliott | 412 W Queen St, Edenton, NC, 27932-0974 | 26.7 | |
| Nationwide | The Bembridge Insurance Agencies Inc | 197 Us Hwy 158 East, Camden, NC, 27921 | 5.0 | |
| Nationwide | Thomas S Davis Clu Chfc | 857 Halstead Blvd, Elizabeth City, NC, 27909-6918 | 0.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $620 | $1,270 | $650 |
| Pasquotank County, NC | $158,900 | $859 | $580 | $1,190 | $610 |
| Elizabeth City, NC | $137,200 | $671 | $480 | $930 | $450 |
| Crawford, NC | $242,100 | $820 | $600 | $1,130 | $530 |
| South Mills, NC | $219,800 | $1,088 | $730 | $1,510 | $780 |
| Currituck County, NC | $244,500 | $824 | $570 | $1,180 | $610 |
| Chesapeake, VA | $260,900 | $920 | $630 | $1,260 | $630 |
| Atlantic, NC | $309,800 | $958 | $650 | $1,330 | $680 |
| Kill Devil Hills, NC | $240,200 | $815 | $600 | $1,160 | $560 |
| Como, NC | $70,000 | $452 | $310 | $640 | $330 |
| Maneys Neck, NC | $64,000 | $414 | $300 | $590 | $290 |