Gavop's guide to buying homeowners insurance in Newport East, RI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $73,000 | $70,000 | $50,000-$75,000 |
| 2 Bedroom | $193,000 | $170,000 | $200,000-$250,000 |
| 3 Bedroom | $290,000 | $260,000 | $250,000-$300,000 |
| 4 Bedroom | $235,500 | $200,000 | $200,000-$250,000 |
| 5 Bedroom | $350,000 | $310,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$152 | $860 |
| Superior Protection Discount | -$91 | $921 |
| Fire & Security Discount | -$81 | $931 |
| Hail Resistant Roof Discount | -$30 | $982 |
| Newly Constructed Home Discount | -$294 | $719 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Newport County | $2,000 | $1,388 | $3,388 | $1,009 | $3,009 | $379 |
| Newport, RI | $2,000 | $1,000 | $3,000 | $727 | $2,727 | $273 |
| Portsmouth, RI | $200 | $979 | $1,179 | $712 | $912 | $268 |
| Hope Valley, RI | $1,500 | $1,272 | $2,772 | $924 | $2,424 | $347 |
| Mansfield Center, MA | $300 | $927 | $1,227 | $674 | $974 | $253 |
| Canterbury, CT | $700 | $782 | $1,482 | $568 | $1,268 | $214 |
| Long Hill, CT | $200 | $795 | $995 | $578 | $778 | $217 |
| Baltic, CT | $700 | $947 | $1,647 | $689 | $1,389 | $259 |
| Sagamore, MA | $400 | $1,478 | $1,878 | $1,074 | $1,474 | $404 |
| Oxoboxo River, CT | $2,500 | $934 | $3,434 | $679 | $3,179 | $255 |
| South Woodstock, CT | $300 | $1,074 | $1,374 | $780 | $1,080 | $293 |
| Lebanon, CT | $1,000 | $851 | $1,851 | $619 | $1,619 | $233 |
| Home Insurance Company Newport, RI | Homeowners Insurance Agency Newport, RI | Address | Popularity Score | Distance from Newport (miles) |
|---|---|---|---|---|
| Allstate | Jennifer Nappi | 631 Metacom Ave Unit A, Warren, RI, 2885 | 13.8 | |
| Nationwide | Brad M Mclane Agency | 2914 Post Rd Ste 6, Warwick, RI, 02886-3168 | 15.5 | |
| Allstate | The Balise Agency | 1400 Post Rd, Warwick, RI, 2888 | 17.2 | |
| Allstate | Harold Daigneau | 51 Bullocks Point Ave, Riverside, RI, 2915 | 18.3 | |
| Allstate | David R Costa | 1054 Reservoir Ave, Cranston, RI, 2910 | 19.6 | |
| Nationwide | Roy L Souza | 999 West Main Rd, Middletown, RI, 02842-6384 | 0.9 | |
| Travelers | Billeri & Mcgarry Insurance Agency | 2165 Warwick Ave, Warwick, RI, 2889 | 15.0 | |
| Allstate | Michael Kehew | 1224 W Main Rd, Middletown, RI, 2842 | 1.1 | |
| Liberty Mutual Independent | Oceanpoint Insurance Agency Inc | 73 Valley Rd Ste 1, Middletown, RI, 2842 | 0.2 | |
| Travelers | The Insurance Center Inc | 91 Toll Gate Rd, Warwick, RI, 2886 | 15.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Rhode Island | $242,200 | $1,321 | $960 | $1,890 | $930 |
| Newport County, RI | $362,800 | $1,405 | $940 | $1,940 | $1,000 |
| Newport, RI | $327,600 | $1,012 | $740 | $1,410 | $670 |
| Portsmouth, RI | $363,700 | $991 | $670 | $1,370 | $700 |
| Hope Valley, RI | $232,800 | $1,287 | $910 | $1,830 | $920 |
| Mansfield Center, MA | $329,700 | $938 | $650 | $1,320 | $670 |
| Canterbury, CT | $220,000 | $791 | $580 | $1,080 | $500 |
| Long Hill, CT | $133,600 | $805 | $560 | $1,150 | $590 |
| Baltic, CT | $172,600 | $959 | $690 | $1,360 | $670 |
| Sagamore, MA | $372,400 | $1,496 | $1,080 | $2,060 | $980 |
| Oxoboxo River, CT | $168,800 | $945 | $640 | $1,340 | $700 |
| South Woodstock, CT | $211,300 | $1,087 | $790 | $1,540 | $750 |
| Lebanon, CT | $254,900 | $862 | $580 | $1,220 | $640 |