How Can I Make My Magalia, CA Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Magalia, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

Compare Quotes from Top Providers and Save now!

Select the Suitable Coverage Value for your Magalia, CA Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $64,500 $60,000 $50,000-$75,000
2 Bedroom $173,000 $150,000 $150,000-$175,000
3 Bedroom $206,500 $170,000 $200,000-$250,000
4 Bedroom $368,500 $300,000 $300,000-$350,000
5 Bedroom $416,500 $350,000 $400,000-$500,000

Estimate your Savings with Home Insurance Discounts in Magalia, CA | Back to Top

This table lists savings for a median home value of $162,900 and an average premium of $620

Discount Type Premium After Discount
Multipolicy Discounts $564
Superior Protection Discount $571
Fire & Security Discounts $577

Choose the Right Deductible for your Magalia, CA Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
California $500 $1,170 $1,670 $970 $1,470 $200
Butte County, CA $2,500 $1,000 $1,500 $860 $3,360 $-1,860
Magalia, CA $1,500 $660 $1,160 $550 $2,050 $-890
Butte Creek Canyon, CA $400 $1,540 $1,940 $1,280 $1,680 $260
Durham, CA $1,000 $1,490 $1,990 $1,260 $2,260 $-270
Feather Falls, CA $100 $850 $950 $690 $790 $160
Gridley, CA $1,500 $1,060 $1,560 $890 $2,390 $-830
Glenn County, CA $200 $1,130 $1,330 $920 $1,120 $210
Flournoy, CA $700 $1,340 $1,840 $1,070 $1,770 $70
Downieville, CA $500 $1,350 $1,850 $1,130 $1,630 $220
West Sierra, CA $1,000 $1,240 $1,740 $1,050 $2,050 $-310
Meridian, CA $200 $870 $1,070 $750 $950 $120

Identify Top Home Insurance Agents near Magalia, CA | Back to Top

Home Insurance Company Magalia, CA Homeowners Insurance Agency Magalia, CA Address Popularity Score Distance from Magalia (miles)
State Farm Maria Topete 985 Hazel St, Gridley, CA, 95948-2113
31.7
Travelers Amator Horn Insurance Agency 9341 Midway Unit D Ste 120, Durham, CA, 95938
15.8
Farmers Rich Coleman 228 9th St, Marysville, CA, 95901
46.5
Travelers Sanchez Insurance Services Inc 440 Palora Ave N Ste A, Yuba City, CA, 95991
47.7
Farmers Warren Jackson 621 B St Ste B, Marysville, CA, 95901
46.7
State Farm Tim Weatherson 550 Walnut St, Red Bluff, CA, 96080-3324
41.6
Farmers Lori Rodgers 2212 5th Ave, Oroville, CA, 95965
22.0
State Farm Wally Hutton 7455 Skyway, Paradise, CA, 95969-3230
3.5
State Farm Angel Reynoso 1137 Franklin Ave, Yuba City, CA, 95991-5321
47.8
Travelers Bill Edick Insurance Agency 1425 A Butte House Rd, Yuba City, CA, 95993
46.4

Compare Rates for Magalia, CA Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
California $383,900 $1,570 $1,160 $2,140 $980
Butte County, CA $237,400 $1,260 $930 $1,710 $780
Magalia, CA $162,900 $680 $500 $920 $420
Butte Creek Canyon, CA $421,700 $1,270 $940 $1,730 $790
Durham, CA $408,900 $1,390 $1,030 $1,890 $860
Feather Falls, CA $178,300 $840 $620 $1,140 $520
Gridley, CA $209,700 $1,130 $840 $1,540 $700
Glenn County, CA $222,300 $910 $670 $1,240 $570
Flournoy, CA $342,900 $1,130 $840 $1,540 $700
Downieville, CA $346,200 $1,520 $1,120 $2,070 $950
West Sierra, CA $328,500 $1,280 $950 $1,740 $790
Meridian, CA $204,200 $1,060 $780 $1,440 $660