Gavop's guide to buying homeowners insurance in Magalia, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $64,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $173,000 | $150,000 | $150,000-$175,000 |
| 3 Bedroom | $206,500 | $170,000 | $200,000-$250,000 |
| 4 Bedroom | $368,500 | $300,000 | $300,000-$350,000 |
| 5 Bedroom | $416,500 | $350,000 | $400,000-$500,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$95 | $961 |
| Home and Two Car | -$169 | $887 |
| Home and Three Car | -$253 | $802 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Butte County | $2,500 | $673 | $3,173 | $489 | $2,989 | $184 |
| Magalia, CA | $1,500 | $1,043 | $2,543 | $758 | $2,258 | $285 |
| Butte Creek Canyon, CA | $400 | $1,153 | $1,553 | $838 | $1,238 | $315 |
| Durham, CA | $1,000 | $900 | $1,900 | $654 | $1,654 | $246 |
| Feather Falls, CA | $100 | $635 | $735 | $462 | $562 | $174 |
| Gridley, CA | $1,500 | $583 | $2,083 | $423 | $1,923 | $159 |
| Glenn County, CA | $200 | $616 | $816 | $447 | $647 | $168 |
| Flournoy, CA | $700 | $912 | $1,612 | $663 | $1,363 | $249 |
| Downieville, CA | $500 | $589 | $1,089 | $428 | $928 | $161 |
| West Sierra, CA | $1,000 | $749 | $1,749 | $544 | $1,544 | $205 |
| Meridian, CA | $200 | $655 | $855 | $476 | $676 | $179 |
| Home Insurance Company Magalia, CA | Homeowners Insurance Agency Magalia, CA | Address | Popularity Score | Distance from Magalia (miles) |
|---|---|---|---|---|
| State Farm | Maria Topete | 985 Hazel St, Gridley, CA, 95948-2113 | 31.7 | |
| Travelers | Amator Horn Insurance Agency | 9341 Midway Unit D Ste 120, Durham, CA, 95938 | 15.8 | |
| Farmers | Rich Coleman | 228 9th St, Marysville, CA, 95901 | 46.5 | |
| Travelers | Sanchez Insurance Services Inc | 440 Palora Ave N Ste A, Yuba City, CA, 95991 | 47.7 | |
| Farmers | Warren Jackson | 621 B St Ste B, Marysville, CA, 95901 | 46.7 | |
| State Farm | Tim Weatherson | 550 Walnut St, Red Bluff, CA, 96080-3324 | 41.6 | |
| Farmers | Lori Rodgers | 2212 5th Ave, Oroville, CA, 95965 | 22.0 | |
| State Farm | Wally Hutton | 7455 Skyway, Paradise, CA, 95969-3230 | 3.5 | |
| State Farm | Angel Reynoso | 1137 Franklin Ave, Yuba City, CA, 95991-5321 | 47.8 | |
| Travelers | Bill Edick Insurance Agency | 1425 A Butte House Rd, Yuba City, CA, 95993 | 46.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Butte County, CA | $238,200 | $681 | $500 | $930 | $430 |
| Magalia, CA | $157,000 | $1,056 | $780 | $1,440 | $660 |
| Butte Creek Canyon, CA | $417,700 | $1,167 | $860 | $1,590 | $730 |
| Durham, CA | $398,200 | $911 | $670 | $1,240 | $570 |
| Feather Falls, CA | $193,800 | $643 | $480 | $870 | $390 |
| Gridley, CA | $186,500 | $590 | $440 | $800 | $360 |
| Glenn County, CA | $214,600 | $623 | $460 | $850 | $390 |
| Flournoy, CA | $350,000 | $923 | $680 | $1,260 | $580 |
| Downieville, CA | $158,300 | $596 | $440 | $810 | $370 |
| West Sierra, CA | $275,000 | $758 | $560 | $1,030 | $470 |
| Meridian, CA | $208,800 | $663 | $490 | $900 | $410 |