Gavop tells you how to get the best homeowners insurance in Oxford, PA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $58,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $82,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $167,000 | $150,000 | $125,000-$150,000 |
| 4 Bedroom | $209,000 | $180,000 | $175,000-$200,000 |
| 5 Bedroom | $172,500 | $150,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$98 | $600 |
| Superior Protection Discount | -$63 | $635 |
| Fire & Security Discount | -$77 | $621 |
| Hail Resistant Roof Discount | -$21 | $677 |
| Newly Constructed Home Discount | -$174 | $523 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,344 |
| Hail Damage | $4,571 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $46,910 |
| Smoke | $17,556 |
| Home Insurance Company Oxford, PA | Homeowners Insurance Agency Oxford, PA | Address | Popularity Score | Distance from Oxford (miles) |
|---|---|---|---|---|
| Travelers | The Glatfelter Agency | 221 West Philadelphia St, 400e, York, PA, 17401 | 18.3 | |
| State Farm | Dick Morrett | 548 Maple St, Lebanon, PA, 17046-2961 | 47.8 | |
| State Farm | Lee Kennedy | 1921 Lincoln Hwy E, Lancaster, PA, 17602-5900 | 44.2 | |
| State Farm | Ryan California | 110 W Eisenhower Dr Ste C, Hanover, PA, 17331-1147 | 3.0 | |
| Liberty Mutual Independent | Susquehanna Insurance | 650 Delp Road, Lancaster, PA, 17601 | 40.8 | |
| Travelers | Mantz Miller Insurance Agency Inc | 1480 Delta Rd, Red Lion, PA, 17356 | 27.1 | |
| Allstate | Bill Myer | 1557 Baltimore Pike, Hanover, PA, 17331 | 7.1 | |
| Nationwide | Adamik Insurance Agency Inc | 5356a Baltimore Pike, Littlestown, PA, 17340-9709 | 7.2 | |
| Travelers | Miller-Hanover Inc | 334 High Street, Hanover, PA, 17331 | 4.3 | |
| Travelers | Managing Partners Insurance | 300 Hummell Ave, Lemoyne, PA, 17043 | 28.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $510 | $1,060 | $550 |
| Adams County, PA | $197,400 | $770 | $520 | $1,060 | $540 |
| Oxford, PA | $173,400 | $698 | $500 | $970 | $470 |
| Manchester, MD | $279,900 | $969 | $770 | $1,220 | $450 |
| Dillsburg, PA | $167,000 | $738 | $490 | $1,040 | $550 |
| Manchester, PA | $193,300 | $661 | $480 | $940 | $460 |
| Wormleysburg, PA | $161,800 | $729 | $530 | $1,040 | $510 |
| Waynesboro, PA | $134,300 | $626 | $420 | $860 | $440 |
| Chanceford, PA | $163,800 | $681 | $470 | $970 | $500 |
| Bagtown, MD | $188,300 | $790 | $620 | $1,000 | $380 |
| East Hempfield, PA | $243,900 | $739 | $520 | $1,010 | $490 |
| West Hanover, PA | $195,200 | $664 | $440 | $940 | $500 |
| Montgomery County, MD | $467,500 | $1,475 | $1,170 | $1,860 | $690 |