Gavop tells you how to get the best homeowners insurance in Elbert County, GA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $33,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $107,500 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $147,000 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $197,000 | $160,000 | $175,000-$200,000 |
| 5 Bedroom | $296,500 | $270,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$53 | $537 |
| Home and Two Car | -$94 | $496 |
| Home and Three Car | -$142 | $449 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Elbert County | $2,500 | $583 | $3,083 | $424 | $2,924 | $159 |
| Elbert County, GA | $2,000 | $583 | $2,583 | $424 | $2,424 | $159 |
| Carlton, GA | $200 | $768 | $968 | $558 | $758 | $210 |
| Arnoldsville, GA | $300 | $946 | $1,246 | $687 | $987 | $258 |
| Nicholson, GA | $2,000 | $920 | $2,920 | $668 | $2,668 | $251 |
| Taliaferro County, GA | $1,500 | $810 | $2,310 | $589 | $2,089 | $221 |
| Long Creek, SC | $300 | $860 | $1,160 | $625 | $925 | $235 |
| Pleasant Lane, SC | $700 | $788 | $1,488 | $573 | $1,273 | $215 |
| Good Hope, GA | $300 | $1,001 | $1,301 | $727 | $1,027 | $274 |
| Raoul, GA | $1,000 | $511 | $1,511 | $371 | $1,371 | $140 |
| Home Insurance Company Elbert County, GA | Homeowners Insurance Agency Elbert County, GA | Address | Popularity Score | Distance from Elbert County (miles) |
|---|---|---|---|---|
| State Farm | Bruce Morris | 1600 S Main St Ste A, Greensboro, GA, 30642-1266 | 43.2 | |
| State Farm | Shane Dekle | 665 Highway 29 N, Athens, GA, 30601-1541 | 29.6 | |
| State Farm | Holly Thomason | 369 W Howell St, Hartwell, GA, 30643-1197 | 17.6 | |
| Liberty Mutual Independent | Jack Bradley Agency | 138 Market Corners Dr , Cornelia, GA, 30531 | 49.2 | |
| Travelers | North Georgia Insurance Center | 1490 S Broad St, Commerce, GA, 30529 | 35.6 | |
| Allstate | Affordable Insurance | 837 E Currahee St, Toccoa, GA, 30577 | 41.7 | |
| State Farm | Chris Thomas | 1011 Stonebridge Pkwy Ste 104, Watkinsville, GA, 30677-6011 | 38.0 | |
| State Farm | Sharon Sparrow | 1689 Old Pendergrass Rd, Jefferson, GA, 30549 | 43.9 | |
| Travelers | Bush Agency Inc | 846 Church St, Royston, GA, 30662 | 19.3 | |
| Allstate | Alvin Hurst | 760 Hawthorne Ave Ste D, Athens, GA, 30606 | 34.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $700 | $1,440 | $740 |
| Elbert County, GA | $81,800 | $591 | $430 | $840 | $410 |
| Elbert County, GA | $81,800 | $591 | $430 | $810 | $380 |
| Carlton, GA | $105,600 | $777 | $560 | $1,070 | $510 |
| Arnoldsville, GA | $143,800 | $957 | $660 | $1,310 | $650 |
| Nicholson, GA | $137,600 | $931 | $630 | $1,280 | $650 |
| Taliaferro County, GA | $59,100 | $820 | $600 | $1,160 | $560 |
| Long Creek, SC | $127,800 | $870 | $590 | $1,190 | $600 |
| Pleasant Lane, SC | $116,100 | $798 | $540 | $1,110 | $570 |
| Good Hope, GA | $158,800 | $1,013 | $720 | $1,440 | $720 |
| Raoul, GA | $64,900 | $517 | $360 | $710 | $350 |