Gavop tells you how to get the best homeowners insurance in Oakland charter, MI by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $91,500 | $80,000 | $75,000-$100,000 |
| 2 Bedroom | $209,000 | $180,000 | $150,000-$175,000 |
| 3 Bedroom | $268,500 | $240,000 | $250,000-$300,000 |
| 4 Bedroom | $423,500 | $340,000 | $400,000-$500,000 |
| 5 Bedroom | $229,000 | $190,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$75 | $860 |
| Home and Two Car | -$159 | $776 |
| Home and Three Car | -$234 | $701 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Oakland County | $1,000 | $837 | $1,837 | $608 | $1,608 | $229 |
| Oakland charter, MI | $2,500 | $924 | $3,424 | $671 | $3,171 | $252 |
| Southfield, MI | $400 | $726 | $1,126 | $528 | $928 | $199 |
| Grosse Pointe, MI | $1,000 | $1,093 | $2,093 | $794 | $1,794 | $299 |
| Brighton, MI | $100 | $793 | $893 | $577 | $677 | $217 |
| Mundy, MI | $1,000 | $631 | $1,631 | $458 | $1,458 | $172 |
| Speaker, MI | $300 | $708 | $1,008 | $515 | $815 | $194 |
| Port Huron, MI | $700 | $653 | $1,353 | $474 | $1,174 | $178 |
| Clio, MI | $100 | $658 | $758 | $478 | $578 | $180 |
| Vienna charter, MI | $2,000 | $688 | $2,688 | $500 | $2,500 | $188 |
| Augusta charter, MI | $100 | $705 | $805 | $513 | $613 | $193 |
| Carleton, MI | $700 | $728 | $1,428 | $529 | $1,229 | $199 |
| Home Insurance Company Oakland charter, MI | Homeowners Insurance Agency Oakland charter, MI | Address | Popularity Score | Distance from Oakland charter (miles) |
|---|---|---|---|---|
| State Farm | Dawn Pullis | 89 W South Blvd Ste 300, Troy, MI, 48085-1600 | 9.0 | |
| State Farm | Mary Curran | 28151 Woodward Ave, Berkley, MI, 48072-0910 | 17.6 | |
| Liberty Mutual Independent | Bergstrom Insurance Agency | 30701 W 10 Mile Rd Ste 400, Farmington Hills, MI, 48336 | 21.9 | |
| State Farm | Terrill Mayberry | 33622 Woodward Ave, Birmingham, MI, 48009-0910 | 15.1 | |
| Liberty Mutual Independent | Mason-Mcbride Inc | 3290 West Big Beaver Ste 503, Troy, MI, 48084 | 13.3 | |
| Allstate | Frank Kimmel | 1322 Walton Blvd, Rochester Hills, MI, 48309 | 4.9 | |
| Allstate | Shauna Johnson | 19562 Grand River Ave, Detroit, MI, 48223 | 24.2 | |
| Allstate | Craig Borowsky | 41300 Dequindre Rd Ste 210, Sterling Heights, MI, 48314 | 11.3 | |
| Travelers | American Express | 4 Parklane Blvd Ste 414, Dearborn, MI, 48126 | 29.7 | |
| State Farm | Dan Krause | 1274 W Auburn Road, Rochester Hills, MI, 48309-3632 | 8.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $550 | $1,110 | $560 |
| Oakland County, MI | $209,800 | $847 | $570 | $1,170 | $600 |
| Oakland charter, MI | $383,400 | $935 | $680 | $1,290 | $610 |
| Southfield, MI | $124,300 | $735 | $500 | $1,010 | $510 |
| Grosse Pointe, MI | $325,500 | $1,106 | $740 | $1,540 | $800 |
| Brighton, MI | $261,900 | $803 | $590 | $1,150 | $560 |
| Mundy, MI | $125,600 | $638 | $470 | $910 | $440 |
| Speaker, MI | $97,700 | $717 | $480 | $980 | $500 |
| Port Huron, MI | $77,300 | $661 | $440 | $900 | $460 |
| Clio, MI | $69,700 | $666 | $480 | $930 | $450 |
| Vienna charter, MI | $118,100 | $697 | $490 | $990 | $500 |
| Augusta charter, MI | $192,700 | $714 | $520 | $990 | $470 |
| Carleton, MI | $110,100 | $737 | $530 | $1,050 | $520 |