Gavop shows you how to buy homeowners insurance in Fall River County, SD by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $44,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $80,500 | $70,000 | $50,000-$75,000 |
| 3 Bedroom | $105,500 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $186,500 | $150,000 | $200,000-$250,000 |
| 5 Bedroom | $300,500 | $260,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$116 | $611 |
| Superior Protection Discount | -$65 | $662 |
| Fire & Security Discount | -$51 | $677 |
| Hail Resistant Roof Discount | -$15 | $713 |
| Newly Constructed Home Discount | -$204 | $524 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Fall River County | $2,500 | $719 | $3,219 | $522 | $3,022 | $196 |
| Fall River County, SD | $700 | $719 | $1,419 | $522 | $1,222 | $196 |
| Provo, SD | $400 | $628 | $1,028 | $457 | $857 | $172 |
| Buffalo Gap, SD | $1,000 | $642 | $1,642 | $467 | $1,467 | $176 |
| West Custer, SD | $100 | $1,296 | $1,396 | $942 | $1,042 | $354 |
| Crawford, NE | $1,500 | $738 | $2,238 | $536 | $2,036 | $202 |
| Custer, SD | $100 | $975 | $1,075 | $709 | $809 | $266 |
| Dawes County, NE | $1,000 | $854 | $1,854 | $621 | $1,621 | $233 |
| Hermosa, SD | $2,000 | $813 | $2,813 | $591 | $2,591 | $222 |
| Niobrara County, WY | $2,500 | $803 | $3,303 | $584 | $3,084 | $220 |
| Home Insurance Company Fall River County, SD | Homeowners Insurance Agency Fall River County, SD | Address | Popularity Score | Distance from Fall River County (miles) |
|---|---|---|---|---|
| State Farm | Bill Graves | 338 S Chicago Street, Hot Springs, SD, 57747-2324 | 14.2 | |
| State Farm | Steve Engelbrecht | 8 W Mount Rushmore Rd, Custer, SD, 57730-1824 | 37.8 | |
| Allstate | First Western Insurance | 40 N 5th St, Custer, SD, 57730 | 37.9 | |
| Allstate | First Western Insurance | 40 N 5th St, Custer, SD, 57730 | 37.9 | |
| State Farm | Bill Graves | 338 S Chicago St, Hot Springs, SD, 57747-2324 | 14.2 | |
| Liberty Mutual Independent | First Western Insurance Agency Inc | 242 S Chicago St Ste 2, Hot Springs, SD, 57747 | 14.2 | |
| Allstate | First Western Insurance | 293b Main St. Hill City, Custer, SD, 57745 | 37.9 | |
| Allstate | First Western Insurance | 40 N 5th Street Custer, Hot Springs, SD, 57730 | 14.5 | |
| Allstate | Bailey C/O Starr Ins | 38 Mount Rushmore Rd, Custer, SD, 57730 | 37.8 | |
| Allstate | First Western Insurance | 293b Main St. Hill City, Hill City, SD, 57745 | 49.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Dakota | $152,700 | $984 | $710 | $1,350 | $640 |
| Fall River County, SD | $116,700 | $727 | $500 | $1,010 | $510 |
| Fall River County, SD | $116,700 | $727 | $500 | $1,040 | $540 |
| Provo, SD | $53,100 | $636 | $430 | $900 | $470 |
| Buffalo Gap, SD | $56,700 | $650 | $470 | $900 | $430 |
| West Custer, SD | $259,300 | $1,312 | $910 | $1,880 | $970 |
| Crawford, NE | $62,200 | $747 | $530 | $1,040 | $510 |
| Custer, SD | $153,700 | $987 | $680 | $1,410 | $730 |
| Dawes County, NE | $107,500 | $864 | $630 | $1,240 | $610 |
| Hermosa, SD | $103,900 | $823 | $590 | $1,140 | $550 |
| Niobrara County, WY | $152,500 | $813 | $560 | $1,150 | $590 |