Gavop shows you how to buy homeowners insurance in Lower Windsor, PA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Lower Windsor, PA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Trinity North Rd, State Rte 2011, Maphelia Rd, Fawn Circle Dr, Hidden Farm Ln, Dana Ct, Sharpshin Ln, Pine Hollow Rd, Tome Farms Ln, Yorkana Rd | $170,000 | $160,000 | $175,000-$200,000 | $84,500 | $70,000 | $50,000-$75,000 |
| Winters Rd, Abels Rd, Enterprise Rd, Barshinger Rd, Cabin Creek Rd, Ivanhoe Ln, Houghton Ln, Camelot Ln, Prayer Mission Rd, Wood Duck Ln | $139,000 | $130,000 | $125,000-$150,000 | $141,000 | $130,000 | $100,000-$125,000 |
| Oak Hollow Rd, Jamison Rd, Adair Rd, James Way, Lemon Aly, Richmond Rd, State Rte 2014, Dawn Ln, Churchill Ln, Cool Creek Rd | $179,500 | $160,000 | $200,000-$250,000 | $113,500 | $110,000 | $125,000-$150,000 |
| Miller Spring Rd, Shaffer Ln, Canadochly Cir, Meisenhelder Rd, Susqueview Ln, Willow Creek Rd, Elfner Rd, Country Walk Dr, New Bridgeville Rd, Maple St W | $138,000 | $130,000 | $125,000-$150,000 | $133,500 | $120,000 | $100,000-$125,000 |
| Mirlyn Dr, New River Rd, Future St, Canyon Dr, Amanda Ln, Ridge St, Christine Dr, Apple Tree Cir, S Princess Ave, Cherokee Dr | $245,500 | $210,000 | $200,000-$250,000 | $122,500 | $100,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$94 | $577 |
| Superior Protection Discount | -$60 | $611 |
| Fire & Security Discount | -$54 | $618 |
| Hail Resistant Roof Discount | -$13 | $658 |
| Newly Constructed Home Discount | -$141 | $530 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| York County | $2,000 | $714 | $2,714 | $519 | $2,519 | $195 |
| Lower Windsor, PA | $2,500 | $663 | $3,163 | $482 | $2,982 | $181 |
| York Springs, PA | $400 | $645 | $1,045 | $469 | $869 | $176 |
| Rising Sun, MD | $1,500 | $832 | $2,332 | $605 | $2,105 | $227 |
| Newmanstown, PA | $500 | $711 | $1,211 | $517 | $1,017 | $194 |
| Churchtown, PA | $2,000 | $873 | $2,873 | $635 | $2,635 | $239 |
| Silver Spring, PA | $200 | $728 | $928 | $529 | $729 | $199 |
| Idaville, PA | $1,000 | $758 | $1,758 | $551 | $1,551 | $207 |
| Sinking Spring, PA | $300 | $760 | $1,060 | $552 | $852 | $208 |
| Perry Hall, MD | $2,500 | $757 | $3,257 | $550 | $3,050 | $207 |
| Tower City, PA | $500 | $529 | $1,029 | $384 | $884 | $144 |
| Carroll Valley, PA | $1,500 | $832 | $2,332 | $605 | $2,105 | $227 |
| Home Insurance Company Lower Windsor, PA | Homeowners Insurance Agency Lower Windsor, PA | Address | Popularity Score | Distance from Lower Windsor (miles) |
|---|---|---|---|---|
| Travelers | Jeffers Insurance Agency | 1010 Windsor Rd, Red Lion, PA, 17356 | 4.7 | |
| Erie | Drake Insurance Inc | 1262 Peters Mountain Rd, Ste A, Dauphin, PA, 17018 | 36.3 | |
| Allstate | Larry Beaver | 3498 Lincoln Hwy, Thorndale, PA, 19372 | 41.6 | |
| State Farm | Sandy Cohen | 4714 Perkiomen Ave, Reading, PA, 19606-9521 | 43.0 | |
| Travelers | Mantz Miller Insurance Agency Inc | 1480 Delta Rd, Red Lion, PA, 17356 | 5.5 | |
| State Farm | Lou Mehos | 2811 Perkiomen Ave, Reading, PA, 19606-2203 | 42.9 | |
| Travelers | Lehman Insurance Agency Inc | 1020 Sharp Ave , Ephrata, PA, 17522 | 23.9 | |
| Travelers | Rhodes Insurance Agency Inc | 810 Downingtown Pike, West Chester, PA, 19380 | 47.8 | |
| Liberty Mutual Independent | Martin Insurance Agency | 10 Colonial Ave, Millersville, PA, 17551 | 9.9 | |
| State Farm | Earl Tropp | 55 W Main Street, Annville, PA, 17003-1319 | 25.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $510 | $1,040 | $530 |
| York County, PA | $170,300 | $723 | $480 | $1,000 | $520 |
| Lower Windsor, PA | $158,200 | $671 | $460 | $960 | $500 |
| York Springs, PA | $125,000 | $653 | $450 | $920 | $470 |
| Rising Sun, MD | $217,300 | $842 | $670 | $1,060 | $390 |
| Newmanstown, PA | $157,400 | $720 | $500 | $1,020 | $520 |
| Churchtown, PA | $245,500 | $884 | $610 | $1,250 | $640 |
| Silver Spring, PA | $242,200 | $737 | $500 | $1,050 | $550 |
| Idaville, PA | $182,500 | $767 | $560 | $1,050 | $490 |
| Sinking Spring, PA | $183,300 | $769 | $550 | $1,070 | $520 |
| Perry Hall, MD | $253,100 | $766 | $610 | $970 | $360 |
| Tower City, PA | $77,800 | $535 | $390 | $740 | $350 |
| Carroll Valley, PA | $223,400 | $842 | $570 | $1,170 | $600 |