Gavop tells you how to get the best homeowners insurance in Idaho Springs, CO by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Idaho Springs, CO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Sinton Rd, Freeland Dr, Pine Way, Circle K Ranch Rd, Pauls Rd, Co Rd 476, Frei Way, Hy-Vu Dr, Aspen Ln, York Gulch Rd | $302,500 | $260,000 | $200,000-$250,000 | $285,500 | $230,000 | $200,000-$250,000 |
| Gold Digger Trl, Cedar Rd, Golden Willow Rd, Ponderosa Dr, Brook Hollow, Co Rd 470, Woods Haven Rd, Black Bear Ln, Lost Trail Rd, Illinois St | $271,500 | $250,000 | $300,000-$350,000 | $252,500 | $220,000 | $200,000-$250,000 |
| Co Rd 151, Co Rd 22, Stanley Rd, Pine Ridge Rd, Pinewood Dr, Yankee Creek Trl, Long Rd, Aspen Dr, Viking Trl, Buffalo Park Rd | $203,000 | $180,000 | $175,000-$200,000 | $181,000 | $170,000 | $150,000-$175,000 |
| Aspenwood Dr, Spring Gulch Rd, Oak Way, Upper Elk Valley Dr, Crow Ridge Rd, Evergreen Dr, Castlewood Ct, Paute Rd, Corral Creek Rd, Ponderosa Way | $313,000 | $280,000 | $250,000-$300,000 | $203,000 | $170,000 | $175,000-$200,000 |
| Pat Creek Rd, Yankee Creek Rd, Skyline Dr, Teresa Dr, 23rd Ave, Willow Creek Rd, Mule Deer Trl, Zuni Trl, Idaho St, Kings Rd | $376,000 | $340,000 | $350,000-$400,000 | $306,000 | $250,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$136 | $836 |
| Superior Protection Discount | -$88 | $885 |
| Fire & Security Discount | -$97 | $875 |
| Hail Resistant Roof Discount | -$19 | $953 |
| Newly Constructed Home Discount | -$253 | $720 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,464 |
| Hail Damage | $4,806 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $16,386 |
| Home Insurance Company Idaho Springs, CO | Homeowners Insurance Agency Idaho Springs, CO | Address | Popularity Score | Distance from Idaho Springs (miles) |
|---|---|---|---|---|
| State Farm | Kelly Wells | 1855 S Pearl St Ste 100, Denver, CO, 80210-3159 | 29.2 | |
| Farmers | Brian Fox | 2101 Ford St, Golden, CO, 80401 | 17.1 | |
| Farmers | Bryce Babcock | 1021 E South Boulder Rd Ste Q, Louisville, CO, 80027 | 29.0 | |
| Allstate | Tom Wohrley | 19501 E Parker Square Dr, Parker, CO, 80134 | 42.8 | |
| State Farm | Robbie Wright | 3091 S. Jamaica Ct., Aurora, CO, 80014 | 35.5 | |
| Liberty Mutual Independent | Irg Underwriters Llc | 6501 E Belleview Ave Ste 550, Englewood, CO, 80111 | 33.1 | |
| Liberty Mutual Independent | Lockton Companies | 8110 E Union Ave Ste 700, Denver, CO, 80237 | 34.1 | |
| Travelers | Tag-Bruce Miller | 484 S Niagara St, Denver, CO, 80224 | 32.9 | |
| Liberty Mutual Independent | Alliance Insurance Agency | 710 Ridge Rd #120, Golden, CO, 80401 | 17.1 | |
| State Farm | Paul Erdman | 601 16th St Ste B, Golden, CO, 80401-1979 | 17.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Colorado | $286,100 | $1,436 | $1,010 | $1,880 | $870 |
| Clear Creek County, CO | $317,000 | $1,056 | $740 | $1,380 | $640 |
| Idaho Springs, CO | $373,100 | $972 | $680 | $1,270 | $590 |
| Floyd Hill, CO | $400,000 | $1,819 | $1,270 | $2,380 | $1,110 |
| Idledale, CO | $287,500 | $1,439 | $1,010 | $1,890 | $880 |
| Bonanza Mountain Estates, CO | $429,600 | $1,968 | $1,380 | $2,580 | $1,200 |
| Fraser, CO | $282,300 | $1,426 | $1,000 | $1,870 | $870 |
| Sherrelwood, CO | $208,900 | $889 | $620 | $1,160 | $540 |
| Highlands Ranch, CO | $407,200 | $1,251 | $880 | $1,640 | $760 |
| Acres Green, CO | $292,100 | $1,451 | $1,020 | $1,900 | $880 |
| Commerce City, CO | $258,500 | $1,232 | $860 | $1,610 | $750 |
| Douglas County, CO | $407,100 | $1,250 | $880 | $1,640 | $760 |
| Kremmling, CO | $227,000 | $1,294 | $910 | $1,700 | $790 |