Gavop shows you how to buy homeowners insurance in Flagg, IL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Flagg, IL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| S Chana Rd, Oak Ln, Windward Ln, S Mill Pond Rd, Gillis Rd, 4th Ave, Erickson Rd, Jeffery Ave, E Hwy 38, Co Hwy 3 | $104,500 | $100,000 | $100,000-$125,000 | $129,500 | $110,000 | $100,000-$125,000 |
| Co Hwy 22, S Lynn St, 20th St, Carrie Ave, S Bend Rd, Maple Ln, E Flagg Rd, Barron Rd, W Star Rd, Co Hwy 5 | $211,000 | $190,000 | $200,000-$250,000 | $171,000 | $150,000 | $125,000-$150,000 |
| Scott Ave, E Cottonwood Rd, E Bradley Rd, E Hemstock Rd, Hall St, E Bethel Rd, 10th Ave, May Mart Dr, 6th Ave, Calvin Rd | $205,500 | $170,000 | $200,000-$250,000 | $151,500 | $140,000 | $125,000-$150,000 |
| E Stone Barn Rd, 8th Ave, S Locust Rd, W Hay Rd, W Cederholm St, E Titus Rd, Hoosier Rd, Co Hwy 16, Ave B, N White Rock Rd | $115,500 | $100,000 | $100,000-$125,000 | $106,000 | $100,000 | $75,000-$100,000 |
| Chippewa Ln, N Blind Rd, Cain Pkwy, S Garnhart Rd, N Razorville Rd, Shagbark Ln, Wayne Rd, S East Line Rd, N Grouse Run, Corey Ln | $280,000 | $230,000 | $250,000-$300,000 | $146,500 | $130,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$105 | $550 |
| Superior Protection Discount | -$65 | $589 |
| Fire & Security Discount | -$65 | $589 |
| Hail Resistant Roof Discount | -$20 | $635 |
| Newly Constructed Home Discount | -$164 | $491 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ogle County | $2,000 | $733 | $2,733 | $533 | $2,533 | $200 |
| Flagg, IL | $2,500 | $647 | $3,147 | $470 | $2,970 | $177 |
| Lost Nation, IL | $300 | $862 | $1,162 | $626 | $926 | $235 |
| Victor, IL | $1,000 | $979 | $1,979 | $712 | $1,712 | $268 |
| Burritt, IL | $100 | $843 | $943 | $612 | $712 | $230 |
| Boone County, IL | $1,500 | $747 | $2,247 | $543 | $2,043 | $204 |
| Plano, IL | $100 | $641 | $741 | $466 | $566 | $175 |
| Hahnaman, IL | $700 | $774 | $1,474 | $562 | $1,262 | $211 |
| St. Charles, IL | $200 | $972 | $1,172 | $706 | $906 | $266 |
| Batavia, IL | $1,000 | $961 | $1,961 | $698 | $1,698 | $263 |
| Bureau County, IL | $200 | $644 | $844 | $468 | $668 | $176 |
| Algonquin, IL | $1,500 | $854 | $2,354 | $620 | $2,120 | $233 |
| Home Insurance Company Flagg, IL | Homeowners Insurance Agency Flagg, IL | Address | Popularity Score | Distance from Flagg (miles) |
|---|---|---|---|---|
| State Farm | Randy Ems | 1355 S Route 59 Ste 102, Naperville, IL, 60564-9540 | 49.1 | |
| Allstate | Mary Schur | 3577 E New York St Ste 109, Aurora, IL, 60504 | 47.4 | |
| Allstate | Linda Wagner | 4581 Princeton Ln Ste 117, Lake In The Hills, IL, 60156 | 42.0 | |
| State Farm | Shannon Morreale | 175 Northwest Hwy Ste 1, Cary, IL, 60013-2996 | 48.5 | |
| Allstate | Mark Moskal | 10 Grant St, Crystal Lake, IL, 60014 | 46.0 | |
| Allstate | Michael Hardesty | 405 Illinois Ave Unit 2a, Saint Charles, IL, 60174 | 41.6 | |
| Farmers | Ranganathan Pavithra | 24115 103rd St Ste C, Naperville, IL, 60564 | 49.8 | |
| Farmers | Stephen Hopkins | 320 Houston St, Batavia, IL, 60510 | 41.8 | |
| State Farm | Ryan Vanderveen | 1515 Butterfield Rd Ste 107, Aurora, IL, 60502-8930 | 44.1 | |
| State Farm | Jeanne Jensen | 1881 Larkin Ave Ste B, Elgin, IL, 60123-5818 | 41.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $580 | $1,170 | $590 |
| Ogle County, IL | $139,900 | $742 | $540 | $1,020 | $480 |
| Flagg, IL | $117,200 | $655 | $440 | $930 | $490 |
| Lost Nation, IL | $192,100 | $872 | $580 | $1,190 | $610 |
| Victor, IL | $268,200 | $991 | $670 | $1,380 | $710 |
| Burritt, IL | $181,300 | $853 | $590 | $1,220 | $630 |
| Boone County, IL | $145,700 | $756 | $520 | $1,080 | $560 |
| Plano, IL | $143,000 | $648 | $450 | $930 | $480 |
| Hahnaman, IL | $147,500 | $783 | $570 | $1,120 | $550 |
| St. Charles, IL | $307,300 | $984 | $670 | $1,390 | $720 |
| Batavia, IL | $281,600 | $972 | $670 | $1,380 | $710 |
| Bureau County, IL | $106,800 | $652 | $450 | $910 | $460 |
| Algonquin, IL | $208,800 | $864 | $590 | $1,230 | $640 |