Gavop tells you how to get the best homeowners insurance in Breckenridge, CO by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $111,000 | $90,000 | $75,000-$100,000 |
| 2 Bedroom | $279,000 | $260,000 | $200,000-$250,000 |
| 3 Bedroom | $242,500 | $210,000 | $200,000-$250,000 |
| 4 Bedroom | $622,500 | $570,000 | $500,000-$600,000 |
| 5 Bedroom | $519,500 | $450,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$198 | $846 |
| Superior Protection Discount | -$94 | $950 |
| Fire & Security Discount | -$104 | $940 |
| Hail Resistant Roof Discount | -$21 | $1,024 |
| Newly Constructed Home Discount | -$282 | $762 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,914 |
| Physical Damage | $2,368 |
| Hail Damage | $4,853 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $16,887 |
| Home Insurance Company Breckenridge, CO | Homeowners Insurance Agency Breckenridge, CO | Address | Popularity Score | Distance from Breckenridge (miles) |
|---|---|---|---|---|
| State Farm | Don Jaramillo | 16105 S Golden Rd, Golden, CO, 80401-3766 | 48.2 | |
| State Farm | Kit Swenby | 12354 W Alameda Pkwy Ste 160, Lakewood, CO, 80228-2860 | 49.8 | |
| State Farm | Justin Storms | 559 Us Highway 24 S, Buena Vista, CO, 81211-9834 | 46.6 | |
| Travelers | Staebell Insurance Group | 2124 Ford St., Golden, CO, 80401 | 47.0 | |
| State Farm | Virginia Hooper | 10143 W Chatfield Ave Ste 12, Littleton, CO, 80127-4245 | 49.6 | |
| Travelers | Alli Insurance Corp | 29990 Troutdale Scenic Dr, Evergreen, CO, 80439 | 38.3 | |
| Liberty Mutual Independent | Alliance Insurance Agency | 710 Ridge Rd #120, Golden, CO, 80401 | 46.8 | |
| Farmers | Bill May | 28000 Meadow Dr # 2, Evergreen, CO, 80439 | 39.4 | |
| State Farm | Louis Materre | 5125 S Kipling Pkwy Ste 208, Littleton, CO, 80127-1736 | 50.1 | |
| State Farm | Jim Galt | 111 Central Avenue P.O. Box 1448, Kremmling, CO, 80459 | 48.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Colorado | $286,100 | $1,436 | $1,010 | $1,880 | $870 |
| Summit County, CO | $547,700 | $1,051 | $740 | $1,380 | $640 |
| Breckenridge, CO | $550,800 | $1,044 | $730 | $1,370 | $640 |
| Summit County, CO | $547,700 | $1,051 | $740 | $1,380 | $640 |
| Winter Park, CO | $450,000 | $2,088 | $1,460 | $2,740 | $1,280 |
| St. Mary's, CO | $230,600 | $1,303 | $910 | $1,710 | $800 |
| Basalt, CO | $553,700 | $1,052 | $740 | $1,380 | $640 |
| Jefferson County, CO | $334,100 | $1,412 | $990 | $1,850 | $860 |
| Eagle-Gypsum, CO | $405,000 | $1,842 | $1,290 | $2,410 | $1,120 |
| Coal Creek, CO | $361,000 | $1,660 | $1,160 | $2,170 | $1,010 |
| Bald Mountain, CO | $487,200 | $1,041 | $730 | $1,360 | $630 |
| Ken Caryl, CO | $310,900 | $1,003 | $700 | $1,310 | $610 |