Gavop's guide to buying homeowners insurance in Kimberly, ID covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Kimberly, ID - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Redwood Ln, Haley Ln, 3rd St E, Maple Ave W, State Hwy 50, Syringa Ave, Jasper St, Stricker Cabin Rd, 3500 E, Rock Creek Rd | $145,000 | $120,000 | $125,000-$150,000 | $144,000 | $120,000 | $125,000-$150,000 |
| Jasper Dr, Twin Falls Grade, Opal St, Birch St S, 1st St E, Ridge Cir, Oak St S, Eastridge Dr, Hidden Lakes Dr, King St | $201,000 | $180,000 | $200,000-$250,000 | $138,500 | $120,000 | $125,000-$150,000 |
| 3800 E, N 3950 E, Lake St, Sugar Factory Rd, 2nd St E, Dixon Trl, Little Cedar Dr, Adeline Ave E, Lindsey Ln, Adeline St | $137,000 | $130,000 | $150,000-$175,000 | $65,500 | $60,000 | $50,000-$75,000 |
| Birchwood Cir N, Kimberly Rd, Willow St, Center St E, N 3614 E, E 3750 N, Park Ave, N 3560 E, Wiseman St, Ash St S | $221,500 | $200,000 | $200,000-$250,000 | $151,500 | $140,000 | $150,000-$175,000 |
| N 3700 E, Elm Ave E, Crystal St, N 4100 E, 4000 N, Wilson Rd, Monroe St, Kennedy St, Chestnut St S, E 3675 N | $163,000 | $140,000 | $175,000-$200,000 | $90,000 | $80,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$96 | $587 |
| Superior Protection Discount | -$61 | $621 |
| Fire & Security Discount | -$61 | $621 |
| Hail Resistant Roof Discount | -$14 | $669 |
| Newly Constructed Home Discount | -$164 | $519 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Twin Falls County | $2,000 | $703 | $2,703 | $511 | $2,511 | $192 |
| Kimberly, ID | $2,500 | $674 | $3,174 | $490 | $2,990 | $184 |
| Twin Falls, ID | $200 | $697 | $897 | $507 | $707 | $190 |
| Twin Falls County, ID | $500 | $703 | $1,203 | $511 | $1,011 | $192 |
| Dietrich, ID | $2,000 | $438 | $2,438 | $318 | $2,318 | $120 |
| Paul, ID | $200 | $544 | $744 | $396 | $596 | $149 |
| Lincoln County, ID | $700 | $663 | $1,363 | $481 | $1,181 | $181 |
| Gooding County, ID | $500 | $668 | $1,168 | $486 | $986 | $183 |
| Cassia County, ID | $700 | $657 | $1,357 | $477 | $1,177 | $179 |
| Minidoka County, ID | $200 | $663 | $863 | $481 | $681 | $181 |
| Minidoka, ID | $1,000 | $551 | $1,551 | $401 | $1,401 | $151 |
| Home Insurance Company Kimberly, ID | Homeowners Insurance Agency Kimberly, ID | Address | Popularity Score | Distance from Kimberly (miles) |
|---|---|---|---|---|
| Farmers | Jennifer Jensen | 356 2nd Ave N, Twin Falls, ID, 83301 | 7.1 | |
| State Farm | Matt Stokes | 1821 Addison Ave E, Twin Falls, ID, 83301-5332 | 6.1 | |
| Allstate | Kasi Stevenson | 451 Eastland Dr Ste 1, Twin Falls, ID, 83301 | 5.4 | |
| State Farm | Adam Haynes | 1849 Overland Ave, Burley, ID, 83318-2437 | 28.0 | |
| Liberty Mutual Independent | Haskin Insurance Services Inc. | 629 Fremont St, Rupert, ID, 83350 | 34.6 | |
| State Farm | Doug Stokes | 760 Blue Lakes Blvd N Ste 1, Twin Falls, ID, 83301-4000 | 7.0 | |
| Allstate | Mindy Payne | 1176 Blue Lakes Blvd N, Twin Falls, ID, 83301 | 7.2 | |
| Farmers | Jon Searle | 1711 Overland Ave, Burley, ID, 83318 | 28.0 | |
| Allstate | Jodi Matthews | 605 Minidoka Ave, Burley, ID, 83318 | 28.4 | |
| Allstate | Clear Lakes Agency | 1114 Main St, Buhl, ID, 83316 | 22.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Idaho | $176,800 | $627 | $450 | $870 | $420 |
| Twin Falls County, ID | $154,200 | $712 | $480 | $970 | $490 |
| Kimberly, ID | $157,500 | $682 | $460 | $950 | $490 |
| Twin Falls, ID | $155,000 | $706 | $500 | $980 | $480 |
| Twin Falls County, ID | $154,200 | $712 | $480 | $1,000 | $520 |
| Dietrich, ID | $88,800 | $443 | $310 | $610 | $300 |
| Paul, ID | $131,600 | $551 | $390 | $760 | $370 |
| Lincoln County, ID | $127,200 | $671 | $460 | $930 | $470 |
| Gooding County, ID | $134,400 | $676 | $490 | $940 | $450 |
| Cassia County, ID | $136,900 | $665 | $450 | $910 | $460 |
| Minidoka County, ID | $121,800 | $671 | $480 | $930 | $450 |
| Minidoka, ID | $134,800 | $558 | $400 | $770 | $370 |