Gavop tells you how to get the best homeowners insurance in Oil City, PA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Oil City, PA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| E 6th St, W 9th St, W Front St, Parker St, Euclid Ave, Pulaski St, Lees Ln, Kramer Ave, Stout St, Reservoir St | $93,000 | $80,000 | $50,000-$75,000 | $67,500 | $50,000 | $50,000-$75,000 |
| W 2nd St, Carson Aly, W 4th St, Hill St, E 5th St, E 2nd St, Oak Grove St, Siverly Aly, Seeley Ave, Orange St | $105,000 | $90,000 | $75,000-$100,000 | $85,000 | $70,000 | $75,000-$100,000 |
| Manning Aly, Lawrence St, Harold St, Charlton St, Clarion St, North St, Harriott Ave, Moran St, Wilson Ave, Long Aly | $86,500 | $70,000 | $50,000-$75,000 | $59,500 | $50,000 | $50,000-$75,000 |
| Plummer St, Butternut Aly, Crawford St, Cedar Ave, Grove Ave, Smedley St, Drake Dr, Willow St, E 9th St, Hiland Ave | $110,000 | $90,000 | $100,000-$125,000 | $51,500 | $40,000 | $50,000-$75,000 |
| Cornwall St, Seeley Ave, Memorial Dr, Grandview Rd, Dwyer St, Central Ave, Maple Ave, High St, Petroleum St, Ellen Dr | $105,500 | $100,000 | $75,000-$100,000 | $48,000 | $40,000 | $25,000-$50,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$102 | $624 |
| Superior Protection Discount | -$73 | $653 |
| Fire & Security Discount | -$51 | $675 |
| Hail Resistant Roof Discount | -$15 | $711 |
| Newly Constructed Home Discount | -$145 | $581 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,914 |
| Physical Damage | $2,537 |
| Hail Damage | $4,806 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $46,016 |
| Smoke | $16,051 |
| Home Insurance Company Oil City, PA | Homeowners Insurance Agency Oil City, PA | Address | Popularity Score | Distance from Oil City (miles) |
|---|---|---|---|---|
| Erie | Bort Insurance Service | 1460 W 38th Street, Erie, PA, 16508 | 49.9 | |
| Liberty Mutual | Adam E. Ruffner | 2501 Wilmington Road, New Castle, PA, 16105 | 43.5 | |
| Liberty Mutual Independent | Burns & Burns Associates Inc | 800 E Main St, Clarion, PA, 16214 | 22.7 | |
| Travelers | Russell B Canan Agency Inc | 1607 W State Street, New Castle, PA, 16101 | 45.3 | |
| Erie | Mantsch - Lafaro Insurance Agency | 4627 Peach Street, Erie, PA, 16509 | 49.4 | |
| Nationwide | Bruns Insurance Services Llc | 4420 Peach Street, Erie, PA, 16509 | 49.5 | |
| Allstate | Ryan Laidlaw | 349 N Pike Rd, Sarver, PA, 16055 | 47.4 | |
| State Farm | Dave Herr | 15 East Columbus Avenue, Corry, PA, 16407-0006 | 35.2 | |
| Allstate | Aaron Buhl | 405a Hansen Ave, Butler, PA, 16001 | 40.7 | |
| State Farm | Linda Oliver | 407 E Erie St, Linesville, PA, 16424-9219 | 39.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $500 | $1,040 | $540 |
| Venango County, PA | $85,000 | $831 | $600 | $1,140 | $540 |
| Oil City, PA | $48,800 | $726 | $500 | $1,000 | $500 |
| Victory, PA | $117,000 | $635 | $450 | $870 | $420 |
| Randolph, PA | $106,500 | $611 | $430 | $870 | $440 |
| Bruin, PA | $88,600 | $565 | $410 | $790 | $380 |
| Vernon, PA | $110,500 | $620 | $450 | $880 | $430 |
| Mercer, PA | $109,100 | $617 | $420 | $880 | $460 |
| Butler County, PA | $190,000 | $758 | $550 | $1,050 | $500 |
| Clark, PA | $158,500 | $722 | $480 | $1,020 | $540 |
| Freehold, PA | $102,200 | $600 | $430 | $850 | $420 |
| North Shenango, PA | $89,900 | $569 | $390 | $790 | $400 |
| Brockway, PA | $96,300 | $585 | $430 | $820 | $390 |