Gavop's guide to buying homeowners insurance in Harrison County, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Harrison County, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Snowden Rd, Vale St, Valley Ranch Rd, Flagstick Park, Shenandoah Dr, Commerce St, Grand Ave, Runnels Rd, T J Taylor Ave, Gooch Rd | $102,000 | $90,000 | $100,000-$125,000 | $81,000 | $70,000 | $75,000-$100,000 |
| Pemberton St, Grace St, Green St, Garber Aly, W End Blvd, Anderson Ln, Billups Ave, Martin Luther King Jr Blvd, Timberfalls Dr, Walnut Hill Ln | $85,500 | $80,000 | $50,000-$75,000 | $98,500 | $90,000 | $100,000-$125,000 |
| Pamela Dr, Oakwood, Bell Cutoff, Co Rd 1409, Jefferson Ave, Birdwell Ln, Lansing Loop, Rena Ln, Katie Lee Ln, N Columbus St | $87,500 | $70,000 | $50,000-$75,000 | $68,500 | $60,000 | $50,000-$75,000 |
| High St, Elysian Fields Ave, Cedar Hill Rd, S Washington Ave, Maple Springs Rd, Farmview Cir, N FM 450, Ramsey Rd, Bond Rd, N Central St | $114,000 | $100,000 | $100,000-$125,000 | $97,500 | $90,000 | $100,000-$125,000 |
| Oakwood Dr, Raven Dr, Plantation Ln, Pinecrest Dr, FM 9, Ellis Dr, Lisa Ln, W Medill St, Ora Asa Johnson Rd, Hallsville Hts | $119,000 | $100,000 | $125,000-$150,000 | $58,500 | $50,000 | $50,000-$75,000 |
| Joe Rd, W Wright St, Rosborough St, Hillcrest Ter, S Bolivar St, A B Carter Rd, N Washington Ave, Lawrence Rd, Callahan Rd, Lakeview Dr S | $132,000 | $110,000 | $125,000-$150,000 | $133,000 | $110,000 | $150,000-$175,000 |
| Washington St, Bell St, Forest Ter Rd, Central School Rd, Acie Johnson Rd, Mount Pleasant Cutoff, Chestnut St, Dell Dr, Indian Springs Dr, FM 1998 | $160,000 | $150,000 | $125,000-$150,000 | $109,500 | $100,000 | $125,000-$150,000 |
| Cowpen Rd, Albert St, Craig Rd, E End Blvd N, Red Fox Rd, Ashwood, Furrh St, Adams St, Goldeneye Ln, Turtle Creek Rd | $113,000 | $100,000 | $100,000-$125,000 | $83,000 | $70,000 | $50,000-$75,000 |
| Dalee St, Branch St, W Travis St, S Garrett St, York Rd, Mount Zion Rd, Stuart Ln, Harris House Rd, Cotton Ct, Nolan St | $180,000 | $160,000 | $200,000-$250,000 | $102,000 | $90,000 | $75,000-$100,000 |
| Oak Grove St, James Marshall Rd, One Arm Jimmy Rd, Trailridge Cir, Kay Dr, Morris Rd, Talliaferro St, Lawson Ln, Pump Station Rd, State Hwy 43 S | $102,000 | $90,000 | $100,000-$125,000 | $100,000 | $90,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$271 | $1,155 |
| Superior Protection Discount | -$128 | $1,297 |
| Fire & Security Discount | -$114 | $1,312 |
| Hail Resistant Roof Discount | -$43 | $1,383 |
| Newly Constructed Home Discount | -$342 | $1,083 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Harrison County | $1,500 | $1,408 | $2,908 | $1,024 | $2,524 | $385 |
| Harrison County, TX | $1,500 | $1,408 | $2,908 | $1,024 | $2,524 | $385 |
| Nesbitt, TX | $500 | $1,688 | $2,188 | $1,227 | $1,727 | $461 |
| East Mountain, TX | $1,000 | $1,689 | $2,689 | $1,228 | $2,228 | $462 |
| Liberty City, TX | $500 | $1,627 | $2,127 | $1,183 | $1,683 | $445 |
| Hosston, LA | $300 | $1,089 | $1,389 | $791 | $1,091 | $298 |
| Price-Turnertown, TX | $2,000 | $1,403 | $3,403 | $1,020 | $3,020 | $383 |
| Tyler East, TX | $500 | $1,690 | $2,190 | $1,228 | $1,728 | $462 |
| New Chapel Hill, TX | $1,000 | $1,708 | $2,708 | $1,241 | $2,241 | $467 |
| Naples, TX | $100 | $1,446 | $1,546 | $1,051 | $1,151 | $395 |
| Home Insurance Company Harrison County, TX | Homeowners Insurance Agency Harrison County, TX | Address | Popularity Score | Distance from Harrison County (miles) |
|---|---|---|---|---|
| Travelers | Williams Insurance Agency | 300 W Tyler St, Gilmer, TX, 75644 | 35.6 | |
| Farmers | Kellie Cox | 703 W Main St Ste B, Atlanta, TX, 75551 | 40.7 | |
| State Farm | Shannon Surholt | 1811 Victory Dr, Marshall, TX, 75672-3619 | 1.5 | |
| Farmers | Darin Anthony | 810 N Hill St, Tatum, TX, 75691 | 17.8 | |
| State Farm | Charlene Ingram | 801 Pine Tree Rd, Longview, TX, 75604-4026 | 24.8 | |
| State Farm | Matt Gandy | 1605 Judson Rd Ste C, Longview, TX, 75601-3664 | 21.5 | |
| Travelers | Kelley Insurance Agency | 117 E Gilmer St , Big Sandy, TX, 75755 | 42.9 | |
| Travelers | Clemens & Truitt Insurance | 501 Quitman St, Pittsburg, TX, 75686 | 46.8 | |
| Farmers | Hal Norris | 410 W Texas Ave, Waskom, TX, 75692 | 18.8 | |
| Farmers | Glenda Lee | 145 Jefferson St, Pittsburg, TX, 75686 | 46.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Harrison County, TX | $115,100 | $1,426 | $940 | $2,200 | $1,260 |
| Harrison County, TX | $115,100 | $1,426 | $940 | $2,200 | $1,260 |
| Nesbitt, TX | $151,300 | $1,709 | $1,130 | $2,630 | $1,500 |
| East Mountain, TX | $151,600 | $1,710 | $1,130 | $2,630 | $1,500 |
| Liberty City, TX | $132,000 | $1,647 | $1,090 | $2,540 | $1,450 |
| Hosston, LA | $88,700 | $1,102 | $770 | $1,590 | $820 |
| Price-Turnertown, TX | $80,000 | $1,420 | $940 | $2,190 | $1,250 |
| Tyler East, TX | $152,000 | $1,711 | $1,130 | $2,630 | $1,500 |
| New Chapel Hill, TX | $158,200 | $1,729 | $1,140 | $2,660 | $1,520 |
| Naples, TX | $88,500 | $1,464 | $970 | $2,250 | $1,280 |