How Can I Make My Magnolia, TX Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Magnolia, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Magnolia, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $48,000 $40,000 $25,000-$50,000
2 Bedroom $139,000 $120,000 $125,000-$150,000
3 Bedroom $124,000 $120,000 $100,000-$125,000
4 Bedroom $167,000 $150,000 $125,000-$150,000
5 Bedroom $164,000 $140,000 $150,000-$175,000

Estimate your Savings with Home Insurance Discounts in Magnolia, TX | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$224 $1,020
Superior Protection Discount -$112 $1,131
Fire & Security Discount -$112 $1,131
Hail Resistant Roof Discount -$37 $1,206
Newly Constructed Home Discount -$336 $908

Choose the Right Deductible for your Magnolia, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Montgomery County $2,500 $1,232 $3,732 $896 $3,396 $337
Magnolia, TX $2,500 $1,228 $3,728 $893 $3,393 $336
Aldine, TX $500 $1,006 $1,506 $731 $1,231 $275
Piney Point Village, TX $1,000 $1,262 $2,262 $917 $1,917 $345
New Waverly, TX $300 $987 $1,287 $717 $1,017 $270
Meadows Place, TX $2,000 $1,723 $3,723 $1,252 $3,252 $471
Brenham, TX $300 $946 $1,246 $688 $988 $259
Northeast Harris, TX $2,000 $1,650 $3,650 $1,199 $3,199 $451
Missouri City, TX $100 $1,412 $1,512 $1,026 $1,126 $386
Brookside Village, TX $2,500 $1,752 $4,252 $1,273 $3,773 $479
Pasadena, TX $300 $1,384 $1,684 $1,006 $1,306 $378
Dayton, TX $1,500 $997 $2,497 $725 $2,225 $272

Identify Top Home Insurance Agents near Magnolia, TX | Back to Top

Home Insurance Company Magnolia, TX Homeowners Insurance Agency Magnolia, TX Address Popularity Score Distance from Magnolia (miles)
State Farm David Everest 7014 Fry Rd Ste 107, Cypress, TX, 77433-4407
20.5
State Farm Jay Ahmadi 16000 Stueb Airlin Rd Ste 265, Spring, TX, 77379-7468
16.4
State Farm Caley Baillio 27620 State Hwy 249 Ste A8, Tomball, TX, 77375-6548
8.7
State Farm Isaac Segovia 5706 Root Rd Ste 4, Spring, TX, 77389-3773
13.5
State Farm Frank Stevens 19620 Kuykendahl Rd Ste 200, Spring, TX, 77379-3457
15.4
Farmers Tammy Wicker 21021 Spring Brook Plaza Dr Ste 230, Spring, TX, 77379
13.9
Allstate William White 15127 Draper Rd, Houston, TX, 77014
18.7
Travelers Preferred Choice Insurance & Financial Group 8111 Ashlane Way Ste 115, The Woodlands, TX, 77382
9.0
State Farm Robert F Morrison 12824 Willow Centre Dr Ste F, Houston, TX, 77066-3026
18.1
State Farm Sherry Lee 12125 Jones Rd, Houston, TX, 77070-5285
17.4

Compare Rates for Magnolia, TX Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $151,500 $1,709 $1,130 $2,630 $1,500
Montgomery County, TX $206,400 $1,247 $820 $1,920 $1,100
Magnolia, TX $203,500 $1,243 $820 $1,910 $1,090
Aldine, TX $82,200 $1,018 $670 $1,570 $900
Piney Point Village, TX $1,687,100 $1,278 $840 $1,970 $1,130
New Waverly, TX $118,200 $999 $660 $1,540 $880
Meadows Place, TX $163,600 $1,744 $1,150 $2,690 $1,540
Brenham, TX $168,600 $958 $630 $1,470 $840
Northeast Harris, TX $138,800 $1,670 $1,100 $2,570 $1,470
Missouri City, TX $171,000 $1,429 $940 $2,200 $1,260
Brookside Village, TX $174,600 $1,773 $1,170 $2,730 $1,560
Pasadena, TX $108,700 $1,401 $920 $2,160 $1,240
Dayton, TX $122,400 $1,009 $670 $1,550 $880

Research Home Insurance Companies Reviews in Magnolia, TX Before Buying | Back to Top

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State Farm Home Insurance Reviews

Date: October 10, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
I haven't looked around enough to know how my premium and deductible compare. And we have had the company for some time now, and I don't remember what others offered.

Date: July 21, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Policy Offerings
This company is not much different from any other insurance company. The thing I like about this company is that they give you a discount when you paid in full.


Date: June 05, 2019    Age: 40 to 49    Gender: Unmarried    Marital Status: Female

Customer Service
I would give State Farm a 5. My agent is wonderful. She goes over and beyond to make sure that I am happy. She has personally called me, and I am confident that they have my back

Farmer's Insurance Home Insurance Reviews

Date: October 14, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
We have yet to file a claim with Farmers Insurance we rate them 5 out of 5 on a scale of 1 to 5. They service is impecca and accurate, they're friendly and easy going.

Date: May 30, 2019    Age: 30 to 39    Gender: Married    Marital Status: Male

Customer Service
There customer service is really good. We recently had a bad storm here and they were very helpful in getting us taken care of and following up on repairs. I would recommend.

Allstate Home Insurance Reviews

Date: January 05, 2020    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
I feel that my home insurance policy offering is very fair compared to some of the other things offered out in the open market. I think it is very standard but Im glad to be with a highly reputable company.


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