How Can I Make My St. Albans, WV Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in St. Albans, WV covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate St. Albans, WV Home Insurance Coverage Levels | Back to Top

St. Albans, WV - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Co Rte 8, Dry Ridge Rd, Co Rte 16, Sun Valley Dr, Richmond St, Cousin Dr, Scott Dr, River Park Cir, Furlong Ave, Alameda St $167,500 $150,000 $150,000-$175,000 $72,500 $70,000 $50,000-$75,000
Cart St, Grant Ave, Sutherland Dr, Edgemont, Schulte Fork, Saunders St, Starlet, Erin Ln, Sunset Dr, Kincaid $103,500 $90,000 $75,000-$100,000 $121,500 $100,000 $100,000-$125,000
Riverside Dr, Co Rte 8/4, Moss Ln, Briarwood, Valley View Ave, Brook Rd, Ben Rd, Co Rte 8, Crooked Creek Rd, Underwood Ave $74,000 $60,000 $50,000-$75,000 $64,500 $60,000 $50,000-$75,000
Sand Plant Rd, Haning Dr, Shadyside Trailer Ct, Dewey Dr, Lincoln Rd, 2nd St W, Rock Camp Rd, Gore Addition Rd, Midkiff Dr, Elmhurst Dr $97,000 $90,000 $100,000-$125,000 $115,500 $90,000 $125,000-$150,000
Co Rte 8/3, Ballard Rd, John St, Buckner Rd, Northway Dr, W Maccorkle Ave, Lone Oak Dr, Co Rte 1, Stover St, Camp Rd $109,500 $100,000 $100,000-$125,000 $97,500 $80,000 $100,000-$125,000

Estimate your Savings with Home Insurance Discounts in St. Albans, WV | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$121 $551
Superior Protection Discount -$67 $604
Fire & Security Discount -$54 $618
Hail Resistant Roof Discount -$13 $658
Newly Constructed Home Discount -$148 $524

Choose the Right Deductible for your St. Albans, WV Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Kanawha County $2,000 $690 $2,690 $501 $2,501 $189
St. Albans, WV $1,000 $663 $1,663 $482 $1,482 $181
Hurricane, WV $400 $694 $1,094 $504 $904 $190
Glasgow, WV $1,000 $627 $1,627 $456 $1,456 $171
Crown City, OH $400 $568 $968 $413 $813 $155
Powellton, WV $1,000 $578 $1,578 $420 $1,420 $158
Charlton Heights, WV $200 $690 $890 $501 $701 $188
McConnell, WV $2,500 $636 $3,136 $462 $2,962 $174
Addison, OH $300 $589 $889 $428 $728 $161
Flatwoods-Russell, KY $2,500 $687 $3,187 $499 $2,999 $188
Elizabeth, OH $400 $567 $967 $412 $812 $155

Identify Top Home Insurance Agents near St. Albans, WV | Back to Top

Home Insurance Company St. Albans, WV Homeowners Insurance Agency St. Albans, WV Address Popularity Score Distance from St. Albans (miles)
State Farm Lori Mccown 3550 Teays Valley Rd Ste 1, Hurricane, WV, 25526-9054
10.0
Erie Asseff Insurance Agency 335 2nd Ave South Charleston, South Charleston, WV, 25303
7.0
Allstate Travis Foster 127 Goff Mountain Rd, Cross Lanes, WV, 25313
3.1
Liberty Mutual Melissa Oxley 112 Brent Way, Hurricane, WV, 25526
8.4
Liberty Mutual Jon Duggan 112 Brent Way, Hurricane, WV, 25526
8.4
State Farm Rob Bowers 801 6th Ave, Saint Albans, WV, 25177-2918
0.7
Liberty Mutual Flo Jones 112 Brent Way, Hurricane, WV, 25526
8.4
State Farm Brandon Huffman 5506 Big Tyler Road, Cross Lanes, WV, 25313
3.5
Allstate Anne Underwood 436 12th St, Dunbar, WV, 25064
4.5
State Farm Bill Mangus 801 Dunbar Ave, Dunbar, WV, 25064-3218
4.9

Compare Rates for St. Albans, WV Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
West Virginia $111,600 $721 $500 $1,030 $530
Kanawha County, WV $111,200 $698 $470 $990 $520
St. Albans, WV $111,900 $671 $460 $920 $460
Hurricane, WV $152,600 $702 $500 $960 $460
Glasgow, WV $86,300 $635 $460 $880 $420
Crown City, OH $83,300 $575 $410 $790 $380
Powellton, WV $73,300 $585 $390 $840 $450
Charlton Heights, WV $104,400 $698 $510 $960 $450
McConnell, WV $88,600 $644 $460 $880 $420
Addison, OH $90,200 $596 $400 $830 $430
Flatwoods-Russell, KY $110,800 $696 $470 $980 $510
Elizabeth, OH $83,000 $574 $390 $820 $430