Gavop shows you how to buy homeowners insurance in Jefferson County, MS by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Jefferson County, MS - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Corban Rd, Muddy Bayou Rd, Hickory Block Rd, Steve Wood Rd, Hicks St, Franklin Rd, Southwest Ln, State Hwy 550, Dimvil Rd, Lehman Ave | $126,000 | $100,000 | $125,000-$150,000 | $78,000 | $70,000 | $50,000-$75,000 |
| Dent Ln, Cutter Ln, Walnut St, Bass Rd, Redlick Rd, Humphry Trailer Park Rd, Stonington Rd, Kelly Rd, Catherine Bailey Dr, Corban St | $111,000 | $100,000 | $100,000-$125,000 | $101,000 | $90,000 | $75,000-$100,000 |
| Sterling Rd, R Smith Rd, Fellowship Rd, Posey Rd, Joe Jackson St, Natchez Trace Pkwy, Tenner Rd, Moss Rd, Ad Ballard St, Lehman Ave | $96,500 | $90,000 | $75,000-$100,000 | $79,000 | $70,000 | $50,000-$75,000 |
| Lehmann Ave, Pierce Ln, Rivers Rd Cove, Shannon Rd, Fairview St, Edward Rd, Access Rd, Sunrise St, Lewis Ave, Snyder Rd | $134,000 | $110,000 | $100,000-$125,000 | $60,500 | $60,000 | $50,000-$75,000 |
| Morning Star Rd, Southwest, Fitzgerald Rd, N Spring Sq, Joe Jackson St, Tate Rd, Easterling St, Oak Rd, Lott St, Taylor Rd | $106,000 | $100,000 | $100,000-$125,000 | $87,500 | $70,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$93 | $574 |
| Superior Protection Discount | -$60 | $607 |
| Fire & Security Discount | -$47 | $620 |
| Hail Resistant Roof Discount | -$13 | $654 |
| Newly Constructed Home Discount | -$187 | $480 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jefferson County | $700 | $659 | $1,359 | $479 | $1,179 | $180 |
| Jefferson County, MS | $2,000 | $659 | $2,659 | $479 | $2,479 | $180 |
| Roxie, MS | $500 | $795 | $1,295 | $578 | $1,078 | $217 |
| St. Joseph, LA | $2,000 | $409 | $2,409 | $297 | $2,297 | $112 |
| Clayton, LA | $400 | $310 | $710 | $225 | $625 | $85 |
| Ferriday, LA | $2,500 | $1,031 | $3,531 | $750 | $3,250 | $282 |
| Beauregard, MS | $100 | $1,001 | $1,101 | $727 | $827 | $274 |
| Liberty, MS | $400 | $1,036 | $1,436 | $753 | $1,153 | $283 |
| Wilkinson County, MS | $1,500 | $680 | $2,180 | $494 | $1,994 | $186 |
| Beechwood, MS | $300 | $1,367 | $1,667 | $994 | $1,294 | $374 |
| Jonesville, LA | $1,500 | $785 | $2,285 | $571 | $2,071 | $215 |
| Home Insurance Company Jefferson County, MS | Homeowners Insurance Agency Jefferson County, MS | Address | Popularity Score | Distance from Jefferson County (miles) |
|---|---|---|---|---|
| Allstate | Craig Sanders | 212 Main St, Natchez, MS, 39120 | 24.4 | |
| Liberty Mutual Independent | Byrne Insurance Agency Inc | 98 Homochitto St, Natchez, MS, 39120 | 24.5 | |
| State Farm | Robyn Lea | 2170 S Frontage Rd Ste 1, Vicksburg, MS, 39180-5636 | 42.1 | |
| Allstate | John Prewitt Jr | 3300 Indiana Ave # B, Vicksburg, MS, 39180 | 42.5 | |
| Liberty Mutual Independent | Vicksburg Insurance Agency Inc. | 2640 S Frontage Rd , Vicksburg, MS, 39180 | 42.4 | |
| Liberty Mutual Independent | Insurance & Risk Managers | 315 South Jackson Street, Brookhaven, MS, 39601 | 36.9 | |
| State Farm | Diane Derivaux Kemp | 1221 Clay St, Vicksburg, MS, 39183-3009 | 43.6 | |
| State Farm | Terry Estes | 35 Seargent S Prentiss Dr, Natchez, MS, 39120 | 25.0 | |
| Liberty Mutual Independent | Insurance & Risk Managers | 315 S Jackson St, Brookhaven, MS, 39601 | 36.9 | |
| Travelers | The Stogner Agency | 625 Delaware Avenue, Mccomb, MS, 39648 | 48.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Mississippi | $109,300 | $1,158 | $850 | $1,640 | $790 |
| Jefferson County, MS | $57,100 | $667 | $450 | $930 | $480 |
| Jefferson County, MS | $57,100 | $667 | $480 | $930 | $450 |
| Roxie, MS | $58,500 | $805 | $540 | $1,140 | $600 |
| St. Joseph, LA | $38,100 | $414 | $290 | $600 | $310 |
| Clayton, LA | $32,000 | $314 | $220 | $450 | $230 |
| Ferriday, LA | $83,700 | $1,044 | $730 | $1,500 | $770 |
| Beauregard, MS | $87,200 | $1,013 | $690 | $1,410 | $720 |
| Liberty, MS | $92,500 | $1,049 | $700 | $1,490 | $790 |
| Wilkinson County, MS | $60,400 | $688 | $470 | $940 | $470 |
| Beechwood, MS | $147,700 | $1,384 | $980 | $1,900 | $920 |
| Jonesville, LA | $63,900 | $795 | $560 | $1,140 | $580 |