Gavop shows you how to buy homeowners insurance in Scituate, RI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $88,000 | $80,000 | $75,000-$100,000 |
| 2 Bedroom | $151,000 | $140,000 | $150,000-$175,000 |
| 3 Bedroom | $196,000 | $170,000 | $200,000-$250,000 |
| 4 Bedroom | $397,500 | $320,000 | $400,000-$500,000 |
| 5 Bedroom | $554,500 | $520,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$164 | $802 |
| Superior Protection Discount | -$87 | $879 |
| Fire & Security Discount | -$97 | $870 |
| Hail Resistant Roof Discount | -$29 | $937 |
| Newly Constructed Home Discount | -$222 | $744 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Providence County | $2,000 | $1,120 | $3,120 | $814 | $2,814 | $306 |
| Scituate, RI | $2,000 | $955 | $2,955 | $694 | $2,694 | $261 |
| Foster, RI | $100 | $1,443 | $1,543 | $1,049 | $1,149 | $394 |
| Pomfret, CT | $700 | $1,233 | $1,933 | $896 | $1,596 | $337 |
| Voluntown, CT | $300 | $1,121 | $1,421 | $815 | $1,115 | $306 |
| Mansfield, MA | $1,000 | $967 | $1,967 | $703 | $1,703 | $264 |
| Newport East, RI | $200 | $1,000 | $1,200 | $727 | $927 | $273 |
| Norwich, CT | $1,500 | $894 | $2,394 | $650 | $2,150 | $244 |
| Westerly, RI | $500 | $1,035 | $1,535 | $752 | $1,252 | $283 |
| Lakeville, MA | $1,000 | $1,002 | $2,002 | $728 | $1,728 | $274 |
| Misquamicut, RI | $200 | $2,135 | $2,335 | $1,552 | $1,752 | $583 |
| Whitman, MA | $700 | $832 | $1,532 | $605 | $1,305 | $227 |
| Home Insurance Company Scituate, RI | Homeowners Insurance Agency Scituate, RI | Address | Popularity Score | Distance from Scituate (miles) |
|---|---|---|---|---|
| Allstate | Mogahed Ibrahim | 780 Main St, East Greenwich, RI, 2818 | 13.7 | |
| Allstate | Simone Fargiorgio | 872 Park Ave, Cranston, RI, 2910 | 10.0 | |
| Allstate | David R Costa | 1054 Reservoir Ave, Cranston, RI, 2910 | 9.4 | |
| Allstate | Joseph Doura | 1188a Putnam Pike, Chepachet, RI, 2814 | 8.0 | |
| Allstate | Kevin Cloutier | 1553 Plainfield Pike, Johnston, RI, 2919 | 7.2 | |
| Travelers | Billeri & Mcgarry Insurance Agency | 2165 Warwick Ave, Warwick, RI, 2889 | 13.1 | |
| Allstate | Sugeidy Mendez | 58 Greenville Ave, Johnston, RI, 2919 | 8.2 | |
| Liberty Mutual Independent | Damiano Agency | 121 Phenix Ave, Cranston, RI, 2920 | 8.3 | |
| Travelers | Auburn Ins & Rlty Co Inc | 1119 Reservoir Ave Ste A, Cranston, RI, 2910 | 9.3 | |
| Nationwide | Wayne P Johnson | 578 Plainfield St, Providence, RI, 2909 | 8.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Rhode Island | $242,200 | $1,321 | $890 | $1,810 | $920 |
| Providence County, RI | $214,400 | $1,134 | $800 | $1,560 | $760 |
| Scituate, RI | $295,900 | $966 | $670 | $1,330 | $660 |
| Foster, RI | $281,600 | $1,461 | $1,010 | $2,020 | $1,010 |
| Pomfret, CT | $268,300 | $1,248 | $910 | $1,780 | $870 |
| Voluntown, CT | $227,400 | $1,135 | $820 | $1,550 | $730 |
| Mansfield, MA | $386,800 | $979 | $670 | $1,350 | $680 |
| Newport East, RI | $327,600 | $1,012 | $730 | $1,410 | $680 |
| Norwich, CT | $168,200 | $905 | $650 | $1,290 | $640 |
| Westerly, RI | $285,300 | $1,047 | $720 | $1,480 | $760 |
| Lakeville, MA | $356,500 | $1,014 | $690 | $1,450 | $760 |
| Misquamicut, RI | $500,000 | $2,161 | $1,470 | $3,050 | $1,580 |
| Whitman, MA | $289,800 | $843 | $570 | $1,170 | $600 |