How Can I Make My Elsmere, KY Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Elsmere, KY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Select the Suitable Coverage Value for your Elsmere, KY Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $39,500 $30,000 $25,000-$50,000
2 Bedroom $75,500 $70,000 $50,000-$75,000
3 Bedroom $88,000 $80,000 $75,000-$100,000
4 Bedroom $98,000 $90,000 $100,000-$125,000
5 Bedroom $164,500 $150,000 $150,000-$175,000

Estimate your Savings with Home Insurance Discounts in Elsmere, KY | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$110 $579
Superior Protection Discount -$62 $627
Fire & Security Discount -$62 $627
Hail Resistant Roof Discount -$21 $668
Newly Constructed Home Discount -$152 $537

Choose the Right Deductible for your Elsmere, KY Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Kenton County $700 $909 $1,609 $660 $1,360 $248
Elsmere, KY $700 $681 $1,381 $495 $1,195 $186
Forestville, OH $500 $697 $1,197 $507 $1,007 $191
Blue Jay, OH $700 $834 $1,534 $606 $1,306 $228
Kelso, IN $300 $1,012 $1,312 $735 $1,035 $276
Sterling, OH $1,000 $648 $1,648 $471 $1,471 $177
Bracken County, KY $500 $660 $1,160 $479 $979 $180
Franklin County, IN $1,500 $752 $2,252 $546 $2,046 $205
German, OH $500 $691 $1,191 $502 $1,002 $189
Wayne, OH $2,500 $720 $3,220 $523 $3,023 $197
Harveysburg, OH $500 $701 $1,201 $510 $1,010 $192
Butlerville, IN $2,500 $599 $3,099 $435 $2,935 $164

Identify Top Home Insurance Agents near Elsmere, KY | Back to Top

Home Insurance Company Elsmere, KY Homeowners Insurance Agency Elsmere, KY Address Popularity Score Distance from Elsmere (miles)
State Farm Mike Martin 7724 Us 42 Ste A4, Florence, KY, 41042-1949
1.9
Liberty Mutual Independent Gartman Insurance Agency Inc 495 Erlanger Rd Ste 104, Erlanger, KY, 41018
2.1
Erie Mansfield Insurance Agency Inc. 2940 Hebron Park Drive Suite 202, Hebron, KY, 41048
7.6
Liberty Mutual Independent Crawford Insurance 179 Fairfield Ave, Bellevue, KY, 41073
9.9
Allstate Tonya Sharp Staten 2091 N Bend Rd Ste 140, Hebron, KY, 41048
8.7
Travelers Dambrosio & Elders Agency Llc 8121 Us 42, Florence, KY, 41042
2.6
State Farm John Hoffman 2156 Declaration Dr, Independence, KY, 41051-7034
5.4
Allstate Hans Philippo 7138 Price Pike, Florence, KY, 41042
1.7
State Farm Ed Schadler 998 Dudley Pike, Edgewood, KY, 41017-8174
4.2
State Farm Joe Dalbey 20 North Grand Avenue, Fort Thomas, KY, 41075-1755
9.4

Compare Rates for Elsmere, KY Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Kentucky $130,000 $896 $650 $1,250 $600
Kenton County, KY $149,700 $920 $630 $1,300 $670
Elsmere, KY $108,700 $689 $460 $970 $510
Forestville, OH $204,400 $706 $500 $970 $470
Blue Jay, OH $206,900 $844 $570 $1,160 $590
Kelso, IN $208,200 $1,024 $690 $1,400 $710
Sterling, OH $112,000 $656 $450 $920 $470
Bracken County, KY $102,300 $668 $450 $950 $500
Franklin County, IN $152,200 $761 $510 $1,080 $570
German, OH $154,400 $699 $500 $970 $470
Wayne, OH $221,600 $728 $520 $1,000 $480
Harveysburg, OH $134,500 $710 $490 $1,010 $520
Butlerville, IN $64,700 $606 $440 $850 $410