Gavop tells you how to get the best homeowners insurance in Farmington, MI by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $52,000 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $136,000 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $189,000 | $170,000 | $150,000-$175,000 |
| 4 Bedroom | $277,000 | $260,000 | $250,000-$300,000 |
| 5 Bedroom | $289,000 | $230,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$118 | $578 |
| Superior Protection Discount | -$70 | $627 |
| Fire & Security Discount | -$63 | $634 |
| Hail Resistant Roof Discount | -$21 | $675 |
| Newly Constructed Home Discount | -$174 | $522 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Oakland County | $1,500 | $837 | $2,337 | $608 | $2,108 | $229 |
| Farmington, MI | $1,000 | $688 | $1,688 | $500 | $1,500 | $188 |
| Lake Angelus, MI | $300 | $559 | $859 | $407 | $707 | $153 |
| Belleville, MI | $1,000 | $754 | $1,754 | $548 | $1,548 | $206 |
| Sumpter, MI | $200 | $668 | $868 | $486 | $686 | $183 |
| Grosse Ile, MI | $1,000 | $790 | $1,790 | $574 | $1,574 | $216 |
| Chelsea, MI | $500 | $852 | $1,352 | $619 | $1,119 | $233 |
| New Haven, MI | $2,500 | $736 | $3,236 | $535 | $3,035 | $201 |
| Armada, MI | $400 | $825 | $1,225 | $600 | $1,000 | $225 |
| Handy, MI | $2,500 | $652 | $3,152 | $474 | $2,974 | $178 |
| Fowlerville, MI | $200 | $724 | $924 | $526 | $726 | $198 |
| Ingham, MI | $700 | $794 | $1,494 | $577 | $1,277 | $217 |
| Home Insurance Company Farmington, MI | Homeowners Insurance Agency Farmington, MI | Address | Popularity Score | Distance from Farmington (miles) |
|---|---|---|---|---|
| Allstate | John Drewniak | 8040 N Wayne Rd, Westland, MI, 48185 | 8.0 | |
| Liberty Mutual Independent | Consolidated Agencies Inc. | 33261 Woodward Ave, Birmingham, MI, 48009 | 10.3 | |
| Liberty Mutual Independent | Cantor Insurance Group | 26777 Central Park Blvd Ste 250, Southfield, MI, 48076 | 7.0 | |
| Allstate | Shauna Johnson | 19562 Grand River Ave, Detroit, MI, 48223 | 8.2 | |
| Farmers | Jeff Ashton | 880 Fralick St, Plymouth, MI, 48170 | 7.7 | |
| Allstate | Ali Abdallah | 4211 W 13 Mile Rd, Royal Oak, MI, 48073 | 9.9 | |
| State Farm | David Steinhardt | 9400 Middlebelt Rd, Livonia, MI, 48150-7002 | 7.3 | |
| State Farm | Dolapo Shodipo | 22516 Telegraph Rd, Southfield, MI, 48033-4107 | 5.1 | |
| Allstate | Dusan Sinadinoski | 47587 Van Dyke Ave, Shelby Township, MI, 48317 | 21.7 | |
| State Farm | Kirsten Wood | 29610 Southfield Road, Southfield, MI, 48076-2000 | 8.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $520 | $1,080 | $560 |
| Oakland County, MI | $209,800 | $847 | $570 | $1,180 | $610 |
| Farmington, MI | $177,100 | $696 | $490 | $1,000 | $510 |
| Lake Angelus, MI | $1,071,400 | $566 | $410 | $780 | $370 |
| Belleville, MI | $127,700 | $763 | $520 | $1,080 | $560 |
| Sumpter, MI | $158,700 | $676 | $480 | $930 | $450 |
| Grosse Ile, MI | $259,500 | $800 | $540 | $1,140 | $600 |
| Chelsea, MI | $202,100 | $862 | $630 | $1,200 | $570 |
| New Haven, MI | $115,400 | $745 | $510 | $1,020 | $510 |
| Armada, MI | $181,600 | $835 | $560 | $1,140 | $580 |
| Handy, MI | $144,300 | $660 | $480 | $920 | $440 |
| Fowlerville, MI | $107,400 | $733 | $500 | $1,030 | $530 |
| Ingham, MI | $157,900 | $804 | $550 | $1,120 | $570 |