Gavop's guide to buying homeowners insurance in Pella, IA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $51,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $138,000 | $120,000 | $125,000-$150,000 |
| 3 Bedroom | $231,000 | $190,000 | $200,000-$250,000 |
| 4 Bedroom | $263,000 | $230,000 | $250,000-$300,000 |
| 5 Bedroom | $407,000 | $350,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$119 | $673 |
| Superior Protection Discount | -$79 | $713 |
| Fire & Security Discount | -$55 | $737 |
| Hail Resistant Roof Discount | -$24 | $768 |
| Newly Constructed Home Discount | -$166 | $626 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Marion County | $2,000 | $821 | $2,821 | $597 | $2,597 | $224 |
| Pella, IA | $2,500 | $783 | $3,283 | $569 | $3,069 | $214 |
| Marion County, IA | $200 | $821 | $1,021 | $597 | $797 | $224 |
| Searsboro, IA | $2,500 | $526 | $3,026 | $382 | $2,882 | $144 |
| Columbia, IA | $400 | $641 | $1,041 | $466 | $866 | $175 |
| Deep River, IA | $1,500 | $618 | $2,118 | $449 | $1,949 | $169 |
| Victor, IA | $300 | $615 | $915 | $447 | $747 | $168 |
| Hartwick, IA | $700 | $589 | $1,289 | $428 | $1,128 | $161 |
| Saylor, IA | $400 | $759 | $1,159 | $552 | $952 | $208 |
| St. Marys, IA | $2,000 | $1,049 | $3,049 | $763 | $2,763 | $287 |
| Belle Plaine, IA | $500 | $612 | $1,112 | $444 | $944 | $167 |
| Home Insurance Company Pella, IA | Homeowners Insurance Agency Pella, IA | Address | Popularity Score | Distance from Pella (miles) |
|---|---|---|---|---|
| Travelers | Krist Insurance Services | 6600 Westown Pkwy Ste 250, West Des Moines, IA, 50266 | 47.5 | |
| State Farm | Glenn Waterhouse Iii | 5441 Nw 86th St Ste 100, Johnston, IA, 50131-1708 | 45.9 | |
| State Farm | Terry Taylor | 4115 University Ave Ste 100, Des Moines, IA, 50311-3574 | 41.5 | |
| Allstate | Douglas Mechaelsen | 110 N Ankeny Blvd Ste 700, Ankeny, IA, 50023 | 42.0 | |
| State Farm | Larry Bettis | 303 W Jackson St, Centerville, IA, 52544-1733 | 46.4 | |
| State Farm | Tim Forbes | 325 8th Street Se, Altoona, IA, 50009 | 32.6 | |
| State Farm | Julie Helps | 8818 Swanson Blvd., Clive, IA, 50325 | 44.8 | |
| State Farm | Kevin Van Wyk | 606 Oskaloosa St, Pella, IA, 50219-2135 | 0.5 | |
| State Farm | Margo Kromminga | 4541 86th Street, Urbandale, IA, 50322 | 45.5 | |
| Travelers | Target Employees | 12421 Meredith Dr, Urbandale, IA, 50398 | 48.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $560 | $1,150 | $590 |
| Marion County, IA | $146,900 | $831 | $590 | $1,150 | $560 |
| Pella, IA | $181,900 | $792 | $540 | $1,120 | $580 |
| Marion County, IA | $146,900 | $831 | $570 | $1,180 | $610 |
| Searsboro, IA | $63,300 | $532 | $370 | $760 | $390 |
| Columbia, IA | $87,900 | $649 | $460 | $930 | $470 |
| Deep River, IA | $82,600 | $625 | $430 | $870 | $440 |
| Victor, IA | $81,800 | $622 | $440 | $860 | $420 |
| Hartwick, IA | $76,300 | $596 | $400 | $840 | $440 |
| Saylor, IA | $169,400 | $769 | $530 | $1,080 | $550 |
| St. Marys, IA | $246,400 | $1,062 | $720 | $1,500 | $780 |
| Belle Plaine, IA | $81,100 | $619 | $440 | $870 | $430 |