Gavop shows you how to buy homeowners insurance in Winsted, CT by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Winsted, CT - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Newfield Rd, Upson Ave, Kemp, Royer St, Hinsdale Ave, Finn St, John St, Hannifin Rd, Morningside Ave, Weigold Rd | $208,000 | $180,000 | $200,000-$250,000 | $103,500 | $90,000 | $100,000-$125,000 |
| Gaylord Rd, Hosley Rd, E Lake St, Woodruff Ave, Nanni Dr, Wassau Rd, Mathew Rd, Wallens St, Palmer Ave, Ann St | $216,500 | $180,000 | $200,000-$250,000 | $224,000 | $210,000 | $200,000-$250,000 |
| Carey Ave, Holmes Rd, Grantville Rd, Boyd St, Kittredge Ln, Old Colebrook Rd, Hillside Pl, Case Ave, Vera Rd, Wynne Rd | $146,500 | $140,000 | $125,000-$150,000 | $115,000 | $110,000 | $125,000-$150,000 |
| Fairview Ave, Lincoln Ave, Nalette Dr, Kingsbury St, Mountain View Ter, Coe St, Allen St, Rebillard Rd, Carey Rd, Winchester Ave | $280,000 | $260,000 | $250,000-$300,000 | $137,500 | $120,000 | $150,000-$175,000 |
| Winchester Rd, White St, Spring St, Horne Ave, Strong Ter, Hurlbut St, Mountain Ave, Skinner Rd, Benton St, Central Ave | $233,500 | $220,000 | $175,000-$200,000 | $139,000 | $130,000 | $150,000-$175,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$64 | $648 |
| Home and Two Car | -$121 | $591 |
| Home and Three Car | -$171 | $541 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Litchfield County | $1,000 | $1,102 | $2,102 | $801 | $1,801 | $301 |
| Winsted, CT | $2,000 | $704 | $2,704 | $511 | $2,511 | $192 |
| Tolland, MA | $500 | $1,140 | $1,640 | $829 | $1,329 | $312 |
| Granville, MA | $1,500 | $1,111 | $2,611 | $807 | $2,307 | $303 |
| Woodbury Center, CT | $400 | $1,325 | $1,725 | $963 | $1,363 | $362 |
| Portland, CT | $700 | $832 | $1,532 | $604 | $1,304 | $227 |
| Bolton, CT | $100 | $1,285 | $1,385 | $934 | $1,034 | $351 |
| Whately, MA | $2,500 | $1,273 | $3,773 | $925 | $3,425 | $348 |
| New Haven, CT | $200 | $844 | $1,044 | $613 | $813 | $231 |
| Chatham, NY | $700 | $1,004 | $1,704 | $729 | $1,429 | $274 |
| Stockport, NY | $500 | $638 | $1,138 | $464 | $964 | $174 |
| Spackenkill, NY | $2,500 | $1,078 | $3,578 | $783 | $3,283 | $295 |
| Home Insurance Company Winsted, CT | Homeowners Insurance Agency Winsted, CT | Address | Popularity Score | Distance from Winsted (miles) |
|---|---|---|---|---|
| Travelers | Roland Dumont Agency Inc | 985 Farmington Ave, Bristol, CT, 6011 | 17.9 | |
| Travelers | Milburn Insurance Group Llc | 750 Straits Tpke Ste 2f, Middlebury, CT, 6762 | 27.3 | |
| Travelers | Brooks Todd & Mcneil | 69 Water St, Torrington, CT, 6790 | 9.1 | |
| State Farm | Dan Pinton | 45 Park Pl, Winsted, CT, 06098-1705 | 0.5 | |
| State Farm | Charles Rio | 370 Ethan Allen Hwy, Ridgefield, CT, 06877-4723 | 48.4 | |
| Travelers | Nicholson Associates Inc | 395 New Haven Ave, Milford, CT, 6460 | 48.6 | |
| Travelers | Toth Insurance Agency Llc | 703 Winsted Rd, Torrington, CT, 6790 | 7.1 | |
| Allstate | Timothy Saller | 232 Boston Post Rd, Milford, CT, 6460 | 48.7 | |
| State Farm | Tim Angiolini | 756 Thomaston Rd, Watertown, CT, 06795-1524 | 21.0 | |
| Travelers | C Lavieri Agency Inc | 246 New Hartford Road, Barkhamsted, CT, 6063 | 2.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Connecticut | $270,100 | $1,253 | $900 | $1,780 | $880 |
| Litchfield County, CT | $250,100 | $1,115 | $760 | $1,550 | $790 |
| Winsted, CT | $143,900 | $712 | $490 | $990 | $500 |
| Tolland, MA | $279,400 | $1,154 | $840 | $1,600 | $760 |
| Granville, MA | $269,000 | $1,124 | $750 | $1,610 | $860 |
| Woodbury Center, CT | $303,400 | $1,341 | $930 | $1,890 | $960 |
| Portland, CT | $244,800 | $842 | $580 | $1,160 | $580 |
| Bolton, CT | $288,200 | $1,301 | $940 | $1,830 | $890 |
| Whately, MA | $320,900 | $1,288 | $880 | $1,760 | $880 |
| New Haven, CT | $189,400 | $854 | $610 | $1,220 | $610 |
| Chatham, NY | $262,900 | $1,016 | $690 | $1,430 | $740 |
| Stockport, NY | $151,200 | $646 | $470 | $900 | $430 |
| Spackenkill, NY | $278,600 | $1,091 | $790 | $1,560 | $770 |