Gavop tells you how to get the best homeowners insurance in Western, WV by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Western, WV - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Henderson Rd, Dandelion Ln, Western Ave, Pedlar Run-Hagans Rd, Kacks Run Rd, Colorado Ave, Co Rd 39/4, Malone Dr, Co Rd 51, Dents Rd | $84,000 | $80,000 | $50,000-$75,000 | $62,500 | $60,000 | $50,000-$75,000 |
| Co Rd 119/10, Wild Rose St, Pentress, Lakeview Dr, Newport Ave, Everettville School Rd, Chaplin Rd, Brunswick Ct, Pierce St, Marmaduke St | $159,500 | $140,000 | $125,000-$150,000 | $115,000 | $100,000 | $100,000-$125,000 |
| Bitonti St, Bluff Oak St, Memorial Rd, T341, Grafton Rd, Babcock Dr, Conner Rd, Lower Hildebrand Rd, Lavery Dr, Holland Ave | $82,500 | $70,000 | $50,000-$75,000 | $66,000 | $60,000 | $50,000-$75,000 |
| Vine St, Dawson Rd, Sunset Dr, Dewey Ave, Parkview Dr, 4 H Camp Rd, Round Bottom Rd, Lemley Hollow, Edwin St, Lions Ave | $141,500 | $120,000 | $100,000-$125,000 | $118,000 | $110,000 | $100,000-$125,000 |
| W Front St, Davis Hill Rd, Back St, 5th St, Klondike Ln, Co Rd 79/2, Fort Martin Rd, Industrial Ave, Co Rd 19/12, Left Fork of Range | $93,000 | $80,000 | $75,000-$100,000 | $98,000 | $80,000 | $100,000-$125,000 |
| Irish Rd, Wana Shamrock, Linden St, Ramp Hollow Rd, Co Rd 25/10, Madigan Ave, Giuliani Ln, Co Rd 79/13, Rand St, Tennant Ln | $147,000 | $140,000 | $100,000-$125,000 | $69,000 | $60,000 | $50,000-$75,000 |
| Bl Goose Rd, Andrew Dr, Bucy Rd, Co Rd 7/19, Stull Hollow, Bradford Ln, Stafford St, Upper Days Run Rd, Co Rd 19/2, Rock Forge Ln | $143,000 | $130,000 | $150,000-$175,000 | $89,500 | $80,000 | $75,000-$100,000 |
| Delta Rd 33, Main St, Ivy St, Starling Est, Clock St, Massie Hollow Rd, Ponderosa Ponds Rd, Dustin Ln, Merrifield St, Rocky Top Ln | $159,000 | $140,000 | $175,000-$200,000 | $96,000 | $80,000 | $75,000-$100,000 |
| Co Rd 45-9, Mooresville Rd, Union Church Hollow, Birdie Ct, Kinkaid Rd, Fire Department Rd, Rumbling Ln, Co Rd 37/1, Pocahontas Ave, Co Rd 11 | $97,500 | $90,000 | $75,000-$100,000 | $75,000 | $60,000 | $75,000-$100,000 |
| Cacapon Ln, Co Rd 28/2, Boy Scout Camp Rd, Park Ridge Dr, Vincent Ave, Creek Ln, Delta Rd 30, Whistler Run Rd, Bllue Horizon Dr, Dogwood St | $104,000 | $100,000 | $75,000-$100,000 | $113,000 | $110,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$109 | $570 |
| Superior Protection Discount | -$61 | $618 |
| Fire & Security Discount | -$61 | $618 |
| Hail Resistant Roof Discount | -$20 | $658 |
| Newly Constructed Home Discount | -$176 | $502 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Monongalia County | $2,500 | $860 | $3,360 | $625 | $3,125 | $235 |
| Western, WV | $700 | $671 | $1,371 | $487 | $1,187 | $183 |
| Mannington, WV | $400 | $579 | $979 | $421 | $821 | $158 |
| Nicholson, PA | $1,500 | $545 | $2,045 | $396 | $1,896 | $149 |
| Luzerne, PA | $300 | $705 | $1,005 | $512 | $812 | $193 |
| North Bethlehem, PA | $1,000 | $739 | $1,739 | $537 | $1,537 | $202 |
| West Finley, PA | $400 | $727 | $1,127 | $528 | $928 | $199 |
| St. George, WV | $1,000 | $724 | $1,724 | $526 | $1,526 | $198 |
| Moundsville, WV | $400 | $613 | $1,013 | $445 | $845 | $167 |
| Weston, WV | $700 | $580 | $1,280 | $421 | $1,121 | $158 |
| Elrama, PA | $500 | $543 | $1,043 | $395 | $895 | $149 |
| Bethel Park, PA | $700 | $715 | $1,415 | $520 | $1,220 | $195 |
| Home Insurance Company Western, WV | Homeowners Insurance Agency Western, WV | Address | Popularity Score | Distance from Western (miles) |
|---|---|---|---|---|
| Erie | Insurance Centers Inc. | 102 Venture Suite # 5, Morgantown, WV, 26508 | 10.6 | |
| Allstate | Duane White | 1756 Mileground Rd Ste C, Morgantown, WV, 26505 | 9.3 | |
| State Farm | John Duty | 2000 White Willow Way, Morgantown, WV, 26505-6105 | 8.1 | |
| State Farm | Lori Vance | 5010 Mid Atlantic Dr, Morgantown, WV, 26508-4290 | 11.1 | |
| Erie | Goff Insurance Services | 3280 University Avenue Suite 4, Morgantown, WV, 26505 | 6.9 | |
| Erie | Groves Insurance Agency Llc | 214 E Main Street, Kingwood, WV, 26537 | 24.3 | |
| State Farm | Dave Michael | 548 Beechurst Avenue, Morgantown, WV, 26505-4907 | 7.4 | |
| Allstate | Randy A. Parks | 503 Morgantown Ave Ste 225, Fairmont, WV, 26554 | 9.7 | |
| State Farm | John Christie | 3130 Collins Ferry Rd, Morgantown, WV, 26505-3305 | 7.2 | |
| State Farm | Bob Burdette | 1189 Pineview Dr Ste G1, Morgantown, WV, 26505-2780 | 8.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| West Virginia | $111,600 | $721 | $510 | $990 | $480 |
| Monongalia County, WV | $178,200 | $870 | $600 | $1,200 | $600 |
| Western, WV | $141,700 | $679 | $490 | $930 | $440 |
| Mannington, WV | $73,400 | $586 | $420 | $840 | $420 |
| Nicholson, PA | $83,700 | $552 | $370 | $760 | $390 |
| Luzerne, PA | $97,600 | $713 | $510 | $1,010 | $500 |
| North Bethlehem, PA | $171,900 | $748 | $520 | $1,070 | $550 |
| West Finley, PA | $165,700 | $736 | $500 | $1,050 | $550 |
| St. George, WV | $115,200 | $733 | $530 | $1,020 | $490 |
| Moundsville, WV | $82,300 | $620 | $450 | $890 | $440 |
| Weston, WV | $73,800 | $587 | $430 | $820 | $390 |
| Elrama, PA | $83,100 | $550 | $370 | $790 | $420 |
| Bethel Park, PA | $170,900 | $724 | $530 | $1,010 | $480 |