Gavop shows you how to buy homeowners insurance in Wilkesboro, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $41,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $143,500 | $130,000 | $150,000-$175,000 |
| 3 Bedroom | $184,500 | $170,000 | $200,000-$250,000 |
| 4 Bedroom | $171,000 | $150,000 | $150,000-$175,000 |
| 5 Bedroom | $378,500 | $360,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$127 | $618 |
| Superior Protection Discount | -$67 | $677 |
| Fire & Security Discount | -$67 | $677 |
| Hail Resistant Roof Discount | -$15 | $729 |
| Newly Constructed Home Discount | -$179 | $566 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Wilkes County | $2,000 | $708 | $2,708 | $515 | $2,515 | $194 |
| Wilkesboro, NC | $1,500 | $735 | $2,235 | $534 | $2,034 | $201 |
| Yadkin County, NC | $300 | $725 | $1,025 | $527 | $827 | $198 |
| Caldwell County, NC | $700 | $657 | $1,357 | $478 | $1,178 | $180 |
| Glade Creek, NC | $300 | $782 | $1,082 | $568 | $868 | $214 |
| Siloam, NC | $2,000 | $794 | $2,794 | $577 | $2,577 | $217 |
| Farmington, NC | $100 | $827 | $927 | $601 | $701 | $226 |
| Bandy's, NC | $1,000 | $762 | $1,762 | $554 | $1,554 | $208 |
| Bethania, NC | $100 | $688 | $788 | $500 | $600 | $188 |
| Cornelius, NC | $2,500 | $883 | $3,383 | $642 | $3,142 | $241 |
| Elk Park, NC | $100 | $581 | $681 | $422 | $522 | $159 |
| Germanton, NC | $700 | $638 | $1,338 | $464 | $1,164 | $174 |
| Home Insurance Company Wilkesboro, NC | Homeowners Insurance Agency Wilkesboro, NC | Address | Popularity Score | Distance from Wilkesboro (miles) |
|---|---|---|---|---|
| State Farm | Brett Lindquist | 5383 Robinhood Village Dr, Winston Salem, NC, 27106-9820 | 42.2 | |
| Travelers | The Hassell Insurance Group Inc | 1365 Westgate Ctr Dr Ste J-1, Winston-Salem, NC, 27103 | 45.4 | |
| State Farm | Donna M. Jones | 682 St George Sq Ct, Winston Salem, NC, 27103-1364 | 44.2 | |
| State Farm | Joe Daniels | 2200 Silas Creek Pkwy Ste 7a, Winston Salem, NC, 27103-5000 | 47.5 | |
| State Farm | Kim Bates | 200 Charlois Blvd Ste 200, Winston Salem, NC, 27103-1536 | 45.8 | |
| State Farm | Billye Roland | 1912 E Main St, Lincolnton, NC, 28092-3917 | 46.0 | |
| State Farm | Rich Lyon | 135 Cross Center Rd, Denver, NC, 28037-5009 | 48.4 | |
| Allstate | Len Bluitt Jr | 4670 Yadkinville Rd Ste B, Pfafftown, NC, 27040 | 42.4 | |
| Erie | Security Underwriters Inc. | 6380 Shallowford Road Lewsiville, Lewisville, NC, 27023 | 39.4 | |
| State Farm | Steve Owings | 1332 N Bridge St, Elkin, NC, 28621-2304 | 17.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $620 | $1,260 | $640 |
| Wilkes County, NC | $123,700 | $717 | $510 | $980 | $470 |
| Wilkesboro, NC | $159,000 | $744 | $530 | $1,030 | $500 |
| Yadkin County, NC | $127,300 | $733 | $520 | $1,020 | $500 |
| Caldwell County, NC | $112,400 | $665 | $460 | $940 | $480 |
| Glade Creek, NC | $135,300 | $791 | $580 | $1,120 | $540 |
| Siloam, NC | $138,400 | $804 | $580 | $1,100 | $520 |
| Farmington, NC | $251,100 | $838 | $570 | $1,200 | $630 |
| Bandy's, NC | $130,700 | $771 | $530 | $1,060 | $530 |
| Bethania, NC | $125,800 | $697 | $490 | $1,000 | $510 |
| Cornelius, NC | $279,000 | $894 | $600 | $1,230 | $630 |
| Elk Park, NC | $93,300 | $588 | $390 | $810 | $420 |
| Germanton, NC | $104,400 | $646 | $430 | $910 | $480 |