Gavop tells you how to get the best homeowners insurance in Jo Daviess County, IL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $66,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $159,000 | $130,000 | $175,000-$200,000 |
| 3 Bedroom | $183,000 | $160,000 | $175,000-$200,000 |
| 4 Bedroom | $290,000 | $260,000 | $250,000-$300,000 |
| 5 Bedroom | $258,000 | $230,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$104 | $545 |
| Superior Protection Discount | -$65 | $584 |
| Fire & Security Discount | -$45 | $604 |
| Hail Resistant Roof Discount | -$19 | $630 |
| Newly Constructed Home Discount | -$156 | $493 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jo Daviess County | $2,500 | $642 | $3,142 | $466 | $2,966 | $175 |
| Jo Daviess County, IL | $2,000 | $642 | $2,642 | $466 | $2,466 | $175 |
| Stockton, IL | $200 | $631 | $831 | $459 | $659 | $173 |
| Mount Carroll, IL | $2,000 | $594 | $2,594 | $432 | $2,432 | $162 |
| Dickeyville, WI | $300 | $621 | $921 | $452 | $752 | $170 |
| Stephenson County, IL | $1,000 | $615 | $1,615 | $447 | $1,447 | $168 |
| Lancaster, IL | $400 | $696 | $1,096 | $505 | $905 | $190 |
| Wysox, IL | $700 | $637 | $1,337 | $463 | $1,163 | $174 |
| Baldwin, IA | $200 | $523 | $723 | $380 | $580 | $143 |
| Mount Pleasant, IL | $1,000 | $665 | $1,665 | $483 | $1,483 | $182 |
| Ridgeway, WI | $100 | $793 | $893 | $577 | $677 | $217 |
| Mount Morris, IL | $2,000 | $636 | $2,636 | $462 | $2,462 | $174 |
| Home Insurance Company Jo Daviess County, IL | Homeowners Insurance Agency Jo Daviess County, IL | Address | Popularity Score | Distance from Jo Daviess County (miles) |
|---|---|---|---|---|
| State Farm | Mike Sprague | 1712 E 4th St, Sterling, IL, 61081-2922 | 47.8 | |
| Farmers | Lynn Kempel | 1255 W Empire St Ste 7, Freeport, IL, 61032 | 29.5 | |
| State Farm | Jack Spencer | 313 1st Ave, Rock Falls, IL, 61071-1241 | 48.3 | |
| State Farm | Ted Frits | 523 N Brewster Ave, Freeport, IL, 61032-3108 | 29.4 | |
| State Farm | Tim Volz | 48 Jefferson St, Savanna, IL, 61074-1624 | 18.8 | |
| Travelers | Freeport Insurance Center Inc | 646 W Stephenson St, Freeport, IL, 61032 | 30.2 | |
| State Farm | Roy Dern | 2701 Woodlawn Rd, Sterling, IL, 61081-4131 | 47.9 | |
| State Farm | Lisa Hall | 117 Irvine St Ste A, Galena, IL, 61036-1365 | 12.4 | |
| Allstate | Tina Rajnowski | 2608 Woodlawn Rd, Sterling, IL, 61081 | 47.8 | |
| State Farm | Steve Johnson | 1650 S Sleezer Home Road, Freeport, IL, 61032-2537 | 31.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $610 | $1,170 | $560 |
| Jo Daviess County, IL | $143,300 | $649 | $450 | $930 | $480 |
| Jo Daviess County, IL | $143,300 | $649 | $460 | $900 | $440 |
| Stockton, IL | $96,700 | $639 | $470 | $880 | $410 |
| Mount Carroll, IL | $86,100 | $601 | $430 | $840 | $410 |
| Dickeyville, WI | $139,900 | $629 | $420 | $860 | $440 |
| Stephenson County, IL | $97,700 | $623 | $450 | $880 | $430 |
| Lancaster, IL | $117,300 | $704 | $490 | $980 | $490 |
| Wysox, IL | $98,500 | $645 | $460 | $920 | $460 |
| Baldwin, IA | $62,700 | $529 | $350 | $750 | $400 |
| Mount Pleasant, IL | $107,100 | $673 | $460 | $960 | $500 |
| Ridgeway, WI | $268,200 | $803 | $540 | $1,130 | $590 |
| Mount Morris, IL | $98,400 | $644 | $470 | $900 | $430 |