How Can I Make My Prescott Valley, AZ Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Prescott Valley, AZ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Prescott Valley, AZ Home Insurance Coverage Levels | Back to Top
| Prescott Valley, AZ - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Vergona Rd, Panorama Dr, Think About It Way, Branding Iron Way, Cowboy Way, Vine Rd, Gallery Ln, Turret Cir, Rolling Green Rd, Flower Pot Rd | $127,500 | $120,000 | $125,000-$150,000 | $134,000 | $130,000 | $100,000-$125,000 |
| Ore Sample, Val Vista Rd, E Sierra Dr, Rocking M Ln, B/8 Ranch Rd, E Santiago St, Pine Flats Rd, Painted Vista Ct, N Overlook Dr, Spouse Dr | $127,500 | $110,000 | $125,000-$150,000 | $88,000 | $80,000 | $75,000-$100,000 |
| Masonry Way, Raven Hill Rd, N Badger Rd, E Granite Dells Rd, Pepper Tree Way, E Paradise Ln, Gato de Luna, E Civic Cir, Graham Dr, Royal Bey Dr | $160,000 | $130,000 | $175,000-$200,000 | $117,500 | $110,000 | $75,000-$100,000 |
| Laughing Hill Dr, E Roundup Dr, Orme Rd, Desperdo Dr, Hidden Treasure, S Loba Dr, N Hobble Strap St, N Ainsley Way, E Prickly Pear Dr, E Indian Hill Dr S | $239,000 | $210,000 | $200,000-$250,000 | $168,000 | $150,000 | $175,000-$200,000 |
| E Glenn Dr, E Hawk Dr, E Tranquil Blvd, Hi View Dr, N Etheridge Ln, Joan Dr, N Knights Way, E East Gate Rd, Henderson, E Cibola Cir | $192,500 | $180,000 | $175,000-$200,000 | $122,500 | $100,000 | $100,000-$125,000 |
| Knobby Ln, Lucky Shoe Way, N Half Hitch Rd, Coal Dr, E Shirley Ln, Riverview Dr, N Dusty Trail Way, E Towago Dr, Hummingbird Ln, N Tubac Rd | $231,500 | $190,000 | $175,000-$200,000 | $228,000 | $200,000 | $250,000-$300,000 |
| Unnamed Rd 1, S Big Blue Mesa Rd, E Vista Cir, Mingus Mtn Ln, N Reavis Dr, N Bronco Ln, Sleek Way, E Indian Hill Dr N, N Great Western Dr, King Copper Rd | $153,000 | $140,000 | $150,000-$175,000 | $123,000 | $110,000 | $75,000-$100,000 |
| Lincoln Dr, N Union Dr, E Meadow Ranch Pl, Concho Canyon, Appaloosa, Chaparral Aly, N Ramada Ln, N Sherril Dr, E Far Away Pl, Commercial Way | $172,500 | $160,000 | $150,000-$175,000 | $162,500 | $150,000 | $175,000-$200,000 |
| Flat Iron Rd, E Cardinal Ln, Pony Way, Old Paint Dr, Mountain Gate Dr, E Viento St, E Larkspur Ln, S Maverick Trl, Kearny Cir, Chaps Ct | $217,000 | $190,000 | $150,000-$175,000 | $157,500 | $140,000 | $150,000-$175,000 |
| Henry Ln, Lower Gulch Xing, Sycamore Canyon Rd, S River View Ln, N Mesa Dr, E Monument Pass, Brokton Ln, E Florentine Rd, Wicks Ave, E Remuda | $156,000 | $130,000 | $125,000-$150,000 | $188,000 | $160,000 | $175,000-$200,000 |
Estimate your Savings with Home Insurance Discounts in Prescott Valley, AZ | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$101 | $619 |
| Superior Protection Discount | -$72 | $648 |
| Fire & Security Discount | -$58 | $662 |
| Hail Resistant Roof Discount | -$22 | $698 |
| Newly Constructed Home Discount | -$194 | $525 |
Choose the Right Deductible for your Prescott Valley, AZ Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Yavapai County | $2,000 | $737 | $2,737 | $536 | $2,536 | $201 |
| Prescott Valley, AZ | $2,000 | $711 | $2,711 | $517 | $2,517 | $194 |
| Dewey-Humboldt, AZ | $500 | $728 | $1,228 | $529 | $1,029 | $199 |
| Chino Valley, AZ | $1,500 | $666 | $2,166 | $484 | $1,984 | $182 |
| Mayer, AZ | $200 | $609 | $809 | $442 | $642 | $166 |
| Yavapai County, AZ | $1,500 | $737 | $2,237 | $536 | $2,036 | $201 |
| Wilhoit, AZ | $300 | $525 | $825 | $381 | $681 | $143 |
| Paulden, AZ | $2,000 | $681 | $2,681 | $495 | $2,495 | $186 |
| Camp Verde, AZ | $500 | $650 | $1,150 | $472 | $972 | $178 |
| Camp Verde-Sedona, AZ | $2,500 | $813 | $3,313 | $591 | $3,091 | $222 |
| Peeples Valley, AZ | $400 | $698 | $1,098 | $507 | $907 | $191 |
Identify Top Home Insurance Agents near Prescott Valley, AZ | Back to Top
| Home Insurance Company Prescott Valley, AZ | Homeowners Insurance Agency Prescott Valley, AZ | Address | Popularity Score | Distance from Prescott Valley (miles) |
|---|---|---|---|---|
| Farmers | Darren Moll | 525 E Gurley St, Prescott, AZ, 86301 | 9.2 | |
| Allstate | Craig Fritsinger | 116 S 1st St, Williams, AZ, 86046 | 45.6 | |
| Travelers | Aaa Arizona - Prescott | 3767 Karicio Lane, Prescott, AZ, 85013 | 5.9 | |
| State Farm | Neil Rosenow | 879 Cove Pkwy, Cottonwood, AZ, 86326-4645 | 19.9 | |
| Farmers | Brian Prager | 325 W Railroad Ave, Williams, AZ, 86046 | 45.6 | |
| State Farm | Andrew Bailor | 1725 W State Route 89a Ste A, Sedona, AZ, 86336-5579 | 35.1 | |
| State Farm | Heidi Fowler | 150 S St Rte 69 Ste 9e, Dewey, AZ, 86327-9502 | 5.5 | |
| State Farm | Christy Chatham | 8101 E Hwy 69 Ste B, Prescott Valley, AZ, 86314-4966 | 1.0 | |
| State Farm | Cathy Trent | 233 N Alarcon Street, Prescott, AZ, 86301-3101 | 9.3 | |
| Allstate | Charina Dimaano | 3029 Dollar Mark Ste C, Prescott, AZ, 86305 | 8.7 |
Compare Rates for Prescott Valley, AZ Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arizona | $193,200 | $743 | $530 | $1,030 | $500 |
| Yavapai County, AZ | $215,000 | $746 | $510 | $1,060 | $550 |
| Prescott Valley, AZ | $192,400 | $720 | $510 | $1,030 | $520 |
| Dewey-Humboldt, AZ | $188,700 | $737 | $520 | $1,050 | $530 |
| Chino Valley, AZ | $179,700 | $674 | $490 | $940 | $450 |
| Mayer, AZ | $120,800 | $616 | $410 | $840 | $430 |
| Yavapai County, AZ | $215,000 | $746 | $510 | $1,040 | $530 |
| Wilhoit, AZ | $90,000 | $531 | $360 | $750 | $390 |
| Paulden, AZ | $157,000 | $689 | $490 | $960 | $470 |
| Camp Verde, AZ | $167,500 | $658 | $470 | $900 | $430 |
| Camp Verde-Sedona, AZ | $263,200 | $823 | $590 | $1,180 | $590 |
| Peeples Valley, AZ | $167,200 | $706 | $470 | $1,000 | $530 |
Research Home Insurance Companies Reviews in Prescott Valley, AZ Before Buying | Back to Top
Share a review on your home insurance company
USAA Home Insurance Reviews
Date: September 23, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
They're always responsive and we have never had a bad experience when submitting a claim or them getting back to us. Always really easy to deal with.
Date: January 26, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
USAA has a lot of options when it comes to home insurance policy offerings. I am currently covered with flood, dwelling, etc. I think they offer more options than the other insurance companies that are out there in the industry.
GEICO Home Insurance Reviews
Date: November 19, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Policy Offerings
I didn't consider other home policies. I already had Geico car insurance and wanted to add home insurance to it. I asked a few people if they thought Geico was ok and they said it was fine.
Date: October 18, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
All electronics that i can prove purchases of. Clothing and furniture also covered. Will take a total loss on all memories and personal effects.
Farm Bureau Home Insurance Reviews
Date: March 01, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
I am very satisfied with my premiums I pay for home insurance. I pay less than previously premiums. Thankfully, I have not had to file a claim ever, so I cannot compared deductibles, though it seems reasonable.
Aetna Home Insurance Reviews
Date: October 22, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Communication
I would like a reminder for my monthly premium but I always write down the date so it's not that big of a deal. They send a reminder if I miss the payment so that helps.
Allstate Home Insurance Reviews
Date: July 05, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
The deductible I know is one of the lowest we could get, I know that made our premium a little higher, but we live in an area where we need that.
State Farm Home Insurance Reviews
Date: January 21, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
I have not compared my policy to other companies but my policy is already vary cheap.