How Can I Make My Monroe, NY Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Monroe, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Monroe, NY Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $74,000 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $135,000 | $130,000 | $100,000-$125,000 |
| 3 Bedroom | $274,000 | $260,000 | $250,000-$300,000 |
| 4 Bedroom | $429,000 | $380,000 | $400,000-$500,000 |
| 5 Bedroom | $708,500 | $610,000 | $700,000-$800,000 |
Estimate your Savings with Home Insurance Discounts in Monroe, NY | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$235 | $1,001 |
| Superior Protection Discount | -$124 | $1,112 |
| Fire & Security Discount | -$124 | $1,112 |
| Hail Resistant Roof Discount | -$25 | $1,211 |
| Newly Constructed Home Discount | -$284 | $951 |
Choose the Right Deductible for your Monroe, NY Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Orange County | $1,500 | $952 | $2,452 | $692 | $2,192 | $260 |
| Monroe, NY | $2,500 | $1,221 | $3,721 | $887 | $3,387 | $334 |
| Blooming Grove, NY | $200 | $866 | $1,066 | $630 | $830 | $237 |
| Walden, NY | $2,500 | $696 | $3,196 | $505 | $3,005 | $190 |
| Brewster, NY | $200 | $1,016 | $1,216 | $738 | $938 | $278 |
| Brookdale, NJ | $2,500 | $822 | $3,322 | $597 | $3,097 | $225 |
| Stanhope, NJ | $500 | $901 | $1,401 | $655 | $1,155 | $246 |
| Manhattan, NY | $1,000 | $839 | $1,839 | $610 | $1,610 | $229 |
| Hoboken, NJ | $200 | $1,425 | $1,625 | $1,035 | $1,235 | $389 |
| Bayonne, NJ | $1,000 | $981 | $1,981 | $713 | $1,713 | $268 |
| Greenvale, NY | $100 | $2,677 | $2,777 | $1,946 | $2,046 | $732 |
Identify Top Home Insurance Agents near Monroe, NY | Back to Top
| Home Insurance Company Monroe, NY | Homeowners Insurance Agency Monroe, NY | Address | Popularity Score | Distance from Monroe (miles) |
|---|---|---|---|---|
| Nationwide | Vavas Insurance & Financial Services | 8423 3rd Ave, Brooklyn, NY, 11209-4601 | 47.7 | |
| Travelers | Narrows Insurance Agency Inc | 9201 4th Ave 7th Fl, Brooklyn, NY, 11209 | 48.1 | |
| Liberty Mutual Independent | The Misner Agency Inc | 489 State Route 52, Woodbourne, NY, 12788 | 37.8 | |
| Liberty Mutual Independent | Lawley Westchester Group | 565 Taxter Road, Elmsford, NY, 10523 | 25.6 | |
| Farmers | Lenford P. Henry | 14 E 1st St Ste 1, Mount Vernon, NY, 10550 | 32.9 | |
| State Farm | George Araque | 260-17 Hillside Avenue, Floral Park, NY, 11004-1707 | 46.7 | |
| Travelers | Ng Insurance Brokerage Inc | 658-B Barretto Street, Bronx, NY, 10474 | 37.4 | |
| Travelers | Vanderbilt Properties Insurance Brokerage Llc | 770 Lexington Ave Fl 12, New York, NY, 10065 | 39.2 | |
| Allstate | John Zampetti | 1592 Richmond Ave, Staten Island, NY, 10314 | 48.0 | |
| Travelers | Scarsdale Agency | 862 Scarsdale Ave, Scarsdale, NY, 10583 | 29.7 |
Compare Rates for Monroe, NY Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $780 | $1,590 | $810 |
| Orange County, NY | $260,300 | $964 | $700 | $1,360 | $660 |
| Monroe, NY | $330,600 | $1,236 | $900 | $1,770 | $870 |
| Blooming Grove, NY | $268,900 | $877 | $600 | $1,250 | $650 |
| Walden, NY | $196,200 | $704 | $500 | $980 | $480 |
| Brewster, NY | $265,600 | $1,028 | $700 | $1,420 | $720 |
| Brookdale, NJ | $359,000 | $832 | $560 | $1,140 | $580 |
| Stanhope, NJ | $229,700 | $912 | $650 | $1,300 | $650 |
| Manhattan, NY | $915,300 | $849 | $570 | $1,210 | $640 |
| Hoboken, NJ | $652,200 | $1,442 | $1,040 | $1,980 | $940 |
| Bayonne, NJ | $314,800 | $993 | $670 | $1,400 | $730 |
| Greenvale, NY | $603,700 | $2,710 | $1,840 | $3,770 | $1,930 |
Research Home Insurance Companies Reviews in Monroe, NY Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: July 22, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
Overall the policy covered everything we wanted and also had the additional coverage we were seeking for our shed and outdoor storage areas.
Date: May 28, 2019 Age: 40 to 49 Gender: Unmarried Marital Status: Female
Premium
I believe my home insurance premium and deductible are comparable to that of other companies, but I intend to shop for a better deal soon.
State Farm Home Insurance Reviews
Date: October 11, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
Honestly, I haven't compared prices to other home insurance policies because I have been with my current provider for years and am comfortable with what I pay.