Homer, IL Homeowners Insurance - How To Buy Guide

Gavop shows you how to buy homeowners insurance in Homer, IL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Homer, IL Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $94,000 $90,000 $75,000-$100,000
2 Bedroom $214,500 $170,000 $200,000-$250,000
3 Bedroom $260,000 $240,000 $250,000-$300,000
4 Bedroom $497,000 $430,000 $500,000-$600,000
5 Bedroom $454,500 $410,000 $350,000-$400,000

Choose the Best Homer, IL Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 700-749 Credit Score No Income More than 3 Pets at home, Smoker $1,780
Retired 650-699 Credit Score $25 to 50,000 1 Pet, Non-Smoker $1,470
Full Time Job 600-649 Credit Score $100 to $150,000 No Pets, Non-Smoker $1,360

Choose your Homer, IL Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $5,975
Physical Damage $2,368
Hail Damage $4,853
Wind Damage $6,624
Expensive Claims
Fire $43,336
Smoke $17,556

Identify Top Home Insurance Agents near Homer, IL | Back to Top

Home Insurance Company Homer, IL Homeowners Insurance Agency Homer, IL Address Popularity Score Distance from Homer (miles)
Allstate Christine Holmes 7807 W 159th St, Tinley Park, IL, 60477
8.0
Travelers Lakeview Insurance Agency Ltd 3438 N Southport, Chicago, IL, 60657
28.9
Allstate Eduardo Padilla 17839 Wolf Rd, Orland Park, IL, 60467
4.3
Travelers Likar Insurance Agency 214 E 2nd St, Lockport, IL, 60441
4.6
State Farm Ken Figueroa 5940 W Touhy Ave Ste 380, Niles, IL, 60714-4620
30.6
State Farm Phil Mormann 1192 Walter St Ste B, Lemont, IL, 60439-2905
4.9
Allstate Annette Szaflarski 11931 W 143rd St, Orland Park, IL, 60467
3.9
State Farm Ian Mcpartlin 8005 183rd St Ste I, Tinley Park, IL, 60487-9274
8.2
State Farm Neal Gallo 6666 N Western Ave Ste 1, Chicago, IL, 60645-5107
31.7
Farmers Kevin Thornton Jr 280 S Schmidt Rd, Bolingbrook, IL, 60440
9.4

Compare Rates for Homer, IL Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Illinois $190,800 $820 $590 $1,160 $570
Will County, IL $228,900 $1,300 $870 $1,790 $920
Homer, IL $308,600 $1,200 $820 $1,720 $900
Broadview, IL $177,900 $980 $670 $1,390 $720
Aurora, IL $194,300 $1,070 $740 $1,530 $790
Rockville, IL $171,600 $940 $650 $1,330 $680
Lisbon, IL $229,700 $1,310 $960 $1,870 $910
Godley, IL $109,900 $650 $450 $920 $470
Newark, IL $213,900 $860 $580 $1,230 $650
Glenview, IL $494,500 $2,080 $1,440 $2,890 $1,450
Deer Park, IL $579,600 $2,780 $1,890 $3,950 $2,060
Carpentersville, IL $172,700 $860 $610 $1,220 $610
Salt Creek Commons, IN $114,800 $570 $400 $820 $420

Research Home Insurance Companies Reviews in Homer, IL Before Buying | Back to Top

Share a review on your home insurance company


Liberty Mutual Home Insurance Reviews

Date: April 22, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
I haven't really had to deal with them much since I've never filed a claim. They had a lower rate than the one we had before so that's why I used them but I've never called in for anything.

Date: March 20, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
I think my insurance company offers the better deals then any other insurance company out there. They have been great.


Allstate Home Insurance Reviews

Date: April 15, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
Allstate has been a great company, always willing to help us with anything that may happen and always willing to work with us.

Date: January 14, 2019    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Premium
The premiums for Allstate are more expensive than other insurance companies. The deductible is comparable or better than other companies that I have researched.

GEICO Home Insurance Reviews

Date: March 29, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
They offer a way to bundle yiuy car and home insurance. Not only is it convenient to have them.in the same place. But the fact that you receive a discount for bundling


Date: March 03, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
I have full coverage on my car. And when ever I had any issued that been insured called them right up. They got to work quickly which very good on my part. If I was to rate my insurance company it would be a 5.

Homesite Insurance Home Insurance Reviews

Date: April 11, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
They have always been very helpful and respectful. If I call with an inquiry I can get through without long waiting periods, and they always do what they can to answer my questions.

Date: April 07, 2019    Age: Above 60    Gender: Female    Marital Status: Unmarried

Premium
The deductible was reasonable and able to put it into our escroe so it was easier to pay. It did go up after 2 years with no changes to our situation.It was a substantial amount like 30%.

AAA Home Insurance Reviews

Date: March 16, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
There are things by which I can establish something different however there are things by which you can establish something better

American Family Home Insurance Reviews

Date: April 01, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
American Family offers a very competitive premium and deductible. I am able to carry the same insurance from State Farm for about $15 less a month. My deductible stayed the same $500.

Stillwater insurance Group Home Insurance Reviews

Date: November 09, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
My policy covers damage caused by fires, lightning strikes, windstorms and hail. I also have coverage for earthquakes and flood insurance.


Encompass Insurance Home Insurance Reviews

Date: March 06, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
The deductible is very reasonable. In fact it was one of the lowest we found when shopping around for insurance.

Synergy Insurance Group Home Insurance Reviews

Date: October 17, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
I think I pay a standard premium. When I was shopping I chose one that would be relatively cheap compared to others. So price wise, I am satisfied.

Meemic Insurance Home Insurance Reviews

Date: March 11, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
I feel that they are a strong competitor and give you what you need, if not a bit more when it comes to car insurance.


State Farm Home Insurance Reviews

Date: December 08, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
State Farn is really good at contacting us to evalute our policy on an annual basis. They try to be sure that all of our needs are well covered for our home owner needs.

Farmer's Insurance Home Insurance Reviews

Date: April 18, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
It's higher than what it used to be but I just bought a bigger home than before so it's understandable. Different everything