Gavop shows you how to buy homeowners insurance in Lexington, MO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $29,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $76,500 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $93,500 | $80,000 | $100,000-$125,000 |
| 4 Bedroom | $150,000 | $130,000 | $100,000-$125,000 |
| 5 Bedroom | $89,000 | $70,000 | $75,000-$100,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$66 | $764 |
| Home and Two Car | -$141 | $690 |
| Home and Three Car | -$208 | $623 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lafayette County | $700 | $967 | $1,667 | $702 | $1,402 | $264 |
| Lexington, MO | $2,000 | $821 | $2,821 | $596 | $2,596 | $224 |
| Dover, MO | $500 | $898 | $1,398 | $653 | $1,153 | $245 |
| Independence, MO | $2,500 | $907 | $3,407 | $659 | $3,159 | $248 |
| Madison, MO | $300 | $947 | $1,247 | $689 | $989 | $259 |
| Glenaire, MO | $700 | $1,068 | $1,768 | $776 | $1,476 | $292 |
| Elk Fork, MO | $300 | $1,131 | $1,431 | $822 | $1,122 | $309 |
| Westwood Hills, KS | $1,500 | $2,022 | $3,522 | $1,470 | $2,970 | $553 |
| Pettis County, MO | $300 | $933 | $1,233 | $678 | $978 | $255 |
| Pettis, MO | $700 | $1,051 | $1,751 | $764 | $1,464 | $287 |
| Kansas City, KS | $300 | $908 | $1,208 | $660 | $960 | $248 |
| Lake Quivira, KS | $2,500 | $2,685 | $5,185 | $1,952 | $4,452 | $734 |
| Home Insurance Company Lexington, MO | Homeowners Insurance Agency Lexington, MO | Address | Popularity Score | Distance from Lexington (miles) |
|---|---|---|---|---|
| Farmers | Paul Dykes | 1404 S Broadway Ste E, Oak Grove, MO, 64075 | 18.0 | |
| State Farm | Irvin Pete | 4450 Belleview Ave, Kansas City, MO, 64111-3517 | 40.9 | |
| State Farm | Michael Weaver | 2001 N State Route 7 Ste K, Pleasant Hill, MO, 64080-8005 | 32.0 | |
| State Farm | David Vaughn | 1100 N State Route 7 Ste A, Pleasant Hill, MO, 64080-1036 | 32.5 | |
| Travelers | Abba Insurance Llc | 2427 Burlington Ste 201, North Kansas City, MO, 64116 | 39.4 | |
| State Farm | Beau Crawford | 7312 Raytown Rd Ste B, Raytown, MO, 64133-6650 | 34.8 | |
| Travelers | Leone Knipp Insurance Group Llc | 651 Ne Woods Chapel Rd Ste 101, Lees Summit, MO, 64064 | 29.9 | |
| Travelers | Sharis Insurance Agency | 105 W Main, Smithville, MO, 64089 | 42.8 | |
| Farmers | Dennis King | 1132 Franklin Ave, Lexington, MO, 64067 | 3.5 | |
| Travelers | Northland Independent Group | 5921 Nw Barry Rd Ste 200 Kansas City, Kansas City, MO, 64154 | 43.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $750 | $1,490 | $740 |
| Lafayette County, MO | $122,600 | $978 | $710 | $1,350 | $640 |
| Lexington, MO | $112,900 | $831 | $600 | $1,190 | $590 |
| Dover, MO | $89,600 | $909 | $630 | $1,290 | $660 |
| Independence, MO | $102,800 | $918 | $670 | $1,260 | $590 |
| Madison, MO | $103,800 | $959 | $700 | $1,330 | $630 |
| Glenaire, MO | $144,200 | $1,081 | $720 | $1,490 | $770 |
| Elk Fork, MO | $169,400 | $1,145 | $790 | $1,630 | $840 |
| Westwood Hills, KS | $381,900 | $2,047 | $1,600 | $2,760 | $1,160 |
| Pettis County, MO | $111,400 | $945 | $640 | $1,300 | $660 |
| Pettis, MO | $138,000 | $1,064 | $780 | $1,500 | $720 |
| Kansas City, KS | $89,500 | $919 | $720 | $1,240 | $520 |
| Lake Quivira, KS | $583,300 | $2,718 | $2,120 | $3,670 | $1,550 |