How Can I Make My Lake County, MN Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Lake County, MN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Lake County, MN Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $60,500 $50,000 $50,000-$75,000
2 Bedroom $83,500 $70,000 $75,000-$100,000
3 Bedroom $133,000 $120,000 $125,000-$150,000
4 Bedroom $213,500 $190,000 $250,000-$300,000
5 Bedroom $264,500 $250,000 $250,000-$300,000

Estimate your Savings with Home Insurance Discounts in Lake County, MN | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$154 $751
Superior Protection Discount -$90 $814
Fire & Security Discount -$63 $841
Hail Resistant Roof Discount -$27 $878
Newly Constructed Home Discount -$226 $679

Choose the Right Deductible for your Lake County, MN Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Lake County $1,500 $894 $2,394 $650 $2,150 $244
Lake County, MN $2,000 $894 $2,894 $650 $2,650 $244
Beaver Bay, MN $400 $1,124 $1,524 $817 $1,217 $307
Lake No. 2, MN $2,500 $1,338 $3,838 $972 $3,472 $366
Tofte, MN $200 $1,322 $1,522 $961 $1,161 $361
Hoyt Lakes, MN $1,500 $563 $2,063 $409 $1,909 $154
Fall Lake, MN $200 $1,674 $1,874 $1,216 $1,416 $457
Morse, MN $700 $1,330 $2,030 $966 $1,666 $363
Embarrass, MN $100 $808 $908 $587 $687 $221
Pike, MN $1,000 $911 $1,911 $662 $1,662 $249
Hay Lake, MN $200 $897 $1,097 $652 $852 $245
Greenwood, MN $700 $1,510 $2,210 $1,097 $1,797 $413

Identify Top Home Insurance Agents near Lake County, MN | Back to Top

Home Insurance Company Lake County, MN Homeowners Insurance Agency Lake County, MN Address Popularity Score Distance from Lake County (miles)
Travelers Ahrens Insurance Agency 11 N Main, Aurora, MN, 55705
38.6
State Farm Barry Bigelow 23 Central Blvd, Babbitt, MN, 55706-1129
28.5
State Farm Jeff Berquist 27a Shopping Ctr, Silver Bay, MN, 55614-1148
16.8
State Farm Don Sovil 35 E Chapman St, Ely, MN, 55731-1227
34.0
Allstate Tower-Soudan Agency 415 Main St Po Box 499, Tower, MN, 55790
44.9
Travelers Norshor Agency Inc 98 Outer Dr, Silver Bay, MN, 55614
16.9
Travelers Ahrens Insurance Agency 11 North Main St, Aurora, MN, 55705
38.6

Compare Rates for Lake County, MN Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Minnesota $199,700 $1,192 $850 $1,700 $850
Lake County, MN $165,800 $905 $620 $1,250 $630
Lake County, MN $165,800 $905 $660 $1,290 $630
Beaver Bay, MN $183,100 $1,138 $760 $1,630 $870
Lake No. 2, MN $255,900 $1,354 $970 $1,910 $940
Tofte, MN $250,000 $1,338 $960 $1,910 $950
Hoyt Lakes, MN $65,500 $570 $420 $810 $390
Fall Lake, MN $362,900 $1,694 $1,200 $2,420 $1,220
Morse, MN $253,200 $1,346 $920 $1,840 $920
Embarrass, MN $106,900 $818 $580 $1,120 $540
Pike, MN $127,900 $922 $630 $1,310 $680
Hay Lake, MN $125,000 $908 $650 $1,250 $600
Greenwood, MN $316,200 $1,528 $1,080 $2,090 $1,010