Gavop shows you how to buy homeowners insurance in Little Rock, IL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $50,500 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $78,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $114,000 | $90,000 | $125,000-$150,000 |
| 4 Bedroom | $259,500 | $230,000 | $300,000-$350,000 |
| 5 Bedroom | $206,000 | $180,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$117 | $570 |
| Superior Protection Discount | -$69 | $618 |
| Fire & Security Discount | -$62 | $625 |
| Hail Resistant Roof Discount | -$21 | $666 |
| Newly Constructed Home Discount | -$137 | $549 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Kendall County | $1,000 | $862 | $1,862 | $627 | $1,627 | $236 |
| Little Rock, IL | $2,000 | $678 | $2,678 | $493 | $2,493 | $185 |
| Somonauk, IL | $300 | $796 | $1,096 | $579 | $879 | $218 |
| Leland, IL | $2,000 | $780 | $2,780 | $567 | $2,567 | $213 |
| Du Page, IL | $100 | $733 | $833 | $533 | $633 | $200 |
| Steward, IL | $2,000 | $651 | $2,651 | $473 | $2,473 | $178 |
| Kinsman, IL | $200 | $633 | $833 | $460 | $660 | $173 |
| Willow Springs, IL | $2,500 | $790 | $3,290 | $574 | $3,074 | $216 |
| Marengo, IL | $400 | $661 | $1,061 | $480 | $880 | $181 |
| Oak Park, IL | $1,000 | $1,111 | $2,111 | $807 | $1,807 | $304 |
| Tonica, IL | $400 | $659 | $1,059 | $479 | $879 | $180 |
| Selby, IL | $2,500 | $501 | $3,001 | $364 | $2,864 | $137 |
| Home Insurance Company Little Rock, IL | Homeowners Insurance Agency Little Rock, IL | Address | Popularity Score | Distance from Little Rock (miles) |
|---|---|---|---|---|
| Allstate | Pete Fernandez | 800 N Clark St Ste 425, Chicago, IL, 60610 | 49.8 | |
| Travelers | Konen Insurance | 2570 Beverly Drive Suite 100, Aurora, IL, 60502 | 17.0 | |
| State Farm | Susan Monaghan | 2609 W Peterson Ave, Chicago, IL, 60659-4004 | 49.1 | |
| Allstate | Eggar Insurance & Financial Services Llc | 101 Schelter Rd Ste 101a, Lincolnshire, IL, 60069 | 47.7 | |
| Farmers | Alexander Kosjer | 6645 N Oliphant Ave Ste A, Chicago, IL, 60631 | 43.9 | |
| Travelers | International Irm Inc | 1228 West Northwest Highway, Palatine, IL, 60067 | 39.5 | |
| Allstate | Kevin Calder | 1703 Ogden Ave, Downers Grove, IL, 60515 | 28.5 | |
| Allstate | Bonding & Insurance Specialists Agency | 9340 S Harlem Ave, Bridgeview, IL, 60455 | 38.9 | |
| Farmers | Alan Sussman | 6805 W Irving Park Rd, Chicago, IL, 60634 | 43.3 | |
| State Farm | Alton Williams | 3406 W Irvng Park Rd, Chicago, IL, 60618-3208 | 47.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $590 | $1,210 | $620 |
| Kendall County, IL | $214,700 | $873 | $600 | $1,250 | $650 |
| Little Rock, IL | $163,100 | $686 | $470 | $950 | $480 |
| Somonauk, IL | $157,900 | $806 | $570 | $1,150 | $580 |
| Leland, IL | $150,000 | $789 | $570 | $1,090 | $520 |
| Du Page, IL | $198,600 | $742 | $510 | $1,050 | $540 |
| Steward, IL | $102,900 | $659 | $470 | $910 | $440 |
| Kinsman, IL | $97,500 | $641 | $460 | $910 | $450 |
| Willow Springs, IL | $339,100 | $800 | $540 | $1,140 | $600 |
| Marengo, IL | $153,300 | $669 | $480 | $920 | $440 |
| Oak Park, IL | $370,400 | $1,124 | $750 | $1,610 | $860 |
| Tonica, IL | $105,200 | $667 | $460 | $930 | $470 |
| Selby, IL | $63,200 | $507 | $370 | $700 | $330 |