Gavop tells you how to get the best homeowners insurance in Red Rock, NM by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $33,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $61,000 | $50,000 | $50,000-$75,000 |
| 3 Bedroom | $86,500 | $80,000 | $75,000-$100,000 |
| 4 Bedroom | $140,500 | $130,000 | $100,000-$125,000 |
| 5 Bedroom | $187,500 | $150,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$137 | $718 |
| Superior Protection Discount | -$77 | $778 |
| Fire & Security Discount | -$60 | $795 |
| Hail Resistant Roof Discount | -$17 | $838 |
| Newly Constructed Home Discount | -$188 | $667 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| McKinley County | $1,000 | $611 | $1,611 | $444 | $1,444 | $167 |
| Red Rock, NM | $1,500 | $845 | $2,345 | $614 | $2,114 | $231 |
| Yah-ta-hey, NM | $100 | $559 | $659 | $406 | $506 | $153 |
| Ramah, NM | $2,500 | $833 | $3,333 | $605 | $3,105 | $228 |
| Tohatchi, NM | $400 | $612 | $1,012 | $444 | $844 | $167 |
| Window Rock, AZ | $700 | $456 | $1,156 | $332 | $1,032 | $125 |
| St. Michaels, AZ | $500 | $569 | $1,069 | $414 | $914 | $156 |
| Navajo, NM | $2,000 | $582 | $2,582 | $423 | $2,423 | $159 |
| Naschitti, NM | $200 | $589 | $789 | $428 | $628 | $161 |
| Sawmill, AZ | $1,500 | $353 | $1,853 | $256 | $1,756 | $96 |
| Home Insurance Company Red Rock, NM | Homeowners Insurance Agency Red Rock, NM | Address | Popularity Score | Distance from Red Rock (miles) |
|---|---|---|---|---|
| State Farm | Chris Winch | 700 E Santa Fe Ave, Grants, NM, 87020-2437 | 42.5 | |
| Allstate | The Walker Agency | 123 N First St, Grants, NM, 87020 | 42.1 | |
| State Farm | Tom Fitzsimmons | 800 N First St, Grants, NM, 87020-2804 | 42.1 | |
| Farmers | Dale Buser Jr | 404 E Nizhoni Blvd, Gallup, NM, 87301 | 13.9 | |
| State Farm | Larry Dorsey | 1800 E Hstrc Hwy 66, Gallup, NM, 87301-4955 | 13.5 | |
| Allstate | Joy S Wells | 915 Metro Ave, Gallup, NM, 87301 | 16.1 | |
| State Farm | Don Scarbrough | 1615 S Second St, Gallup, NM, 87301-5816 | 14.4 | |
| Allstate | Tony Lopez | 409 W Aztec Ave, Gallup, NM, 87301 | 14.9 | |
| Travelers | Bubany Insurance Agency Inc | 311 S Third St, Gallup, NM, 87301 | 14.9 | |
| Allstate | Raymond Calderon | 915 Metro Ave, Gallup, NM, 87301 | 16.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Mexico | $163,900 | $870 | $620 | $1,200 | $580 |
| McKinley County, NM | $62,800 | $619 | $430 | $880 | $450 |
| Red Rock, NM | $47,700 | $855 | $590 | $1,220 | $630 |
| Yah-ta-hey, NM | $39,400 | $566 | $380 | $800 | $420 |
| Ramah, NM | $150,000 | $843 | $620 | $1,200 | $580 |
| Tohatchi, NM | $56,300 | $619 | $450 | $860 | $410 |
| Window Rock, AZ | $70,000 | $462 | $310 | $640 | $330 |
| St. Michaels, AZ | $105,400 | $576 | $390 | $800 | $410 |
| Navajo, NM | $46,500 | $589 | $430 | $810 | $380 |
| Naschitti, NM | $48,900 | $596 | $400 | $850 | $450 |
| Sawmill, AZ | $45,000 | $357 | $250 | $490 | $240 |