Gavop tells you how to get the best homeowners insurance in Stony Brook, NY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $178,000 | $170,000 | $200,000-$250,000 |
| 2 Bedroom | $284,500 | $230,000 | $250,000-$300,000 |
| 3 Bedroom | $431,000 | $390,000 | $400,000-$500,000 |
| 4 Bedroom | $843,000 | $730,000 | $600,000-$700,000 |
| 5 Bedroom | $593,000 | $480,000 | $500,000-$600,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$99 | $1,005 |
| Home and Two Car | -$177 | $927 |
| Home and Three Car | -$276 | $828 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Suffolk County | $1,000 | $1,491 | $2,491 | $1,084 | $2,084 | $408 |
| Stony Brook, NY | $2,500 | $1,091 | $3,591 | $793 | $3,293 | $298 |
| Brookhaven, NY | $400 | $971 | $1,371 | $705 | $1,105 | $265 |
| Baywood, NY | $1,500 | $1,093 | $2,593 | $794 | $2,294 | $299 |
| Weston, CT | $2,000 | $898 | $2,898 | $652 | $2,652 | $245 |
| Elmsford, NY | $400 | $1,934 | $2,334 | $1,405 | $1,805 | $528 |
| East Atlantic Beach, NY | $2,500 | $2,721 | $5,221 | $1,977 | $4,477 | $744 |
| Ardsley, NY | $100 | $2,738 | $2,838 | $1,990 | $2,090 | $748 |
| Clinton, CT | $1,500 | $913 | $2,413 | $664 | $2,164 | $250 |
| Grand View-on-Hudson, NY | $300 | $654 | $954 | $475 | $775 | $179 |
| Palisades Park, NJ | $2,000 | $944 | $2,944 | $686 | $2,686 | $258 |
| Home Insurance Company Stony Brook, NY | Homeowners Insurance Agency Stony Brook, NY | Address | Popularity Score | Distance from Stony Brook (miles) |
|---|---|---|---|---|
| Allstate | Robert Russo | 336 9th St, Brooklyn, NY, 11215 | 47.9 | |
| Travelers | Schmutter-Strull-Fleisch Inc | 80 Maiden Ln Ste 1203, New York, NY, 10038 | 48.1 | |
| Allstate | Jeff Troiano | 89 E Main St, Smithtown, NY, 11787 | 4.8 | |
| Travelers | Karras Agency | 18 Roosevelt Ave , Port Jefferson Station, NY, 11776 | 4.5 | |
| Travelers | Karras Agency | 18 Roosevelt Ave, Port Jefferson Station, NY, 11776 | 4.5 | |
| Nationwide | Anthony D Ralis | 3217 Broadway, Astoria, NY, 11106-2674 | 42.9 | |
| State Farm | Paul Savino | 279 Smithtown Blvd Ste 6, Nesconset, NY, 11767-2081 | 5.1 | |
| State Farm | Ralph Marciante | 1820 Middle Cntry Rd Ste 102, Centereach, NY, 11720-3675 | 4.2 | |
| Allstate | Donald Molloy | 267 Smithtown Blvd Ste 1, Nesconset, NY, 11767 | 5.1 | |
| State Farm | Scott Hermann | 1012 Jerusalem Ave, North Merrick, NY, 11566-1870 | 26.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $790 | $1,640 | $850 |
| Suffolk County, NY | $379,400 | $1,509 | $1,090 | $2,130 | $1,040 |
| Stony Brook, NY | $447,600 | $1,104 | $760 | $1,530 | $770 |
| Brookhaven, NY | $332,200 | $983 | $710 | $1,360 | $650 |
| Baywood, NY | $281,600 | $1,106 | $790 | $1,560 | $770 |
| Weston, CT | $878,600 | $909 | $660 | $1,250 | $590 |
| Elmsford, NY | $420,400 | $1,957 | $1,330 | $2,780 | $1,450 |
| East Atlantic Beach, NY | $615,700 | $2,754 | $1,980 | $3,910 | $1,930 |
| Ardsley, NY | $620,200 | $2,771 | $2,020 | $3,930 | $1,910 |
| Clinton, CT | $288,000 | $924 | $670 | $1,300 | $630 |
| Grand View-on-Hudson, NY | $968,800 | $662 | $450 | $910 | $460 |
| Palisades Park, NJ | $521,400 | $955 | $660 | $1,320 | $660 |