Gavop's guide to buying homeowners insurance in Bethany, CT covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bethany, CT - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Fatima Dr, Mesa Dr, Hoppbrook Rd, Hopbrook Ln, Chelsea Cir, Luke Hill Rd, Emerald Ln, N Humiston Dr, Hoadley Rd, Hinman Rd | $275,500 | $230,000 | $200,000-$250,000 | $391,500 | $360,000 | $350,000-$400,000 |
| Coachman Ln, Brinton Rd, Hatfield Hill Rd, Woods Rd, Wooding Hill Rd, Anella Dr, Old Mill Rd, Prince Dr, Horseshoe Hill Rd, Split Rock Rd | $422,500 | $350,000 | $300,000-$350,000 | $662,000 | $600,000 | $700,000-$800,000 |
| Lacey Rd, Pinebrook Xing, Bethany Farms Rd, Lebanon Rd, Tuttle Ct, Tollgate Rd, Almar Dr, Falls Rd, Tawney Dr, State Hwy 703 | $420,500 | $350,000 | $400,000-$500,000 | $422,000 | $370,000 | $400,000-$500,000 |
| Tuttle Rd, Brooks Rd, Bachelor Oak Rd, Atwater Rd, Peck Rd, Schaeffer Rd, Pole Hill Rd, Miller Rd, Hunters Trl, Carrington Rd | $389,500 | $330,000 | $400,000-$500,000 | $616,000 | $530,000 | $600,000-$700,000 |
| Ridgewood Dr, Hesrn Dr, Gaylord Mountain Rd, Fairwood Rd, Poplar Swamp Rd, Francis Dr, Glenwood Ct, Virginia Rail Dr, Rainbow Rd, Amity Rd | $321,500 | $260,000 | $250,000-$300,000 | $311,000 | $280,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$80 | $922 |
| Home and Two Car | -$160 | $842 |
| Home and Three Car | -$230 | $771 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| New Haven County | $2,500 | $1,169 | $3,669 | $849 | $3,349 | $319 |
| Bethany, CT | $2,500 | $990 | $3,490 | $719 | $3,219 | $270 |
| Southbury, CT | $300 | $983 | $1,283 | $715 | $1,015 | $269 |
| Southington, CT | $1,500 | $1,156 | $2,656 | $840 | $2,340 | $316 |
| Belle Terre, NY | $400 | $592 | $992 | $430 | $830 | $162 |
| Ridge, NY | $1,500 | $890 | $2,390 | $647 | $2,147 | $243 |
| Kent, NY | $500 | $792 | $1,292 | $575 | $1,075 | $216 |
| Westchester County, NY | $400 | $1,090 | $1,490 | $792 | $1,192 | $298 |
| Hampton Bays, NY | $700 | $1,105 | $1,805 | $803 | $1,503 | $302 |
| East Norwich, NY | $200 | $2,809 | $3,009 | $2,041 | $2,241 | $768 |
| Scotland, CT | $1,000 | $1,163 | $2,163 | $845 | $1,845 | $318 |
| Home Insurance Company Bethany, CT | Homeowners Insurance Agency Bethany, CT | Address | Popularity Score | Distance from Bethany (miles) |
|---|---|---|---|---|
| Allstate | Rita M Ferrari | 48 White St, Danbury, CT, 6810 | 23.9 | |
| Liberty Mutual Independent | Cpm Insurance Services Llc | 90 Hinman St, Cheshire, CT, 6410 | 7.5 | |
| Liberty Mutual Independent | Merit Insurance | 1 Enterprise Dr, Shelton, CT, 6484 | 12.2 | |
| Allstate | James Umelo | 295 Blake St Ste 2b, New Haven, CT, 6515 | 6.9 | |
| Nationwide | Margaret M. Kramer | 2643 Whitney Ave, Hamden, CT, 06518-2916 | 5.5 | |
| Liberty Mutual Independent | Cdr Insurance Group Inc | 211 Schraffts Dr, Waterbury, CT, 6705 | 8.1 | |
| Travelers | Birarelli Insurance Agency Llc | 55 Cherry Street, Milford, CT, 6460 | 13.9 | |
| Allstate | Brad Manning | 36 State St Ste 4, North Haven, CT, 6473 | 6.7 | |
| Allstate | Edmonde Bernier Jr. | 977 State St Apt 1r, New Haven, CT, 6511 | 8.6 | |
| State Farm | Mark Shumilla Casl, Clu, Chfc | 551 Wolcott Street, Waterbury, CT, 06705-1323 | 9.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Connecticut | $270,100 | $1,253 | $910 | $1,730 | $820 |
| New Haven County, CT | $244,400 | $1,183 | $850 | $1,640 | $790 |
| Bethany, CT | $359,100 | $1,002 | $710 | $1,410 | $700 |
| Southbury, CT | $325,000 | $995 | $710 | $1,410 | $700 |
| Southington, CT | $271,900 | $1,170 | $800 | $1,670 | $870 |
| Belle Terre, NY | $841,800 | $599 | $430 | $820 | $390 |
| Ridge, NY | $274,800 | $900 | $610 | $1,230 | $620 |
| Kent, NY | $285,900 | $801 | $550 | $1,110 | $560 |
| Westchester County, NY | $513,300 | $1,103 | $740 | $1,510 | $770 |
| Hampton Bays, NY | $433,900 | $1,118 | $760 | $1,600 | $840 |
| East Norwich, NY | $640,000 | $2,843 | $1,960 | $3,950 | $1,990 |
| Scotland, CT | $242,400 | $1,177 | $860 | $1,680 | $820 |