How Can I Make My Deerfield Beach, FL Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Deerfield Beach, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate Deerfield Beach, FL Home Insurance Coverage Levels | Back to Top

Deerfield Beach, FL - Neighbourhoods, Census Blocks & Streets 2 Bedroom 3 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Discovery Cir W, Deer Creek Edgewater Dr, Durham M, SW 44th Way, Deer Creek Blvd, Markham O, Farnham E, NW 1st Dr, Pebblestone Ln, Durham B $58,000 $50,000 $50,000-$75,000 $112,000 $90,000 $125,000-$150,000
NW 57th Mnr, NW 45th Way, Flamingo Ln, Crescent Ln, Satinleaf Pl, NW 71st Manor, Farnham F, Flamingo Ct, Capitol Ct, Regency Lakes Blvd $164,000 $140,000 $175,000-$200,000 $136,500 $130,000 $100,000-$125,000
NW 48th Ln, E Lakes Dr, Siesta Key Trl, Wisteria Ave, Alexandra Blvd, NW 46th Dr, Durham X, SW 16th Cir, NW 50th Manor, NW 40th Ln $88,000 $80,000 $50,000-$75,000 $184,000 $160,000 $175,000-$200,000
NW 47th Manor, NW 43rd Way, NW 125 Ter, NW 64th Dr, NW 83 Ct, NW 90th Ln, NW 67th Pl, Sandy Ln, NE 53rd St, Lyndhurst A $94,500 $80,000 $75,000-$100,000 $128,000 $110,000 $100,000-$125,000
Liberty Ct, SE 1st Way, Stratford Dr, Ventnor R, NE 41st Dr, SE 21st Ave, SE 9th Ter, NW 96th Dr, Harwood H, Cypress Club Way $96,000 $90,000 $100,000-$125,000 $79,500 $70,000 $75,000-$100,000
NW 61st Driveee, Durham I, NW 75th Dr, NW 46th Dr, NE 46th Pl, Crescent Creek Ln, NW 69th Manor, NW 11th Way, NW 43rd Way, NW 63rd Dr $119,500 $110,000 $125,000-$150,000 $167,500 $150,000 $150,000-$175,000
NW 61st Dr, NW 57th Ave, NW 116th Way, NW 51st Way, Deer Creek Rd, Martin Luther King Jr Ave, Ibis Ct, S Tivoli Park Blvd, 60th Ct, NW 119th Way $87,500 $80,000 $75,000-$100,000 $183,500 $150,000 $200,000-$250,000
NW 65th Pl, Ventnor K, Saratoga Ln, NW 44th Way, Pembrook Ln, SW 11th Way, NE 22nd Way, Egret Pl, Westbury C, Westbury E $388,000 $350,000 $400,000-$500,000 $339,000 $280,000 $350,000-$400,000
Mallards Ln, Berkshire E, NW 77th Ct, NW 60th Dr, NW 85th Rd, NE 39th Ct, Westbury D, SE 14th Pl, Shenandoah Ln, Perignon Way $58,000 $50,000 $50,000-$75,000 $58,000 $50,000 $50,000-$75,000
NW 81 St, Markham L, S Ocean Way, NW 109th Ln, Wyndham Cir, Flamingo Pl, NW 78th Manor, NE 13th Ter, NW 61st Ct, NW 18 Ave $114,000 $90,000 $75,000-$100,000 $161,500 $150,000 $150,000-$175,000

Estimate your Savings with Home Insurance Discounts in Deerfield Beach, FL | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$213 $1,307
Superior Protection Discount -$152 $1,368
Fire & Security Discount -$106 $1,414
Hail Resistant Roof Discount -$30 $1,490
Newly Constructed Home Discount -$334 $1,186

Choose your Deerfield Beach, FL Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $6,337
Physical Damage $2,464
Hail Damage $4,571
Wind Damage $6,305
Expensive Claims
Fire $45,123
Smoke $16,887

Identify Top Home Insurance Agents near Deerfield Beach, FL | Back to Top

Home Insurance Company Deerfield Beach, FL Homeowners Insurance Agency Deerfield Beach, FL Address Popularity Score Distance from Deerfield Beach (miles)
Travelers Floridian Coastline Insurance 2450 E Commercial Blvd Ste 203, Fort Lauderdale, FL, 33308
8.0
Liberty Mutual Independent Gateway-Acentria Insurance Llc 2430 W Oakland Park Blvd, Oakland Park, FL, 33311
9.5
Travelers Floridian Discount Insurance Agency 2006 Ne 5 Avenue Boca Raton, Boca Raton, FL, 33431
6.5
Travelers Fulton Agency Inc 5401 N University Dr Ste 202, Coral Springs, FL, 33067
6.1
State Farm Ro Rabozzi 400 S Dixie Hwy Ste 100, Boca Raton, FL, 33432-6023
5.0
Travelers Stirling Insurance Services Inc 1700 N Dixie Hwy Ste 109, Boca Raton, FL, 33432
6.0
Travelers Russo Insurance Group 1700 N University Dr #215, Coral Springs, FL, 33071
7.2
State Farm Alexis Harris 6095 West Commercial Blvd, Tamarac, FL, 33319-3037
8.9
Allstate Joseph Hartley 1400 E Hillsboro Blvd, Deerfield Beach, FL, 33441
4.1
Travelers Park & Associates Inc 5255 N Federal Hwy 2nd Fl, Boca Raton, FL, 33487
8.0

Compare Rates for Deerfield Beach, FL Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Florida $178,700 $1,605 $1,250 $2,150 $900
Broward County, FL $223,400 $1,280 $1,000 $1,720 $720
Deerfield Beach, FL $279,800 $1,520 $1,190 $2,040 $850
Coral Springs, FL $313,500 $1,478 $1,150 $1,980 $830
Ives Estates, FL $138,800 $952 $740 $1,280 $540
Golden Glades, FL $166,700 $1,061 $830 $1,420 $590
Indian Creek, FL $2,000,001 $1,591 $1,240 $2,130 $890
Westview, FL $162,100 $1,063 $830 $1,420 $590
Miami Shores, FL $482,200 $952 $740 $1,280 $540
Pinewood, FL $155,400 $1,450 $1,130 $1,940 $810
Lake Park, FL $158,300 $1,045 $820 $1,400 $580
Limestone Creek, FL $88,100 $995 $780 $1,330 $550
Kendall, FL $337,400 $1,482 $1,160 $1,990 $830

Research Home Insurance Companies Reviews in Deerfield Beach, FL Before Buying | Back to Top

Share a review on your home insurance company


USAA Home Insurance Reviews

Date: January 13, 2020    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
This is probably their best feature. They have great customer service compared to other companies. It's very easy to get someone on the phone that is willing to talk and explain things to you.

Date: January 13, 2020    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
My premium and deductible are much lower than for other plans, since USAA takes special care to give high discounts to veterans and their families. Comparatively, my deductible and premium are very low.

Date: April 14, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
From all my experiences with USAA's customer service department, they have been excellent. I needed to speak with them one time overseas and I was connected to the nice.

Date: October 04, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
I have coverage on my home for flood and other things that may happen such as fire or other losses. I have a 500 dollar deductible that must be covered first before I can get any of the insurance money


Date: September 16, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Communication
They have many options to communicate but I like using the phone to talk to them because they are very helpful and pleasant in explaining things I do not know.

Date: September 09, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Website/App
I do not use it but my wife has it on her phone. I know she uses it sometimes for information but most of the time we like to call the company and personally talk to someone

Date: July 24, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
I cannot make a legitimate comparison because I have not shopped for any other policies for my home: therefore I do not know

Date: November 18, 2017    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
I like their service because they are friendly and helpful and I can always get someone to talk to me without having to wait too long on the phone.

Allstate Home Insurance Reviews

Date: October 18, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Website/App
The site is easy to use. I can automatically connect with an agent without waiting on the phone. I can get my questiosn answered quickly. The have cool videos that answer my questions.

Date: September 17, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Website/App
I have actually never had a claim for the home insurance, so there has been no need to use the app or the website. We have had this insurance since we moving in on December 2002. I have never bothered to hunt around for insurance with better coverage or better rates in the sixteen years that we have lived in our current home.

Date: September 10, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
I don't have any issues with the premium amount and have not really done a comparison, although I probably should in the event that we are paying too much for our homeowner's insurance. For the most part, it is not that great of an amount, so it is not been something that has been a red flag on the budget in the past.

Date: September 08, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
I gave the customer service a 5, although I have not had reason to contact the insurance company in regards to any complaints or issues that I may have. We have not had any claims in the almost sixteen years since we have lived in the house. We have had some items, but nothing that would have exceeded the deductible, so those were taken care of outside of the scope of the homeowner's insurance.

Date: August 21, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Communication
Additionally, I gave communications a five, but have not had any communications other than initially when the insurance was first bought. We have not had any issues to contact the company either for billing issues or for claims in the almost sixteen years that we have lived at this house.

Date: August 05, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
All structures are covered for the replacement value, plus there is an extra rider to cover electronic devices such as computers, laptops, and other devices that are in the house.


Farmer's Insurance Home Insurance Reviews

Date: September 23, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Policy Offerings
The home insurance policy is adequate. The majority of coverage is on the structure and contents. There is coverage for other things like outside buildings.


Date: September 16, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
The company has some of the best people around working with them. I love all the help that they provide and they are so friendly too

Date: September 03, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Communication
I like the ability to call down there and they already know who you are. They cannot be beat for customer service, i really enjoy the company

Date: January 09, 2018    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Premium
I do not know about other companies and their rules, I have had this company as long as i have owned this home. Never needed to file a claim and the price is pretty low.

Date: November 19, 2017    Age: 20 to 29    Gender: Male    Marital Status: Married

Website/App
The website app works easily and quickly. You can pay your bill or membership payment quickly and efficiently. Very easy app to use

Citizens Property Insurance Home Insurance Reviews

Date: October 02, 2018    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Communication
Not having to wait on hold even after a natural disaster occurs such as Hurricane Irma. The rep. answered on the third ring.

Date: September 03, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Website/App
Being able to make changes to the coverage online without talking to the agent. Able to print the insurance policy and to make online auto payments

Date: August 28, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
Contents of the inside of the house, flooding of the house, outside garages and shed plus any outside damage to the house.


Date: July 31, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Customer Service
The ability to report a damage and that you can understand the customer service voice while making the claim and a unique number is given during the call

Date: July 25, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
This is the only insurance company that will ensure our dwelling because we live in Florida that is prone to hurricane damage

State Farm Home Insurance Reviews

Date: October 17, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
A homeowners insurance deductible is the amount you pay when you need to file a claim for damage. The average homeowners insurance deductible

Date: September 19, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
State farm offers / covers damages like flooding and fire damages up to $50k and also theft, similar to other insurance companies withing the area.


Date: September 09, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
I haven't had any interaction with my insurer regarding out home insurance, that I can recall; so I don't have any reason to give them less than a four.

Liberty Mutual Home Insurance Reviews

Date: July 10, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
I TALK THROUGH MY AGENT TO MY HOME INSURANCE LIBERTY MUTUAL. IT HAS BEEN A LOVE, LOVE, HATE RELATIONSHIP. OVER THE YEARS I HAVE HAD A COUPLE OF CLAIMS.

Date: February 11, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
I haven't had any issues with the customer service, but I also haven't had to deal with them very much. I usually only call for payments and they are very quick and helpful.

Progressive Home Insurance Reviews

Date: December 05, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
We have a fairly low deductible which is nice so we don't have to cover $1000 deductible before we can file a claim.

Assurant Specialty Property Home Insurance Reviews

Date: December 30, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Policy Offerings
My insurance companies policy offerings are very comparable to other offerings. I was just able to get mine at a better price going through Assurant Specialty Property.


American Integrity Insurance Home Insurance Reviews

Date: March 29, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Customer Service
I would give American Integrity a 5. I was very satisfied with them. The rate was good and they always notified us with ample time.

GEICO Home Insurance Reviews

Date: December 21, 2019    Age: 50 to 59    Gender: Female    Marital Status: Married

Policy Offerings
As my experience, this insurance company is very helpful compare to other insurance company that I realize. Its offering is very acceptable compare to others.


Olympus Insurance Home Insurance Reviews

Date: November 30, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
The coverage of this company policy and premium of this company is good and valuable while comparing to other insurance company.

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