Gavop shows you how to buy homeowners insurance in Athens, TN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Athens, TN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Cawana St, Magnolia St, Co Rd 112, Old Fashion Rd, Golf Crest Ln, Old Mt Harmony Loop, Burns Rd, Co Rd 616, Mount Verd Rd, E Bank St | $196,500 | $180,000 | $175,000-$200,000 | $139,000 | $130,000 | $100,000-$125,000 |
| Co Rd 171, Oxnard Rd, Winder St, Walnut Blvd, Co Rd 450, Co Rd 85, Co Rd 379, Morgan St, Guthrie Rd, Hamby St | $188,500 | $160,000 | $175,000-$200,000 | $154,500 | $140,000 | $125,000-$150,000 |
| Sewee Church Rd, Heather Dr, Woodlawn Cir, Cottontail Pl, Powers Path, Co Rd 446, Call Dr, Co Rd 191, Creek Pl, Co Rd 329 | $133,500 | $120,000 | $125,000-$150,000 | $127,500 | $110,000 | $100,000-$125,000 |
| Valley Dr, Co Rd 174, Circle Dr, Union - McMinn Rd, Lynman St, Co Rd 653, Carter Rd, Calvin Wright Spr, Topoca Trl, Co Rd 356 | $100,000 | $90,000 | $75,000-$100,000 | $67,000 | $60,000 | $75,000-$100,000 |
| Mantle St, Co Rd 212, Co Rd 573, Thompson Spring Rd, Spence St, Moore St, Co Rd 554, Co Rd 669, Wood Creek Dr, Linden Cir | $145,000 | $120,000 | $100,000-$125,000 | $98,500 | $80,000 | $75,000-$100,000 |
| Co Rd 129, Hicks St, Old Athens Englewood Rd, Fairview Rd, Alford St, Co Rd 2600, Coile Rd, Crisp Rd, Pinecrest Dr, Martin St | $150,500 | $120,000 | $125,000-$150,000 | $134,000 | $120,000 | $150,000-$175,000 |
| S Lee St, Co Rd 679, Rostin Martin Rd, Hughes St, Co Rd 268, Co Rd 235, Crestway Dr, Co Rd 278, Gliden St, Viking Rd | $125,500 | $120,000 | $125,000-$150,000 | $141,000 | $130,000 | $100,000-$125,000 |
| Shoemaker St, Dodson St, Co Rd 347, Sam Queen Rd, Co Rd 178, Kilgore St, Elmhurst Dr, Co Rd 289, Rose Dr, Co Rd 255 | $96,500 | $90,000 | $75,000-$100,000 | $75,000 | $60,000 | $50,000-$75,000 |
| Athenian St, Old Lanetown Rd, Cherokee St, Co Rd 175, Elk St, Slack Rd, Co Rd 221, Co Rd 281, New Englewood Rd, Hanks Rd | $120,000 | $100,000 | $100,000-$125,000 | $77,500 | $70,000 | $50,000-$75,000 |
| Co Rd 210, Pine Dr, Co Rd 750, Blue Springs Rd, Possum Creek Rd, Co Rd 439, Co Rd 339, Church St, Puett Cir, Old Athens Etowah Rd | $132,000 | $110,000 | $125,000-$150,000 | $85,000 | $70,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$120 | $738 |
| Superior Protection Discount | -$86 | $773 |
| Fire & Security Discount | -$69 | $790 |
| Hail Resistant Roof Discount | -$26 | $833 |
| Newly Constructed Home Discount | -$206 | $652 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| McMinn County | $2,500 | $909 | $3,409 | $660 | $3,160 | $248 |
| Athens, TN | $700 | $848 | $1,548 | $616 | $1,316 | $232 |
| Dayton, TN | $500 | $750 | $1,250 | $545 | $1,045 | $205 |
| Graysville, TN | $1,500 | $654 | $2,154 | $475 | $1,975 | $179 |
| Lake Tansi, TN | $100 | $925 | $1,025 | $672 | $772 | $253 |
| Oak Ridge, TN | $2,000 | $860 | $2,860 | $625 | $2,625 | $235 |
| Cohutta, GA | $500 | $971 | $1,471 | $706 | $1,206 | $265 |
| Eagleton Village, TN | $2,000 | $924 | $2,924 | $671 | $2,671 | $252 |
| Valleytown, NC | $300 | $601 | $901 | $437 | $737 | $164 |
| Bowman, TN | $1,500 | $944 | $2,444 | $686 | $2,186 | $258 |
| Lakeview, GA | $500 | $832 | $1,332 | $604 | $1,104 | $227 |
| Boynton Ridge, GA | $1,000 | $827 | $1,827 | $601 | $1,601 | $226 |
| Home Insurance Company Athens, TN | Homeowners Insurance Agency Athens, TN | Address | Popularity Score | Distance from Athens (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Cornerstone-Irm Insurance Group | 11470 Parkside Dr, Knoxville, TN, 37934 | 39.4 | |
| Allstate | Crystal Jacobs | 9621 Countryside Center Ln, Knoxville, TN, 37931 | 43.8 | |
| State Farm | Jeannette Rogers | 9648 Kingston Pike Ste 3, Knoxville, TN, 37922-2397 | 42.0 | |
| Erie | Miller Insurance Services | 2 S White Street, Athens, TN, 37303 | 0.9 | |
| State Farm | Rick Sharpe | 7002 Rhea County Hwy, Dayton, TN, 37321-6203 | 22.8 | |
| Erie | Allen Insurance Agency | 7048 Seaver Drive, Knoxville, TN, 37909 | 47.4 | |
| State Farm | Pat Pennington | 153 Warren St, Madisonville, TN, 37354-3001 | 14.4 | |
| Travelers | Graham & Cook Insurance | 10820 Kingston Pike Ste 100, Knoxville, TN, 37934 | 39.9 | |
| State Farm | Nancy Moore | 6016 Shallowford Rd Ste 1100, Chattanooga, TN, 37421-7232 | 42.9 | |
| Erie | The Hill Agency | 149 County Road 741, Riceville, TN, 37370 | 7.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $720 | $1,470 | $750 |
| McMinn County, TN | $123,700 | $920 | $630 | $1,270 | $640 |
| Athens, TN | $144,100 | $858 | $580 | $1,210 | $630 |
| Dayton, TN | $108,500 | $759 | $540 | $1,060 | $520 |
| Graysville, TN | $56,200 | $662 | $470 | $950 | $480 |
| Lake Tansi, TN | $117,400 | $936 | $650 | $1,300 | $650 |
| Oak Ridge, TN | $149,000 | $870 | $600 | $1,240 | $640 |
| Cohutta, GA | $150,500 | $983 | $710 | $1,410 | $700 |
| Eagleton Village, TN | $116,900 | $935 | $680 | $1,340 | $660 |
| Valleytown, NC | $105,900 | $608 | $420 | $860 | $440 |
| Bowman, TN | $122,800 | $955 | $650 | $1,310 | $660 |
| Lakeview, GA | $76,100 | $842 | $580 | $1,150 | $570 |
| Boynton Ridge, GA | $154,100 | $837 | $590 | $1,180 | $590 |