How Can I Make My Edina, MN Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Edina, MN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Edina, MN Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $142,500 | $120,000 | $150,000-$175,000 |
| 2 Bedroom | $268,500 | $240,000 | $250,000-$300,000 |
| 3 Bedroom | $466,500 | $390,000 | $350,000-$400,000 |
| 4 Bedroom | $709,500 | $630,000 | $800,000-$900,000 |
| 5 Bedroom | $1,039,500 | $870,000 | $800,000-$900,000 |
Estimate your Savings with Home Insurance Discounts in Edina, MN | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$225 | $1,179 |
| Superior Protection Discount | -$140 | $1,264 |
| Fire & Security Discount | -$98 | $1,306 |
| Hail Resistant Roof Discount | -$28 | $1,376 |
| Newly Constructed Home Discount | -$379 | $1,025 |
Choose the Right Deductible for your Edina, MN Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hennepin County | $2,000 | $1,217 | $3,217 | $885 | $2,885 | $333 |
| Edina, MN | $700 | $1,387 | $2,087 | $1,008 | $1,708 | $379 |
| Golden Valley, MN | $500 | $995 | $1,495 | $723 | $1,223 | $272 |
| Wayzata, MN | $1,500 | $2,289 | $3,789 | $1,664 | $3,164 | $626 |
| Newport, MN | $200 | $1,132 | $1,332 | $823 | $1,023 | $309 |
| New Market, MN | $1,000 | $2,034 | $3,034 | $1,478 | $2,478 | $556 |
| Watertown, MN | $200 | $1,103 | $1,303 | $801 | $1,001 | $301 |
| Dennison, MN | $1,000 | $880 | $1,880 | $640 | $1,640 | $241 |
| Roberts, WI | $100 | $641 | $741 | $466 | $566 | $175 |
| Le Sueur County, MN | $2,000 | $817 | $2,817 | $594 | $2,594 | $223 |
| Lent, MN | $200 | $1,289 | $1,489 | $937 | $1,137 | $352 |
| Dryden, MN | $1,500 | $1,179 | $2,679 | $857 | $2,357 | $322 |
Identify Top Home Insurance Agents near Edina, MN | Back to Top
| Home Insurance Company Edina, MN | Homeowners Insurance Agency Edina, MN | Address | Popularity Score | Distance from Edina (miles) |
|---|---|---|---|---|
| State Farm | Cassandra Spear | 4205 Lancaster Ln N Ste 106, Plymouth, MN, 55441-1702 | 10.0 | |
| Allstate | Charley Bradley | 12200 Middle Set Rd Ste 200, Eden Prairie, MN, 55344 | 4.4 | |
| State Farm | Kyle Vitense | 10100 6th Ave N Ste 116, Plymouth, MN, 55441-6378 | 6.9 | |
| State Farm | Leanne Casanova | 4590 Scott Trl Ste 205, Eagan, MN, 55122-4041 | 10.0 | |
| Travelers | Advisornet Property & Casualty | 701 4th Ave S Ste 1500, Minneapolis, MN, 55415 | 7.3 | |
| State Farm | Brandi Warmbier | 11800 Singletree Lane, Eden Prairie, MN, 55344-5396 | 4.1 | |
| Farmers | Daniel Oliver | 7400 Metro Blvd Ste 335, Edina, MN, 55439 | 1.6 | |
| Travelers | Twin City Group | 4500 Park Glen Rd Ste 400, Minneapolis, MN, 55416 | 3.8 | |
| Farmers | Matthew Darmody | 8441 Wayzata Blvd Ste 220, Minneapolis, MN, 55426 | 5.9 | |
| Allstate | John W. Wenholz | 3505 Northdale Blvd Nw, Coon Rapids, MN, 55448 | 21.9 |
Compare Rates for Edina, MN Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $860 | $1,690 | $830 |
| Hennepin County, MN | $245,400 | $1,232 | $890 | $1,750 | $860 |
| Edina, MN | $438,300 | $1,404 | $1,020 | $1,990 | $970 |
| Golden Valley, MN | $278,400 | $1,007 | $670 | $1,420 | $750 |
| Wayzata, MN | $471,500 | $2,317 | $1,690 | $3,200 | $1,510 |
| Newport, MN | $185,500 | $1,146 | $790 | $1,590 | $800 |
| New Market, MN | $435,000 | $2,059 | $1,380 | $2,900 | $1,520 |
| Watertown, MN | $176,700 | $1,116 | $810 | $1,570 | $760 |
| Dennison, MN | $121,300 | $891 | $600 | $1,270 | $670 |
| Roberts, WI | $149,500 | $649 | $430 | $930 | $500 |
| Le Sueur County, MN | $190,700 | $827 | $600 | $1,170 | $570 |
| Lent, MN | $238,200 | $1,305 | $950 | $1,790 | $840 |
| Dryden, MN | $200,000 | $1,193 | $850 | $1,680 | $830 |
Research Home Insurance Companies Reviews in Edina, MN Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: January 02, 2020 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
They are great I haven't had any issues yet and any time I've needed help or support they were there for me quickly and promptly and able to help. I have absolutely no complaints whatsoever about this insurance company as they are very good.
Date: August 12, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
my premium is higher but i know this and pay it because of the service they provide. i am highly satisfied with what i get for what i pay and would surely choose them over a big company that is horrid
Date: July 26, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
Allstate is very exceptions with customer service. They never try to sell me coverage that I don't need or want, and they're always available to review coverage or answer my questions.
Liberty Mutual Home Insurance Reviews
Date: December 19, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Policy Offerings
They have a very good policy that i can add car insurance together having their bundle gives me a discount also having the bank that they deal with gives me more discounts so its a win win for me
State Farm Home Insurance Reviews
Date: December 29, 2019 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Policy Offerings
State Farm offers everything. I assume other carriers at its level do as well but I know a few people who have very comprehensive coverage through State Farm across all kinds of things when it comes to insurance coverage.
Travelers Home Insurance Reviews
Date: October 05, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Premium
From what I have heard from other people I think the premiums are comparable. I do like that they give you more than one option for your deductible. If you want a lesser premium you can opt for a higher deductible.