How Can I Make My Vero Beach, FL Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Vero Beach, FL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Vero Beach, FL Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $51,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $91,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $168,500 | $130,000 | $175,000-$200,000 |
| 4 Bedroom | $223,500 | $210,000 | $200,000-$250,000 |
| 5 Bedroom | $411,000 | $340,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Vero Beach, FL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$234 | $1,226 |
| Superior Protection Discount | -$146 | $1,314 |
| Fire & Security Discount | -$161 | $1,299 |
| Hail Resistant Roof Discount | -$29 | $1,431 |
| Newly Constructed Home Discount | -$336 | $1,124 |
Choose the Right Deductible for your Vero Beach, FL Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Indian River County | $1,500 | $1,392 | $2,892 | $1,011 | $2,511 | $380 |
| Vero Beach, FL | $1,000 | $1,442 | $2,442 | $1,048 | $2,048 | $394 |
| Florida Ridge, FL | $2,000 | $830 | $2,830 | $603 | $2,603 | $227 |
| Micco, FL | $100 | $774 | $874 | $563 | $663 | $212 |
| West Melbourne, FL | $1,000 | $1,664 | $2,664 | $1,209 | $2,209 | $455 |
| Melbourne Village, FL | $500 | $1,744 | $2,244 | $1,267 | $1,767 | $477 |
| North River Shores, FL | $2,000 | $1,622 | $3,622 | $1,179 | $3,179 | $443 |
| Satellite Beach, FL | $400 | $1,102 | $1,502 | $801 | $1,201 | $301 |
| Viera East, FL | $2,000 | $1,041 | $3,041 | $756 | $2,756 | $284 |
| Port Salerno-Hobe Sound, FL | $100 | $1,493 | $1,593 | $1,085 | $1,185 | $408 |
| Merritt Island, FL | $1,500 | $1,296 | $2,796 | $942 | $2,442 | $354 |
Identify Top Home Insurance Agents near Vero Beach, FL | Back to Top
| Home Insurance Company Vero Beach, FL | Homeowners Insurance Agency Vero Beach, FL | Address | Popularity Score | Distance from Vero Beach (miles) |
|---|---|---|---|---|
| Travelers | The Crockett Group Inc | 3375 20th St Ste 110, Vero Beach, FL, 32960 | 4.5 | |
| Travelers | The Delgado Group | 128 43rd Ave , Vero Beach, FL, 32968 | 6.8 | |
| Travelers | Rick Carroll Insurance | 2160 Ne Dixie Hwy , Jensen Beach, FL, 34957 | 35.0 | |
| Allstate | Brian Getty | 734 S Us Highway 1, Vero Beach, FL, 32962 | 8.0 | |
| State Farm | David Hedges | 2601 20th St Ste B, Vero Beach, FL, 32960-6632 | 4.5 | |
| Travelers | Livings Insurance | 2646 Sw Mapp Rd Ste 101 , Palm City, FL, 34990 | 37.5 | |
| Travelers | Professional Insurance Advisors Llc | 1875 43rd Ave , Vero Beach, FL, 32960 | 4.8 | |
| Travelers | Agrillo Insurance Agency | 49 Sw Monterey Rd, Stuart, FL, 34994 | 37.5 | |
| Travelers | The Mccall Agency Inc | 1120 20th Place, Vero Beach, FL, 32960 | 4.5 | |
| Liberty Mutual Independent | Mccall Agency Inc. | 1120 20th Pl, Vero Beach, FL, 32960 | 4.5 |
Compare Rates for Vero Beach, FL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Indian River County, FL | $172,600 | $1,409 | $1,100 | $1,890 | $790 |
| Vero Beach, FL | $181,300 | $1,460 | $1,140 | $1,960 | $820 |
| Florida Ridge, FL | $115,500 | $840 | $660 | $1,130 | $470 |
| Micco, FL | $79,000 | $784 | $610 | $1,050 | $440 |
| West Melbourne, FL | $190,600 | $1,684 | $1,310 | $2,260 | $950 |
| Melbourne Village, FL | $203,100 | $1,765 | $1,380 | $2,370 | $990 |
| North River Shores, FL | $184,300 | $1,642 | $1,280 | $2,200 | $920 |
| Satellite Beach, FL | $246,900 | $1,116 | $870 | $1,490 | $620 |
| Viera East, FL | $229,000 | $1,053 | $820 | $1,410 | $590 |
| Port Salerno-Hobe Sound, FL | $222,100 | $1,511 | $1,180 | $2,030 | $850 |
| Merritt Island, FL | $230,600 | $1,312 | $1,020 | $1,760 | $740 |
Research Home Insurance Companies Reviews in Vero Beach, FL Before Buying | Back to Top
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USAA Home Insurance Reviews
Date: October 25, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: October 16, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Date: September 17, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Date: March 30, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Date: January 25, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Date: December 07, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: September 17, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: May 25, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: May 11, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: November 19, 2017 Age: 30 to 39 Gender: Male Marital Status: Married
Date: November 19, 2017 Age: 40 to 49 Gender: Female Marital Status: Married
Frontline Insurance Home Insurance Reviews
Date: September 22, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: September 21, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: September 03, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: August 23, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: May 03, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
State Farm Home Insurance Reviews
Date: September 12, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: September 04, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: August 06, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: June 02, 2018 Age: Above 60 Gender: Male Marital Status: Married
Date: November 19, 2017 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Tower Hill Insurance Home Insurance Reviews
Date: July 12, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Date: November 23, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Olympus Insurance Home Insurance Reviews
Date: January 25, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: January 19, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Allstate Home Insurance Reviews
Date: November 01, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
MetLife Home Insurance Reviews
Date: May 23, 2019 Age: 30 to 39 Gender: Unmarried Marital Status: Female
Progressive Home Insurance Reviews
Date: June 15, 2019 Age: 30 to 39 Gender: Married Marital Status: Female
Travelers Home Insurance Reviews
Date: September 05, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
American Integrity Insurance Home Insurance Reviews
Date: February 10, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried