Gavop shows you how to buy homeowners insurance in Springdale, OH by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $37,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $78,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $142,000 | $120,000 | $150,000-$175,000 |
| 4 Bedroom | $224,500 | $190,000 | $200,000-$250,000 |
| 5 Bedroom | $323,500 | $290,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$101 | $531 |
| Superior Protection Discount | -$57 | $575 |
| Fire & Security Discount | -$51 | $582 |
| Hail Resistant Roof Discount | -$13 | $620 |
| Newly Constructed Home Discount | -$171 | $462 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hamilton County | $2,000 | $704 | $2,704 | $512 | $2,512 | $192 |
| Springdale, OH | $1,500 | $625 | $2,125 | $454 | $1,954 | $171 |
| Mount Healthy Heights, OH | $500 | $604 | $1,104 | $439 | $939 | $165 |
| New Miami, OH | $1,000 | $536 | $1,536 | $390 | $1,390 | $147 |
| Clarksville, OH | $2,000 | $599 | $2,599 | $435 | $2,435 | $164 |
| Martinsville, OH | $200 | $577 | $777 | $419 | $619 | $158 |
| Dodson, OH | $2,500 | $594 | $3,094 | $432 | $2,932 | $162 |
| Gallatin County, KY | $500 | $685 | $1,185 | $498 | $998 | $187 |
| Fayette County, IN | $700 | $623 | $1,323 | $453 | $1,153 | $170 |
| Bracken County, KY | $100 | $660 | $760 | $479 | $579 | $180 |
| Mad River, OH | $1,500 | $650 | $2,150 | $472 | $1,972 | $178 |
| Home Insurance Company Springdale, OH | Homeowners Insurance Agency Springdale, OH | Address | Popularity Score | Distance from Springdale (miles) |
|---|---|---|---|---|
| State Farm | Nikki Shah | 533 Loveland Madeira Rd, Loveland, OH, 45140-2713 | 11.3 | |
| Liberty Mutual Independent | Htt Agency Inc | 5879 Cheviot Rd, Cincinnati, OH, 45247 | 9.2 | |
| Allstate | Steve Rogers | 25 S Central Ave, Fairborn, OH, 45324 | 43.9 | |
| State Farm | Tom Brum | 2393 Elda Dr, Fairfield, OH, 45014-5837 | 9.1 | |
| State Farm | Lonny Key | 1030 Main St, Milford, OH, 45150-1768 | 13.1 | |
| State Farm | Al Rodriguez | 11430 Montgomery Road, Cincinnati, OH, 45249-2362 | 8.1 | |
| State Farm | Beth Wilker | 8406 Winton Rd, Cincinnati, OH, 45231-5905 | 5.4 | |
| Nationwide | Woods Agency Inc | 8075 Cincinnati Dayton Rd, West Chester, OH, 45069-2003 | 6.0 | |
| Travelers | Lighthouse Agency Inc | 2794 Mack Road, Fairfield, OH, 45014 | 3.0 | |
| Allstate | Kenneth Lindsay | 8055 Cincinnati Dayton Rd, West Chester, OH, 45069 | 6.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $490 | $990 | $500 |
| Hamilton County, OH | $145,800 | $713 | $510 | $980 | $470 |
| Springdale, OH | $121,600 | $632 | $430 | $890 | $460 |
| Mount Healthy Heights, OH | $95,400 | $611 | $420 | $850 | $430 |
| New Miami, OH | $73,600 | $543 | $400 | $770 | $370 |
| Clarksville, OH | $93,800 | $606 | $440 | $840 | $400 |
| Martinsville, OH | $86,300 | $584 | $390 | $830 | $440 |
| Dodson, OH | $92,100 | $601 | $430 | $860 | $430 |
| Gallatin County, KY | $109,900 | $693 | $500 | $960 | $460 |
| Fayette County, IN | $81,400 | $631 | $430 | $880 | $450 |
| Bracken County, KY | $102,300 | $668 | $450 | $950 | $500 |
| Mad River, OH | $132,900 | $658 | $480 | $910 | $430 |