Gavop tells you how to get the best homeowners insurance in Havre, MT by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $46,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $124,000 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $129,000 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $128,000 | $110,000 | $125,000-$150,000 |
| 5 Bedroom | $231,500 | $210,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$122 | $641 |
| Superior Protection Discount | -$69 | $694 |
| Fire & Security Discount | -$61 | $702 |
| Hail Resistant Roof Discount | -$15 | $747 |
| Newly Constructed Home Discount | -$206 | $557 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hill County | $1,500 | $722 | $2,222 | $525 | $2,025 | $197 |
| Havre, MT | $2,500 | $754 | $3,254 | $548 | $3,048 | $206 |
| Saddle Butte, MT | $400 | $1,308 | $1,708 | $951 | $1,351 | $357 |
| West Havre, MT | $2,000 | $1,114 | $3,114 | $810 | $2,810 | $305 |
| Rocky Boy's, MT | $500 | $594 | $1,094 | $432 | $932 | $162 |
| Parker School, MT | $1,500 | $616 | $2,116 | $447 | $1,947 | $168 |
| St. Pierre, MT | $400 | $455 | $855 | $331 | $731 | $124 |
| Rocky Boy West, MT | $700 | $659 | $1,359 | $479 | $1,179 | $180 |
| Hill County, MT | $500 | $722 | $1,222 | $525 | $1,025 | $197 |
| Fort Belknap Agency, MT | $1,000 | $582 | $1,582 | $423 | $1,423 | $159 |
| Rudyard, MT | $200 | $577 | $777 | $419 | $619 | $158 |
| Home Insurance Company Havre, MT | Homeowners Insurance Agency Havre, MT | Address | Popularity Score | Distance from Havre (miles) |
|---|---|---|---|---|
| Travelers | Erickson Insurance Group | 3 First St W, Havre, MT, 59501 | 9.6 | |
| Travelers | Baldwin Insurance Associates | 1465 Us Hgwy 2 Nw, Havre, MT, 59501 | 10.0 | |
| State Farm | Anthony Cammon | 115 4th Ave W Ste 100, Havre, MT, 59501-3456 | 9.6 | |
| Travelers | Hub International Mountain States Limited | 327 Indiana, Chinook, MT, 59523 | 22.8 | |
| State Farm | Thom Maclean | 425 Indiana St, Chinook, MT, 59523 | 22.8 | |
| Allstate | Richman Insurance | 203 South Main, Harlem, MT, 59526 | 40.6 | |
| Travelers | Baldwin Insurance Associates | 1465 Us Highway 2 Nw, Havre, MT, 59501 | 10.0 | |
| Travelers | Hub International Mountain States Limited | 327 Indiana St, Chinook, MT, 59523 | 22.9 | |
| Travelers | Cynthia B Schubert | 4371st Street, Havre, MT, 59501 | 9.5 | |
| Allstate | Baldwin Ins Assoc | 1465 Highway 2 Nw Ste D, Havre, MT, 59501 | 10.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Montana | $209,100 | $1,080 | $820 | $1,410 | $590 |
| Hill County, MT | $128,000 | $731 | $560 | $960 | $400 |
| Havre, MT | $139,400 | $763 | $580 | $1,000 | $420 |
| Saddle Butte, MT | $325,000 | $1,324 | $1,010 | $1,730 | $720 |
| West Havre, MT | $235,300 | $1,128 | $860 | $1,480 | $620 |
| Rocky Boy's, MT | $69,600 | $601 | $460 | $790 | $330 |
| Parker School, MT | $73,300 | $623 | $470 | $820 | $350 |
| St. Pierre, MT | $47,600 | $461 | $350 | $600 | $250 |
| Rocky Boy West, MT | $81,400 | $667 | $510 | $870 | $360 |
| Hill County, MT | $128,000 | $731 | $560 | $960 | $400 |
| Fort Belknap Agency, MT | $67,500 | $589 | $450 | $770 | $320 |
| Rudyard, MT | $66,600 | $584 | $440 | $770 | $330 |