Gavop's guide to buying homeowners insurance in Latimer County, OK covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Latimer County, OK - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| SE 1068 Ave, NE 122nd Rd, W Cr 1350, Boznar Rd, Ash Creek Rd, NE 1155th Ave, E Ada Ave, Sw1050th Ave, NE 1170th Ave, NE 2nd St | $77,500 | $60,000 | $75,000-$100,000 | $83,500 | $80,000 | $75,000-$100,000 |
| Turner Rd, Manley Ln, W Pacific Ave, Blair Ave, E1395 Rd, SE 1030th, NE 1161st Ave, NE 5th St, Bettas Rd, SW 1090th Ave | $76,000 | $70,000 | $75,000-$100,000 | $65,000 | $60,000 | $75,000-$100,000 |
| D1380 Rd, SE 111th Rd, Black Loop Rd, Pahlon Ln, 1067th Ave, Taft Ave, SE 2nd St, NW 1040th, Cravens Rd, NW 1050th Ave | $103,000 | $90,000 | $100,000-$125,000 | $66,500 | $60,000 | $50,000-$75,000 |
| Metcalf, Stambeck Rd, NW 1103th Ave, D1490 Rd, Golf Course Rd, Irvin Ranch, Cravens Rd, SE 235th Rd, SE 230th Rd, S Limestone Rd | $118,000 | $100,000 | $100,000-$125,000 | $88,000 | $80,000 | $75,000-$100,000 |
| Dorthy Johnson Rd, SE 219th Rd, Bull Hill Rd, 1095 Ave, Christie Rd, Cockburn Ln, Wilson Rd, Blassingame Ct, Hamilton St, SE 1st St | $165,500 | $140,000 | $175,000-$200,000 | $125,500 | $110,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$152 | $647 |
| Superior Protection Discount | -$72 | $727 |
| Fire & Security Discount | -$56 | $743 |
| Hail Resistant Roof Discount | -$24 | $775 |
| Newly Constructed Home Discount | -$208 | $591 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Latimer County | $2,000 | $790 | $2,790 | $574 | $2,574 | $216 |
| Latimer County, OK | $1,000 | $790 | $1,790 | $574 | $1,574 | $216 |
| Wilburton, OK | $300 | $796 | $1,096 | $578 | $878 | $217 |
| Le Flore, OK | $1,000 | $1,165 | $2,165 | $847 | $1,847 | $318 |
| Haileyville, OK | $200 | $833 | $1,033 | $605 | $805 | $228 |
| Crowder, OK | $2,000 | $1,110 | $3,110 | $806 | $2,806 | $303 |
| Canadian, OK | $100 | $791 | $891 | $575 | $675 | $216 |
| Panama-Bokoshe, OK | $1,500 | $1,138 | $2,638 | $827 | $2,327 | $311 |
| Finley-Rattan, OK | $300 | $1,169 | $1,469 | $849 | $1,149 | $319 |
| Eufaula, OK | $2,000 | $819 | $2,819 | $595 | $2,595 | $224 |
| Redbird Smith, OK | $500 | $809 | $1,309 | $588 | $1,088 | $221 |
| Home Insurance Company Latimer County, OK | Homeowners Insurance Agency Latimer County, OK | Address | Popularity Score | Distance from Latimer County (miles) |
|---|---|---|---|---|
| State Farm | John Hamilton | 1201 N Broadway St, Poteau, OK, 74953-2616 | 39.2 | |
| State Farm | Cameron Goodwin | 206 E Main St, Antlers, OK, 74523-3256 | 48.6 | |
| State Farm | Ross Eaton | 352 E Washington Ave, Mcalester, OK, 74501-4750 | 28.1 | |
| Farmers | Brian Brooks | 413 E Broadway St, Spiro, OK, 74959 | 44.9 | |
| Travelers | Shore Insurance Agency | 801 North Broadway, Poteau, OK, 74953 | 39.1 | |
| Allstate | Lyle Whitworth | 700 S Broadway St, Poteau, OK, 74953 | 38.6 | |
| Farmers | Le Nard Rhone | 317 N Main St, Mcalester, OK, 74501 | 28.5 | |
| Farmers | Gary Coleman | 609 S Broadway St, Checotah, OK, 74426 | 43.1 | |
| Allstate | Dewayne Kalin | 1401 E Wade Watts Ave, Mcalester, OK, 74501 | 27.4 | |
| State Farm | Janiece Vest | 110 Selmon Rd, Eufaula, OK, 74432-2408 | 33.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oklahoma | $125,800 | $1,489 | $1,090 | $2,130 | $1,040 |
| Latimer County, OK | $81,100 | $799 | $580 | $1,130 | $550 |
| Latimer County, OK | $81,100 | $799 | $570 | $1,100 | $530 |
| Wilburton, OK | $82,100 | $806 | $560 | $1,120 | $560 |
| Le Flore, OK | $87,500 | $1,179 | $810 | $1,620 | $810 |
| Haileyville, OK | $50,400 | $843 | $600 | $1,160 | $560 |
| Crowder, OK | $81,000 | $1,123 | $750 | $1,550 | $800 |
| Canadian, OK | $46,000 | $801 | $580 | $1,110 | $530 |
| Panama-Bokoshe, OK | $84,300 | $1,152 | $830 | $1,620 | $790 |
| Finley-Rattan, OK | $87,900 | $1,183 | $800 | $1,630 | $830 |
| Eufaula, OK | $85,900 | $829 | $570 | $1,140 | $570 |
| Redbird Smith, OK | $47,900 | $819 | $560 | $1,140 | $580 |