Gavop shows you how to buy homeowners insurance in York County, VA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $121,500 | $110,000 | $125,000-$150,000 |
| 2 Bedroom | $185,000 | $160,000 | $200,000-$250,000 |
| 3 Bedroom | $271,000 | $220,000 | $300,000-$350,000 |
| 4 Bedroom | $294,000 | $270,000 | $250,000-$300,000 |
| 5 Bedroom | $454,000 | $430,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$137 | $845 |
| Superior Protection Discount | -$98 | $884 |
| Fire & Security Discount | -$79 | $904 |
| Hail Resistant Roof Discount | -$20 | $962 |
| Newly Constructed Home Discount | -$216 | $766 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| York County | $2,500 | $970 | $3,470 | $705 | $3,205 | $265 |
| York County, VA | $700 | $970 | $1,670 | $705 | $1,405 | $265 |
| York, VA | $200 | $770 | $970 | $560 | $760 | $210 |
| Gloucester Point, VA | $2,500 | $769 | $3,269 | $559 | $3,059 | $210 |
| Petsworth, VA | $500 | $739 | $1,239 | $537 | $1,037 | $202 |
| Saluda, VA | $2,500 | $923 | $3,423 | $671 | $3,171 | $252 |
| Claremont, VA | $500 | $756 | $1,256 | $549 | $1,049 | $207 |
| Irvington, VA | $2,500 | $991 | $3,491 | $720 | $3,220 | $271 |
| Ivor, VA | $500 | $773 | $1,273 | $561 | $1,061 | $211 |
| Bobtown, VA | $1,000 | $955 | $1,955 | $694 | $1,694 | $261 |
| Prince George County, VA | $500 | $854 | $1,354 | $621 | $1,121 | $233 |
| Jerusalem, VA | $2,500 | $847 | $3,347 | $615 | $3,115 | $231 |
| Home Insurance Company York County, VA | Homeowners Insurance Agency York County, VA | Address | Popularity Score | Distance from York County (miles) |
|---|---|---|---|---|
| State Farm | Beth Holland | 5907 W Norfolk Rd Ste 102, Portsmouth, VA, 23703-3318 | 24.6 | |
| State Farm | Jon Fratter | 4521 Geo Wash Mem Hwy, Yorktown, VA, 23692-2702 | 5.2 | |
| State Farm | Shawn Fischer | 1464 Mount Pleasant Road, Chesapeake, VA, 23322-3919 | 36.8 | |
| State Farm | Shelton Lucas | 70 W Mercury Blvd Ste 201, Hampton, VA, 23669-2571 | 12.4 | |
| Allstate | Michael Levenson | 1405 Kiln Creek Pkwy, Newport News, VA, 23602 | 8.6 | |
| Farmers | Teressa Penland | 63 Wythe Creek Rd Ste 1, Hampton, VA, 23666 | 8.2 | |
| Farmers | Ariel Martin | 2140 William Styron Sq S, Newport News, VA, 23606 | 10.8 | |
| Travelers | Armor Insurance Group Llc | 4445 Corporation Ln Ste 287, Virginia Beach, VA, 23462 | 29.8 | |
| State Farm | Sean Crane | 503 Crawford St, Portsmouth, VA, 23704-3805 | 27.1 | |
| Allstate | Lee Ann Sullivan | 640 Independence Pkwy Ste 200, Chesapeake, VA, 23320 | 32.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $680 | $1,320 | $640 |
| York County, VA | $315,400 | $982 | $660 | $1,390 | $730 |
| York County, VA | $315,400 | $982 | $670 | $1,350 | $680 |
| York, VA | $236,800 | $780 | $540 | $1,080 | $540 |
| Gloucester Point, VA | $236,200 | $779 | $540 | $1,070 | $530 |
| Petsworth, VA | $212,000 | $748 | $540 | $1,030 | $490 |
| Saluda, VA | $241,400 | $934 | $670 | $1,320 | $650 |
| Claremont, VA | $155,200 | $765 | $510 | $1,060 | $550 |
| Irvington, VA | $300,000 | $1,003 | $730 | $1,430 | $700 |
| Ivor, VA | $161,200 | $782 | $540 | $1,100 | $560 |
| Bobtown, VA | $268,600 | $967 | $660 | $1,360 | $700 |
| Prince George County, VA | $212,100 | $864 | $600 | $1,230 | $630 |
| Jerusalem, VA | $193,300 | $857 | $590 | $1,210 | $620 |