Gavop shows you how to buy homeowners insurance in LaFayette, GA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| LaFayette, GA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| E Villanow St, McIntire Rd, Magnolia St, Rose Bud Ln, S Steele St, Hall St, Derby Ln, Old Villanow Rd, Wisteria Rd, Merediths Way | $74,000 | $60,000 | $50,000-$75,000 | $56,000 | $40,000 | $50,000-$75,000 |
| Abney St, Turman Dr, Dixon Springs Rd, Roadrunner Blvd, Charlie Stephenson Rd, Millsap Rd, Lee St, Gene Baker Rd, Brody Dr, Madden Corner Rd | $99,000 | $80,000 | $100,000-$125,000 | $90,000 | $80,000 | $100,000-$125,000 |
| Ransom St, York Rd, Ridgeway Rd, Cook Rd, Darvin Ln, Warrenfells St, Lakesite Dr, N Flora St, Cannon Rd, Bandy Rd | $154,500 | $130,000 | $150,000-$175,000 | $115,500 | $110,000 | $100,000-$125,000 |
| Ken Visage Rd, Westview Dr, Chestnut St, Shaw St S, Mize St, Lee Edwards Dr, W McConnell St, King St, Wallin Dr, Dripping Springs Rd | $136,000 | $130,000 | $150,000-$175,000 | $112,500 | $100,000 | $75,000-$100,000 |
| Hobart Ln, Hollyhock Ln, Stanfield Dr, Pledger St, Kimbell Dr, Willow Dr, Jefferson St, Napier Chapel Rd, Gordon Lake Rd, Midway Dr | $138,000 | $110,000 | $150,000-$175,000 | $61,000 | $50,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$104 | $544 |
| Superior Protection Discount | -$65 | $583 |
| Fire & Security Discount | -$65 | $583 |
| Hail Resistant Roof Discount | -$19 | $628 |
| Newly Constructed Home Discount | -$130 | $518 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Walker County | $1,500 | $773 | $2,273 | $562 | $2,062 | $211 |
| LaFayette, GA | $700 | $640 | $1,340 | $465 | $1,165 | $175 |
| Summerville, GA | $100 | $583 | $683 | $424 | $524 | $159 |
| Chattanooga Valley, GA | $700 | $658 | $1,358 | $478 | $1,178 | $180 |
| Whitfield County, GA | $300 | $836 | $1,136 | $607 | $907 | $228 |
| Lookout Mountain, TN | $700 | $2,490 | $3,190 | $1,809 | $2,509 | $680 |
| Gaylesville, AL | $300 | $1,121 | $1,421 | $815 | $1,115 | $306 |
| Orme, TN | $1,000 | $669 | $1,669 | $486 | $1,486 | $183 |
| Stevenson, AL | $400 | $720 | $1,120 | $524 | $924 | $197 |
| Spring Garden, AL | $1,500 | $1,076 | $2,576 | $782 | $2,282 | $294 |
| Cartersville, GA | $300 | $893 | $1,193 | $649 | $949 | $244 |
| Geraldine, AL | $2,500 | $781 | $3,281 | $568 | $3,068 | $213 |
| Home Insurance Company LaFayette, GA | Homeowners Insurance Agency LaFayette, GA | Address | Popularity Score | Distance from LaFayette (miles) |
|---|---|---|---|---|
| Travelers | Harry Daniel Insurance | 15 South Gilmer St, Cartersville, GA, 30120 | 44.9 | |
| State Farm | Julie Svardh | 1515 Dean Ave Se, Rome, GA, 30161-7103 | 31.5 | |
| State Farm | Sherman Ross | 122 East Elm Street, Rockmart, GA, 30153-2924 | 48.8 | |
| State Farm | Grover Lunsford | 972 Highway 53 West Sw, Calhoun, GA, 30701-7717 | 25.2 | |
| Travelers | Dickerson & Associates | 802 N Main St, Cedartown, GA, 30125 | 45.0 | |
| State Farm | Aaron Stiles | 4215 Cloud Springs Rd, Ringgold, GA, 30736-8413 | 20.3 | |
| State Farm | David Prusakowski | 8 E 3rd Ave, Rome, GA, 30161 | 29.9 | |
| Allstate | Shannon Herrmann | 5381 Highway 136, Trenton, GA, 30752 | 18.7 | |
| State Farm | Greg Kirk | 716 S Thornton Ave, Dalton, GA, 30720-8272 | 18.4 | |
| State Farm | K.C. Willey | 1514 W Walnut Ave, Dalton, GA, 30720-4430 | 17.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $690 | $1,450 | $760 |
| Walker County, GA | $111,100 | $783 | $520 | $1,120 | $600 |
| LaFayette, GA | $104,500 | $648 | $460 | $890 | $430 |
| Summerville, GA | $81,800 | $591 | $420 | $810 | $390 |
| Chattanooga Valley, GA | $94,800 | $666 | $450 | $950 | $500 |
| Whitfield County, GA | $124,300 | $846 | $610 | $1,170 | $560 |
| Lookout Mountain, TN | $541,400 | $2,520 | $1,840 | $3,500 | $1,660 |
| Gaylesville, AL | $125,800 | $1,135 | $760 | $1,620 | $860 |
| Orme, TN | $58,800 | $677 | $490 | $960 | $470 |
| Stevenson, AL | $81,400 | $729 | $530 | $1,000 | $470 |
| Spring Garden, AL | $117,200 | $1,089 | $770 | $1,560 | $790 |
| Cartersville, GA | $140,200 | $904 | $610 | $1,240 | $630 |
| Geraldine, AL | $92,500 | $790 | $550 | $1,100 | $550 |