Gavop's guide to buying homeowners insurance in Cheverly, MD covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $93,000 | $90,000 | $75,000-$100,000 |
| 2 Bedroom | $134,000 | $130,000 | $125,000-$150,000 |
| 3 Bedroom | $320,000 | $300,000 | $250,000-$300,000 |
| 4 Bedroom | $252,500 | $210,000 | $200,000-$250,000 |
| 5 Bedroom | $258,000 | $230,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$80 | $805 |
| Home and Two Car | -$150 | $734 |
| Home and Three Car | -$212 | $672 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Prince George's County | $1,500 | $905 | $2,405 | $658 | $2,158 | $247 |
| Cheverly, MD | $700 | $874 | $1,574 | $635 | $1,335 | $239 |
| Cottage City, MD | $400 | $832 | $1,232 | $605 | $1,005 | $227 |
| Brentwood, MD | $2,500 | $902 | $3,402 | $656 | $3,156 | $247 |
| Lanham, MD | $300 | $802 | $1,102 | $583 | $883 | $219 |
| Greenbelt, MD | $1,000 | $675 | $1,675 | $490 | $1,490 | $184 |
| Melwood, MD | $200 | $881 | $1,081 | $640 | $840 | $241 |
| Bailey's Crossroads, VA | $200 | $891 | $1,091 | $647 | $847 | $243 |
| Aspen Hill, MD | $700 | $1,197 | $1,897 | $870 | $1,570 | $327 |
| South Riding, VA | $300 | $946 | $1,246 | $688 | $988 | $259 |
| Aquia Harbour, VA | $2,500 | $875 | $3,375 | $636 | $3,136 | $239 |
| Home Insurance Company Cheverly, MD | Homeowners Insurance Agency Cheverly, MD | Address | Popularity Score | Distance from Cheverly (miles) |
|---|---|---|---|---|
| Travelers | Coughlan Insurance Agency Inc | 10214 Sutherland Rd, Silver Spring, MD, 20901 | 8.7 | |
| Travelers | Carl Rutan Insurance Agency | 9912 Colesville Road, Silver Spring, MD, 20901 | 8.4 | |
| State Farm | Ron Schlicht | 14214 Jarrettsville Pike, Phoenix, MD, 21131-1405 | 44.9 | |
| Allstate | Evelyn Guzman | 11215 Lockwood Dr Ste A, Silver Spring, MD, 20901 | 8.9 | |
| State Farm | Melissa Marmen | 2112 Bel Air Rd Ste 1, Fallston, MD, 21047-2786 | 48.2 | |
| Allstate | Daniel Ogan | 7408 Laurel Bowie Rd, Bowie, MD, 20715 | 9.4 | |
| Farmers | Marc Winer | 13884 Old Columbia Pike, Silver Spring, MD, 20904 | 11.1 | |
| Allstate | Yevette Cashwell | 7006 Carroll Ave Ste 205, Takoma Park, MD, 20912 | 6.3 | |
| Allstate | Kristina M. Palmer | 1400 Mercantile Ln Ste 128, Largo, MD, 20774 | 4.3 | |
| Allstate | Leydine Zapata | 10111 Colesville Rd Ste 125, Silver Spring, MD, 20901 | 8.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maryland | $296,500 | $1,008 | $800 | $1,270 | $470 |
| Prince George's County, MD | $272,900 | $916 | $720 | $1,150 | $430 |
| Cheverly, MD | $314,200 | $885 | $700 | $1,110 | $410 |
| Cottage City, MD | $217,000 | $842 | $670 | $1,060 | $390 |
| Brentwood, MD | $253,600 | $913 | $720 | $1,150 | $430 |
| Lanham, MD | $278,600 | $811 | $640 | $1,020 | $380 |
| Greenbelt, MD | $201,000 | $683 | $540 | $860 | $320 |
| Melwood, MD | $243,100 | $892 | $700 | $1,120 | $420 |
| Bailey's Crossroads, VA | $348,000 | $901 | $660 | $1,250 | $590 |
| Aspen Hill, MD | $404,300 | $1,211 | $960 | $1,530 | $570 |
| South Riding, VA | $499,300 | $958 | $640 | $1,330 | $690 |
| Aquia Harbour, VA | $336,500 | $885 | $610 | $1,270 | $660 |