Gavop tells you how to get the best homeowners insurance in Wayne, OH by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Wayne, OH - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| S 4th St, Co Hwy 28, E Lower Springboro Rd, Twp Hwy 235, Co Rd 39, Co Rd 61, S 3rd St, Co Hwy 29, Royston Dr, O Neall Rd | $149,500 | $130,000 | $150,000-$175,000 | $154,000 | $140,000 | $150,000-$175,000 |
| Twp Hwy 137, Gard Rd, Compton Rd, N 4th St, Twp Hwy 1126, Smith Rd, Crimson Ct, Old Stage Rd, Oneall Rd, N 3rd St | $175,000 | $160,000 | $200,000-$250,000 | $94,000 | $80,000 | $75,000-$100,000 |
| Bellbrook Rd, Co Hwy 22, Twp Hwy 139, Twp Hwy 2077, Edwards Rd, Middle St, N Cincinnati Columbus Rd, Co Hwy 135, E Pekin Rd, Middletown Rd | $174,000 | $150,000 | $175,000-$200,000 | $96,500 | $90,000 | $100,000-$125,000 |
| Clarksville Rd, South St, Pekin Rd, Lytle 5 Points Rd, Anthony Trce, Wilson Rd, Mount Holly Rd, Twp Hwy 304, Anson Ln, Twp Hwy 238 | $222,000 | $180,000 | $250,000-$300,000 | $174,000 | $160,000 | $200,000-$250,000 |
| Pence Jones Rd, Twp Hwy 233, Chapman St, Murray Rd, Elm Tree Rd, Twp Rd 39, Kenrick Rd, Sandy Run Dr, S Maple St, 1st St | $180,500 | $160,000 | $150,000-$175,000 | $156,000 | $140,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$138 | $590 |
| Superior Protection Discount | -$66 | $663 |
| Fire & Security Discount | -$58 | $670 |
| Hail Resistant Roof Discount | -$15 | $714 |
| Newly Constructed Home Discount | -$211 | $517 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Warren County | $2,000 | $798 | $2,798 | $580 | $2,580 | $218 |
| Wayne, OH | $1,500 | $720 | $2,220 | $523 | $2,023 | $197 |
| Clear Creek, OH | $200 | $742 | $942 | $539 | $739 | $203 |
| Morrow, OH | $2,500 | $715 | $3,215 | $520 | $3,020 | $195 |
| Highpoint, OH | $400 | $681 | $1,081 | $495 | $895 | $186 |
| Lake Lorelei, OH | $2,000 | $773 | $2,773 | $561 | $2,561 | $211 |
| Mount Repose, OH | $200 | $725 | $925 | $527 | $727 | $198 |
| Concorde Hills, OH | $1,500 | $1,506 | $3,006 | $1,094 | $2,594 | $411 |
| Summerside, OH | $300 | $642 | $942 | $467 | $767 | $176 |
| Tipp City, OH | $1,000 | $634 | $1,634 | $461 | $1,461 | $173 |
| Hamilton County, OH | $300 | $704 | $1,004 | $512 | $812 | $192 |
| Lake Waynoka, OH | $2,500 | $925 | $3,425 | $672 | $3,172 | $253 |
| Home Insurance Company Wayne, OH | Homeowners Insurance Agency Wayne, OH | Address | Popularity Score | Distance from Wayne (miles) |
|---|---|---|---|---|
| State Farm | Marjorie Schaeffer | 1160 E Main St Apt A, Lebanon, OH, 45036-6450 | 9.1 | |
| Farmers | Ross Crisp | 4496 Marie Dr, Middletown, OH, 45044 | 14.9 | |
| Liberty Mutual Independent | Norman Spencer Agency Inc | 8075 Washington Village Dr, Dayton, OH, 45458 | 9.4 | |
| State Farm | Shaun Thatcher | 6116 Harrison Ave Ste 1d, Cincinnati, OH, 45247-7833 | 38.9 | |
| Erie | Jeff Williamson Insurance Llc | 733 Columbus Avenue, Lebanon, OH, 45036 | 8.7 | |
| State Farm | Katie Mcmahon | 1964 N Lakeman Dr Ste D, Bellbrook, OH, 45305-1229 | 7.7 | |
| Allstate | Robert Ford | 689 Miamisburg Centerville Rd, Dayton, OH, 45459 | 8.8 | |
| Allstate | Jack M. Boyer Jr | 2006 Bonniedale Dr, Bellbrook, OH, 45305 | 7.6 | |
| State Farm | Chuck Shafer | 1840 Lyons Rd, Centerville, OH, 45458-1839 | 9.7 | |
| State Farm | Mark Rizzo | 519 Mound Ct Ste A, Lebanon, OH, 45036-2091 | 9.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $510 | $1,010 | $500 |
| Warren County, OH | $200,100 | $808 | $540 | $1,120 | $580 |
| Wayne, OH | $221,600 | $728 | $490 | $1,000 | $510 |
| Clear Creek, OH | $239,500 | $751 | $540 | $1,040 | $500 |
| Morrow, OH | $140,900 | $724 | $530 | $1,000 | $470 |
| Highpoint, OH | $125,400 | $689 | $500 | $980 | $480 |
| Lake Lorelei, OH | $169,900 | $782 | $540 | $1,110 | $570 |
| Mount Repose, OH | $145,700 | $734 | $510 | $1,010 | $500 |
| Concorde Hills, OH | $465,600 | $1,524 | $1,050 | $2,160 | $1,110 |
| Summerside, OH | $129,300 | $650 | $470 | $890 | $420 |
| Tipp City, OH | $160,700 | $642 | $440 | $890 | $450 |
| Hamilton County, OH | $145,800 | $713 | $520 | $990 | $470 |
| Lake Waynoka, OH | $266,200 | $936 | $650 | $1,340 | $690 |