How Can I Make My Eldersburg, MD Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Eldersburg, MD by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Eldersburg, MD Home Insurance Coverage Levels | Back to Top
| Eldersburg, MD - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Hollenberry Rd, Roundtree Ct, Lorimel Dr, Bernard Dr, Blacksmith Dr, Red Cedar Ct, Dale Dr, Formosa Dr, Sagebrush Ct, Raymond Ave | $277,000 | $250,000 | $300,000-$350,000 | $563,500 | $450,000 | $600,000-$700,000 |
| Sorrell Ct, Brangels Rd, Chiseled Stone Rd, Flohr Ave, Kennard Ct, Village Rd, Carroll Park Ct, Night Ripple Dr, Magic Splendor Dr, Placid Dr | $235,500 | $210,000 | $250,000-$300,000 | $385,000 | $330,000 | $350,000-$400,000 |
| Calvert Way, Bumble Bee Dr, Dogwood Rd, Dixon Ln, Elm Ave, Heathfield Rd, Howard Dr, Melville Rd, Windrow Ct, Lakeview Dr | $259,000 | $230,000 | $200,000-$250,000 | $433,000 | $350,000 | $400,000-$500,000 |
| Bevridge Dr, Oak Hill Dr, Springfield Ave, Shub Farm Rd, Swallow Rd, Carroll Highlands Rd, Quad Ln, Central Ave, College Rd, Carroll St | $286,000 | $260,000 | $200,000-$250,000 | $626,500 | $590,000 | $500,000-$600,000 |
| Bartholow Rd, Carnies Ln, Emerald Dr, Haight Ave, Robby Ct, Riverview Trl, Gorsuch Switch Rd, Meadowcroft Ct, Bruce Ct, Courtland Dr | $417,000 | $360,000 | $400,000-$500,000 | $583,000 | $500,000 | $600,000-$700,000 |
Estimate your Savings with Home Insurance Discounts in Eldersburg, MD | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$182 | $957 |
| Superior Protection Discount | -$103 | $1,037 |
| Fire & Security Discount | -$114 | $1,025 |
| Hail Resistant Roof Discount | -$34 | $1,105 |
| Newly Constructed Home Discount | -$296 | $843 |
Choose the Right Deductible for your Eldersburg, MD Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Carroll County | $1,000 | $1,002 | $2,002 | $729 | $1,729 | $274 |
| Eldersburg, MD | $2,000 | $1,126 | $3,126 | $818 | $2,818 | $308 |
| Perry Hall, MD | $500 | $757 | $1,257 | $550 | $1,050 | $207 |
| Jarrettsville, MD | $700 | $1,311 | $2,011 | $953 | $1,653 | $358 |
| Pleasant Hills, MD | $100 | $1,272 | $1,372 | $924 | $1,024 | $347 |
| Jefferson, MD | $700 | $1,001 | $1,701 | $727 | $1,427 | $274 |
| Anne Arundel County, MD | $100 | $1,050 | $1,150 | $763 | $863 | $287 |
| Felton, PA | $2,500 | $709 | $3,209 | $516 | $3,016 | $194 |
| McKnightstown, PA | $400 | $1,018 | $1,418 | $740 | $1,140 | $278 |
| Chewsville, MD | $1,500 | $804 | $2,304 | $584 | $2,084 | $220 |
| Forest Heights, MD | $300 | $802 | $1,102 | $583 | $883 | $219 |
Identify Top Home Insurance Agents near Eldersburg, MD | Back to Top
| Home Insurance Company Eldersburg, MD | Homeowners Insurance Agency Eldersburg, MD | Address | Popularity Score | Distance from Eldersburg (miles) |
|---|---|---|---|---|
| State Farm | Cherie Green-Johnson | 10126 Liberty Rd, Randallstown, MD, 21133-1404 | 6.7 | |
| Allstate | Akin Adesanya | 9433 Common Brook Rd Ste 100, Owings Mills, MD, 21117 | 8.2 | |
| Liberty Mutual Independent | Insurance First Inc | 3530 Worthington Blvd, Urbana, MD, 21704 | 22.0 | |
| Farmers | Ramona Jones-Mcclain | 606 Main St, Reisterstown, MD, 21136 | 7.9 | |
| Liberty Mutual Independent | Consolidated Insurance Center | 11403 Cronridge Dr Ste 270, Owings Mills, MD, 21117 | 9.8 | |
| State Farm | Adam Fitzpatrick | 9934 Liberty Rd, Randallstown, MD, 21133-1804 | 7.1 | |
| Farmers | Vance Morrow | 600 Red Brook Blvd Ste 200, Owings Mills, MD, 21117 | 7.9 | |
| Erie | Bedford Insurance Group | 1701 Madison Avenue Suite 502, Baltimore, MD, 21217 | 18.6 | |
| Allstate | Geoffrey S. Walker | 10296a Baltimore National Pike, Ellicott City, MD, 21042 | 9.7 | |
| State Farm | Renita Prevot | 10815 Reisterstown Rd, Owings Mills, MD, 21117-2703 | 9.0 |
Compare Rates for Eldersburg, MD Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maryland | $296,500 | $1,008 | $800 | $1,270 | $470 |
| Carroll County, MD | $328,100 | $1,015 | $800 | $1,280 | $480 |
| Eldersburg, MD | $371,600 | $1,139 | $900 | $1,440 | $540 |
| Perry Hall, MD | $253,100 | $766 | $610 | $970 | $360 |
| Jarrettsville, MD | $399,400 | $1,327 | $1,050 | $1,670 | $620 |
| Pleasant Hills, MD | $389,000 | $1,287 | $1,020 | $1,620 | $600 |
| Jefferson, MD | $298,300 | $1,013 | $800 | $1,280 | $480 |
| Anne Arundel County, MD | $346,000 | $1,063 | $840 | $1,340 | $500 |
| Felton, PA | $156,100 | $718 | $500 | $980 | $480 |
| McKnightstown, PA | $311,400 | $1,030 | $700 | $1,410 | $710 |
| Chewsville, MD | $201,900 | $814 | $640 | $1,030 | $390 |
| Forest Heights, MD | $200,500 | $812 | $640 | $1,020 | $380 |
Research Home Insurance Companies Reviews in Eldersburg, MD Before Buying | Back to Top
Share a review on your home insurance company
USAA Home Insurance Reviews
Date: July 16, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
The home insurance policy is extremely competitive and comprehensive. I would argue that they are one of the best home insurance providers at a very reasonable cost.
Date: April 12, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
The premiums my home insurance company offers to me are better than any other company, which is why I selected them.
Date: February 01, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Premium
The deductible is not the lowest but it doesnt matter because the company has the best service and the price was still competitive.
Date: January 26, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
I would rate USAA on a scale of 1-5, a 5! USAA offers really good discounts and pricing and always answers my questions quickly and are extremely helpful in all situations.
GEICO Home Insurance Reviews
Date: July 25, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
Our current premiums are less than those with the prior company; as I recall, the deductibles are similar if not the same.
Date: March 19, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Customer Service
i would rate my experience with GEICO as a "5" as it relates to customer service. Signing up for the insurance was easy and the customer service representative I spoke with was very helpful and knowledgeable.
Date: February 11, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Policy Offerings
I wouldn't really be able to give information about other insurance company providers because I did not shop around for other insurance company providers.
Progressive Home Insurance Reviews
Date: April 24, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Policy Offerings
home insurance company policy offerings is great and cool, they help in paying for repairs of home,It may also help cover costs if you accidentally damage another person's property.
Date: April 22, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
With what I have and where I am in now in life my premium and deductibles fit perfectly for me at a very fair price.
Allstate Home Insurance Reviews
Date: January 13, 2020 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Customer Service
I would give the rating a 5. Anytime I have any question they are always there to answer them. Very professional and friendly. Iam not treated like an account number.
Date: October 20, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
The premium of my home insurance company is a bit higher than other companies but I heard that in the long run if I ever need it it is worth it to pay a little extra month per month.
Travelers Home Insurance Reviews
Date: October 04, 2019 Age: Above 60 Gender: Female Marital Status: Unmarried
Premium
The premium and deductible of Travelers is the best I could find, compared to other companies.
Date: August 09, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Customer Service
We have been very pleased with Traveler's Insurance company. We have been with them for 25 years now. I have talked with customer service many times over the years.
The Hartford Home Insurance Reviews
Date: April 02, 2019 Age: Above 60 Gender: Female Marital Status: Married
Premium
The basic job of a homeowners policy is to protect your home and possessions ... Personal property is only protected against the same perils covered by a HO-2 policy.
Date: March 12, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
I have had excellent experiences with my home insurance company. I also use them for my auto insurance. They are very easy to deal with and make any claim as painless as possible.
Liberty Mutual Home Insurance Reviews
Date: April 17, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
Their premium and deductible is quite high cost when compare to other local insurance companies. Farmers insurance policy giving same policy and same offer in low cost.
State Farm Home Insurance Reviews
Date: December 07, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Policy Offerings
We have everything bundled through State Farm--house, property, and auto. Because of this, we get a substantial discount on our premiums. We've also been dealing with the same agent for 30 years and are quite satisfied with the level of service we get. We wouldn't get the same discounts or quality of service if we changed companies.
Utica National Insurance Home Insurance Reviews
Date: April 06, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
Our insurance premium is less expensive than our previous providers, which is always a good thing, especially when the coverages and deductibles have remained the same.
MAPFRE Insurance Home Insurance Reviews
Date: October 28, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Communication
I like the speed with which I am served in your telephone service center, what I do not like is that your notifications of new services are sent by traditional correspondence is to use the social networks and other communication platforms
Nationwide Home Insurance Reviews
Date: March 29, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
When we first bought our house, I checked with several different companies. Nationwide had the best coverage at the least expensive annual premium price.
State Auto Home Insurance Reviews
Date: July 08, 2019 Age: 30 to 39 Gender: Married Marital Status: Male
Customer Service
We just moved to a new house and they are a new insurance company for us. So far we have not had to file a claim, so I don't have anything negative or positive to advise about them.
Plummer Insurance Home Insurance Reviews
Date: November 10, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
It is always expensive and varied at every moment, it is always preparing for the new increase depending on the modifications that are made
Erie Insurance Home Insurance Reviews
Date: March 17, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
Our home insurance company offers us competitive rates. The price of our policy actually went down this year from last.
Farmer's Insurance Home Insurance Reviews
Date: April 08, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
Luckily, we have not had any incidents in our home which have required us to reach out to our home insurance company. However, just knowing that we have the coverage provides.